Hyundai Santro Xing Car Insurance Price List In India 2024

Updated On: 2023-04-17

Author : Team Policybachat

The Hyundai Santro Xing is a budget sedan and it comes with a lot of features that are not available in most cars in this price range. The car has a lot of safety features, which makes it one of the safest cars in its segment. It has safety features that make it one of the safest cars in its segment and this article will help you understand various types of car insurance policies and how to pick the best one for your vehicle.

Hyundai is a Korean car manufacturer that has been around for more than 50 years. It is one of the best-selling brands in India, and the Santro Xing model is one of their most popular models. This article will also help you understand the various types of car insurance policies and how you can choose the best one for your car. It also tells you about different types of discounts available on these policies.

Insuring Hyundai Santro Xing is cheaper, get bumper to bumper insurance plan for your Santro Xing for all-around protection. The cost of Hyundai Santro Xing car insurance varies depending on the type of policy that you choose to buy.

  • Hyundai offers a standard warranty package with an optional extended warranty package. The standard warranty package covers accidental damage and wear and tear to the vehicle. The extended warranty package covers everything from accidental damage to wear and tear on the vehicle, to breakdowns.
  • Hyundai offers a range of insurance options for their car models, including third party liability coverage and comprehensive insurance coverage. Comprehensive insurance coverage includes fire, theft, natural calamities, collision with animals or objects other than vehicles, etc., while third party liability coverage includes bodily injury or death caused by an accident because of driving a vehicle.


Hyundai launched its 5- door hatchback Santro Xing in the Indian market in 1998, Hyundai has increased its market. Santro Xing made the Hyundai market an upsurge in growth with remarkable sales in the country. Hyundai Santro Xing competes for the market in its segment with Maruti Alto and Spark, but, is ahead in the market due to the best engine performance and maintenance.

Price Rs. 3 lakhs
Engine 1088 CC
Power 62 BHP
Mileage 11.88 to 17.92 kmpl
Fuel Type Petrol, LPG, CNG
Torque 9.8 NM
Transmission Manual, Automatic
Seating Capacity 5 seater

How important is Santro Xing Car Insurance Policy

  • Protect the Hyundai Santro Xing car owner from third party liabilities like third-party accidental damage/ property damage.
  • Get claimed from theft, fire accidents, and natural calamities
  • Avail collision damage cover
  • Get claimed against damage caused or accident made by a third party.
  • The facility of cashless transactions in network garages for Hyundai Santro Xing.


  • Cannot be claimed by the driver in case of lapse of valid driving license
  • Increasing your IDV will lapse the Hyundai Santro Xing car insurance policy
  • Mechanical wear and tear of the vehicle as a part of the depreciation
  • If a proven driver is under the influence of alcohol or any or drugs while driving
  • If a policy is made under a personal vehicle and used for commercial purpose

Hyundai Santro Xing Car Insurance Price in India:

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Hyundai Santro Xing along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Hyundai Santro Xing car insurance cost of your brand new Hyundai Santro Xing car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Hyundai Santro Xing Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Hyundai Santro Xing Car Insurance Price
Hyundai Santro Xing 1.5 EXI 5.70 lakh 3,315 11,243
Hyundai Santro Xing 1.5 EXI MT 5.76 lakh 3,003 12,732
Hyundai Santro Xing 1.5 S AT 4.79 lakh 1,941 9,372
Hyundai Santro Xing 1.5 S MT 6.12 lakh 1,941 9,372
Hyundai Santro Xing 1.5 V MT 6.49 lakh 1,873 13,322
Hyundai Santro Xing 1.5 VITEC 5.38 lakh 2,307 13,583
Hyundai Santro Xing ZX EXI 4.94 lakh 2,233 12,930
Hyundai Santro Xing ZX GXI 5.32 lakh 1,839 9,256
Hyundai Santro Xing ZX VTEC 5.28 lakh 2,478 11,939

Note: We assume that the policyholder hasn't made any claim in the previous year and the premium is calculated by all favorable factors into consideration. The above Hyundai Santro Xing car insurance premium rates may change as per the Hyundai car model, variant, fuel type, place of registration, year of registration, policy type, IDV, and Add-on covers chosen.

Is Hyundai Santro Insurance premium mandatory?

Yes, those who need the all-around protection to their vehicle and are free from unfortunate disasters should opt for Santro Xing auto insurance policy. Owing a car insