Car Insurance Price List For Best Cars Under 8 Lakhs In India 2025

Table of Contents:

• List of Top Best Cars under 8 lakhs in India
• Best Insurance Prices for Cars under 8 Lakhs
• Popular Cars under 8 lakhs among Consumers
• How Car Insurance Prices are Determined in India?
• How to Choose Car Insurance for Best Cars under 8 lakhs?

List of Top Best Cars under 8 lakhs in India:

Here are some of the best cars under 8 lakhs in India. When selecting a car, it's important to consider factors such as fuel efficiency, safety features, practicality, and budget to determine which model is the best fit for your needs and preferences.

*Note that the abovementioned prices are ex-showroom and may vary depending on the location and dealer.*

Best Insurance Prices for Cars under 8 Lakhs:

Car insurance is an important form of financial protection for motorists in India. It is a legal requirement to have car insurance if you own and drive a motor vehicle, and it can help protect you from the financial costs of accidents or damage to your car. With car insurance, you can also get coverage for third-party liability, personal accident coverage, and other additional benefits. In this article, we will discuss the different types of car insurance available in India and why it is necessary to have one. We will also look at the cost of car insurance in India and how you can find the best quotes for your needs.
Finding the best price for your car insurance is not easy. With so many different insurance policies available, it can be difficult to compare car insurance prices and find the one that offers the best coverage and value. Fortunately, there are a few tips and tricks you can use to make sure you get the best deal when shopping for car insurance. In this article, we will discuss how to compare car insurance prices, what factors you should consider when choosing an auto insurance policy, and how to find the cheapest auto insurance policy that meets your needs.

*All the above-mentioned values are for user reference purposes for exact values compare car insurance quotes.*

Popular Cars under 8 lakhs among Consumers:

There are several popular cars in India that are available for under 8 lakhs. Here are some of their features and benefits:

• Maruti Suzuki Swift: The Swift is a popular hatchback that offers great fuel efficiency, a spacious cabin, and a peppy engine. It comes with features such as touchscreen infotainment, automatic climate control, and keyless entry. The Swift is known for its agile handling and sporty styling.
• Hyundai Grand i10 Nios: The Grand i10 Nios is a well-rounded hatchback that offers a comfortable ride, good fuel efficiency, and a spacious cabin. It comes with features such as a touchscreen infotainment system, automatic climate control, and a rearview camera. The Grand i10 Nios is known for its smooth ride quality and refined engine.
• Tata Altroz: The Altroz is a premium hatchback that offers a spacious and feature-packed cabin. It comes with features such as a touchscreen infotainment system, automatic climate control, and a multi-function steering wheel. The Altroz is known for its sharp and futuristic styling, good build quality, and strong safety features.
• Kia Sonet: The Sonet is a sub-compact SUV that offers a high driving position, good ground clearance, and a spacious cabin. It comes with features such as a touchscreen infotainment system, automatic climate control, and a sunroof. The Sonet is known for its aggressive styling, good ride quality, and feature-rich package.
• Maruti Suzuki Vitara Brezza: The Vitara Brezza is a popular sub-compact SUV that offers a spacious cabin, good fuel efficiency, and a peppy engine. It comes with features such as a touchscreen infotainment system, automatic climate control, and keyless entry. The Vitara Brezza is known for its rugged styling, good ride quality, and low maintenance costs.

These cars are popular among Indian consumers for several reasons. First, they are affordable and offer good value for money. Second, they are fuel-efficient, which is a key consideration for Indian consumers. Third, they offer a comfortable and spacious cabin, which is important for families. Fourth, they come with a range of features that enhance the driving experience. Finally, they are manufactured by reliable and trusted brands that have a strong presence in the Indian market.

How Car Insurance Prices are Determined in India?

Car insurance prices in India are determined by a variety of factors, which may include:

• Age of the driver: Younger drivers are often considered riskier to insure, as they are less experienced behind the wheel. As a result, insurance premiums tend to be higher for drivers under the age of 25.
• Driving history: Insurance companies also take into account a driver's past driving history when determining premiums. Drivers with a history of accidents or traffic violations may be charged higher premiums.
• Make and model of the car: The make and model of the car being insured is also a significant factor in determining the cost of car insurance. Cars with higher values or those that are more expensive to repair or replace may be more expensive to insure.
• Location of the car: Insurance premiums can vary based on the location where the car is primarily driven or parked. Areas with higher rates of theft, vandalism, or accidents may result in higher insurance premiums.
• Type of coverage: The level of coverage chosen by the driver can also affect insurance prices. Basic third-party insurance coverage is typically less expensive than comprehensive coverage that provides additional protection for the insured vehicle and driver.

It's important to note that different insurance companies may weigh these factors differently when determining insurance prices, which is why it's important to compare quotes from different insurers to find the best rate. Additionally, drivers can often reduce their insurance premiums by opting for a higher deductible, maintaining a clean driving record, and taking advantage of discounts offered by insurers.

How to Choose Car Insurance for Best Cars under 8 lakhs?

If you're in the market for a car under 8 lakhs in India, it's important to factor in the cost of car insurance as well. To obtain affordable car insurance, there are several steps you can take:

• Compare quotes from multiple insurers: Different insurers may offer different rates for the same level of coverage, so it's important to shop around and compare quotes before making a decision.
• Opt for a higher deductible: Choosing a higher deductible can lower your insurance premium, but be sure you can afford to pay the deductible if you need to make a claim.
• Maintain a clean driving record: Insurance companies often offer lower rates to drivers with clean driving records. Avoiding accidents and traffic violations can help keep your insurance premiums down.
• Take advantage of discounts: Many insurers offer discounts for things like multiple cars, safe driving habits, and installing anti-theft devices on your car. Be sure to ask about available discounts when shopping for insurance.
• Choose a car with a lower insurance cost: When choosing a car, consider the cost of insurance as well as the purchase price. Cars with higher values or those that are more expensive to repair or replace may result in higher insurance premiums.

By following these tips, you can find affordable car insurance coverage for your new car under 8 lakhs in India. Remember to read the policy terms and conditions carefully before making a purchase, and consider speaking to an insurance agent if you have any questions or concerns.