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Future Generali Car Insurance Price List in India

Future Generali Insurance is a joint venture between the Future Group and the Generali Group. The company was established in September 2007 in India. The company deals in a wide range of insurance products and car insurance are one of its most demanded products. It offers a single yet effective comprehensive motor solution. The cost of Future Generali car insurance varies depending on the type of policy that you choose to buy.

Car insurance policies by Future Generali are offered with various add-ons so as to allow the customer to choose and opt for extra coverage and enhance the scope of coverage provided for his car. This company ensures your car’s security against theft as well as damage from the road accidents. Their online services to buy car insurance and renew a car insurance policy are as easy as a pie. Car Insurance by Future Generali offers tons of benefits such as:-

  • Fast & hassle-free claim settlement process
  • Instant policy issuance
  • Accidental towing facility within the city limits
  • Around 2500+ cashless garages, etc.
  • Personalized services claim facility
  • Add-on covers such as tyre damage, NCB protection, loss of personal belongings, zero depreciation, theft or loss of keys, etc.

Why Buy Future Generali Car Insurance?

Cover Damages Broken windshield, dents, and shattered headlights
Third party liability Stay financially protected in situations with third party liability cover up to Rs. 7.5 lakhs
Personal Accident Cover Secure yourself and your family today with our personal accident cover up to Rs. 15 lakhs.
Roadside Assistance 24x7 roadside assistance
Claim Assistance 24/7 Claim Assistance
Add-on Covers 10 Add-on covers
Own Damage Cover Coverage for own car for its loss and damage
Cashless Network Garages 4000+
Incurred Claim Ratio 2017-18 76.50%
Covers provided
  • Personal accident cover
  • Car damage
  • Depreciation cover
  • Accidental legal liabilities
  • Towing assistance
Features
  • Quick claim settlement
  • Hassle free claim settlement
For personalised service and faster claim settlements Future Xpress and Xpress+ available

Advantages of Future Generali Car Insurance:

  • Hassle-free Claim Process
  • Anti-theft Devices
  • Quick Survey
  • Towing Assistance (for Accidents)
  • Roadside Assistance
  • 2500+ partner workshops across India
  • Future Xpress and Xpress+

Advantages of Future Generali Car Insurance

Future Generali Car Insurance Coverages:

  • Damages due to floods, storms, hurricanes, landslides, etc.
  • Damages due to riots, strikes, terrorist activities, etc.
  • Theft of the insured vehicle
  • In-transit losses
  • Cover against own damage
  • Cover against third-party liability
  • Personal accident cover: A compulsory Personal Accident cover of Rs. 1 lakh is available for individual owners of the car while driving (Available only if the owner of the car holds a valid driving license). You can also opt for a Personal Accident cover for passengers (Named or un-named) up to a maximum amount of Rs. 2 lakhs per person.
  • Vehicle Damage: In the event of ordinary losses/damages to your car, regardless of who is at fault and where the accident took place, a wide variety of cases, from broken windows to theft or destruction is covered.
  • Personal Accident Cover Third Party Liability: Any legal liability that you may incur due to the death of or bodily injury to a third party or damage to the property of a third party while using your car, is covered. The policy also covers the legal expenses you might incur to defend this claim. This is a mandatory insurance coverage for your car.
  • Additional Legal Liabilities: The following additional legal liabilities may also be opted for at an additional premium.
    • Paid driver/conductor/cleaner employed in operation of the car.
    • Employees travelling in/driving the car other than paid driver.
    • Non-fare paying passengers.

Future Generali Car Insurance Coverages

Exclusions under Future Generali Car Insurance:

  • Normal wear, tear, and general ageing of the vehicle
  • Any damage to a person or third party person driving the vehicle without a valid license
  • Loss or damage due to war, mutiny or nuclear risk
  • Any damage to / by a person driving the vehicle under the influence of drugs or liquor
  • Any accident outside the geographical area.

Types of Future Generali Car Insurance Plans in India:

Car insurance is a type of insurance coverage that protects the insured from financial loss arising from car accidents. In India, car insurance is compulsory for all vehicle owners. There are many types of car insurance plans available in India. Car insurance policies come in two main types; each offers different levels of coverage. The most common ones are third party liability, and comprehensive.

1. Standalone Own damage: Standalone OD car insurance is a type of insurance that covers damage to the owner's car caused by a third party. It is sold in India and covers damages caused by accidents, vandalism, theft, and more.

2.Third party liability covers only the damages caused by the insured to a third party

  • Physical injuries
  • Damages to the vehicle
  • Damage to the property, and
  • Death.

3.Comprehensive covers any damage caused to the insured’s vehicle as well as other vehicles or property due to an accident or theft.

  • Damage caused by Natural disasters or severe weather
  • Fire
  • Theft
  • Vandalism
  • Damage to the third party
  • Damage to your vehicle caused by falling objects such as trees
  • Damage or destruction of your vehicle caused by an act of civil disturbance such as riots.

Future Generali Car Insurance Add-on Covers:

Zero Depreciation Cover: This cover provides full insurance cover without deducting any depreciation on the value of parts replaced.

Tyre Damage: This cover reimburses the cost incurred for replacing or changing the tyre.

Return to Invoice: In the event of damages to the car if the car is surveyed as ‘total loss’ by the insurance provider then with a return to invoice add-on cover the insurance company will pay the car owner the shortfall amount between the insurance policy and purchase price of the vehicle.

Theft or Loss of Keys: This cover reimburses the cost of key and locks replacement and locksmith charges incurred in case your car keys are stolen or lost.

NCB Protection: This cover is used to retain the No Claim Bonus advantage at the time of car renewal even if a claim was made under the policy.

Inconvenience Allowance: This cover takes care of the expenses incurred on a per day basis for the period for which the vehicle was at the workshop for repairs in the event of an accident.

Loss of Personal Belongings: This cover reimburses the cost incurred in case of loss of personal belongings like a laptop, mobile phone, etc.

Engine Protector: This cover reimburses the cost incurred towards engine repair

Legal Liabilities: Hired driver/conductor/cleaner for the car, Employees travelling in/driving the car other than paid driver, and Non-fare paying passengers.

Additional Discounts:

Automobile Association Membership: If you are a member of the Automobile Association or have installed an ARAI (Automotive Research Association of India) approved anti-theft device in your car, you are eligible for an additional discount on your Future Generali Car Insurance policy.

NCB: Additionally, you can also avail a voluntary excess discount, along with a No Claim Bonus (NCB) or even transfer No Claim Bonus from another company to Future Generali.

  • Anti-theft Device: If your car is loaded with ARAI approved anti-theft devices then you are eligible for an additional discount.
  • Voluntary Access Discount: If any customers opt for payment of voluntary excess in addition to compulsory excess, then he/she are entitled to receive a discount as per the amount opted.
  • Transfer of NCB: You can transfer full benefits of No Claim Bonus when you shift your car insurance policy to another Insurance company.

How to Buy Future Generali Car Insurance Online?

Buying future Generali is insurance policy online is the best way to get your insurance policy document to your mail within 10 minutes. Steps to get Future Generali Motor Insurance Policy.

  • Get quote: Fill in the registration details like registered number, make and model, and year of manufacture. Get quote online by giving your vehicle information like make, model and vehicle number.
  • Apply for insurance policy: Application for Future Generali insurance policy needs a basic information
    • Engine number
    • Chassis number
    • Registration number
    • Expiry date of the policy
  • Get possible discounts: Get your possible discounts if available, and Select a quote that suits you and fill proposal form.
  • Get your policy: Download the policy available on your profile or from the registered email address. Now pay the premium and get your policy easily.

How to Buy Future Generali Car Insurance Online

With PolicyBachat:

Car insurance can be purchased online from the PolicyBachat portal in two easy steps. At PolicyBachat we cater unbiased comparison of quotes, 24*7 customer assistance team your motive is to give our customers the right quotes with compare car insurance rates online.

You have the option to purchase this cover via the online mode or the offline mode while buying or renewing your car insurance policy. You can buy a by following the below mentioned steps.

  • Go to compare car insurance quotes online at PolicyBachat.com
  • Fill in the required details select your Car Model & Variant, RTO Location, Registration date, and Email address.
  • Click on the “START SAVING MONEY”.
  • Choose a Comprehensive Insurance plan.
  • Premiums with different insurance companies are displayed with low premiums.
  • Select the add-on cover from the available Add-ons
  • After that fill in the ‘vehicle owner details and personal details.
  • Purchase best Car Insurance Policy using online payment
  • If any queries are raised call: 1800–123–4003.

How to Renew Future Generali Car Insurance Online?

You can get your car insurance policy renewed with Future Generali by following the below-mentioned steps:

Step 1: Visit Future Generali’s official website. Hover the cursor on the ‘Renew’ tab and click on the ‘Renew your Future Generali Motor Policy Now’ option.

Step 2: Enter your Policy Number and its Expiry Date and click on the ‘Renew Policy’ button. If you want to make any changes in your policy offerings, then modify it and provide nominee and contact details to proceed.

Step 3: Pay the renewal fee using a debit/credit card or via Net banking and you are done. You will get an email and text message confirming the renewal of your policy.

With PolicyBachat:

Car insurance for 18 year old insurance can be renewed online by visiting the website PolicyBachat first and then selecting a suitable insurance company. It’s worth noting that each insurance company’s renewal process may differ slightly. The following is a step-by-step guide to renewing an insurance policy online:

Step 1: log in to PolicyBachat.

Step 2: Choose a policy that is about to expire or has already expired.

Step 3: Select the coverage you require and click “Renew.”

Step 4: Read the insurance policy’s inclusions and exclusions, as well as the terms and conditions. Also, make sure to read the small print.

Step 5: Pay for the policy and receive it at your registered email address.

Car Insurance Renewal Benefits:

You enjoy the following benefits on renewing your car insurance policy with Future Generali:

  • Zero documentation
  • Availability of 24x7 customer support.
  • Instant policy renewal right at your fingertips
  • minimum documentation & paperwork
  • save precious time & money
  • Information at your availability
  • Automatic Policy Renewal Reminders
  • Transfer of entire NCB discount from the previous insurer to Future Generali car insurance policy.

Future Generali Car Insurance Claim Process:

Step 1: Fill an online form or call us at our toll-free number 1800-220-233.

Step 2: Inspection our surveyor will inspect your vehicle

Step 3: Documents provide requested documents by the surveyor

Step 4: Approved amount approved claim amount will be communicated to the workshop

Step 5: Direct payment will be directly made to Future Generali Workshop.

Future Generali Car Insurance Claim Process

Documents Required For Future Generali Car Insurance:

Documents Required For New Car Insurance:
  • Original/Copy of the Registration Certificate.
  • Copy of Invoice and proof of payment (for new car purchase).
  • Original/Copy of Driving License issued by competent authority.
  • Proof of address and contact details.
  • Copy of PAN and/or identity proof.
Documents/paperwork Required During Claims:

Before making a claim with Future Generali, it is very important to know the claims procedure and documentation required to ensure hassle free processing at minimal turnaround time. Below is the list of documents required when you make a claim.

  • Original/Copy of the Registration Certificate.
  • Duly filled claim form and claim intimation letter in the required format.
  • Copy of Driving License.
  • Copy of F.I.R if there was damage to a third party property/person.
  • Ad hoc reports like Supplementary Report / Re-inspection report if required.
  • Survey report issued by authorised surveyor.
  • Estimate of repairs of the work carried out at the garage.
  • Invoices copies for both reimbursement and cashless claims, along with proof of cash receipt.
For Theft Claims
  • Policy copy
  • Claim intimation form
  • Claim form
  • RC book copy
  • Driving license copy
  • FIR
  • Sales invoice
  • Tax receipt
  • RTO report
  • Transfer papers
  • Final report
  • Indemnity bond
  • Subrogation letter
  • Photo identity and address proof of the owner
For Third-party claims
  • Duly filled and signed form
  • Policy copy
  • Driver’s license original
  • FIR report
  • Notice from the court
  • RC book and all other documents in original
  • Photo identity and address proof of the owner

Step-by-step claim process is mentioned below:

a) In case of an Accident
  • Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office.
  • Lodge a claim by filling in the duly signed Claim Form by the insured
  • Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
  • FIR report also needs to be submitted if required (Kindly note down, contact details of people and vehicle number involved in accident)
  • Original Repair Bill in case of a reimbursement claim is required
  • In case of cashless service submit only the Invoice receipt
  • In case of reimbursement provide estimate bill, original invoice and payment receipt
  • Give a brief description of the loss or damage for the car
  • Mention the details of the persons suffered injuries due to the accident or died in the accident
  • Photographs of the damaged vehicle needs to be submitted
  • Take appointment with the surveyor and take your vehicle to any of Liberty Car Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
  • The Company would confirm the liability
  • In case you opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable. But in case you do not opt for cashless facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement
b) In case of vehicle Theft
  • Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office. You may also write an intimation letter to Future Generali ’s registered office via post or courier
  • Lodge a claim by filling in the duly signed Claim Form by the insured
  • Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
  • FIR report also needs to be submitted if required
  • Photographs of the vehicle needs to be submitted
  • Submit the NOC given by the financer for total loss and theft
  • Submit the Power of Attorney or Subrogation in case of total loss
  • Submit the discharge voucher
  • Set of the car keys
  • Submit the indemnity bond
  • Original Repair Bill in case of a reimbursement claim is required
  • Duly signed Form 28, 29, 30 and Form 35.
  • Final confirmation with “No Trace Report” of the insured vehicle from the police
  • The Company would confirm the liability and settle your claim
c) In case of Third Party Claims
  • Immediately contact Future Generali Car Insurance on their toll-free number or by visiting their nearest branch office. You may also write an intimation letter to Future Generali ’s registered office via post or courier
  • Lodge a claim by filling in the duly signed Claim Form by the insured
  • Copy of Driving License, RC book, Policy document along with the original documents needs to be submitted
  • FIR report also needs to be submitted if required
  • Take appointment with the surveyor and take your vehicle to any of Future Generali Car Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
  • The Company would confirm the liability
  • In case you opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable. But in case you do not opt for cashless facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement

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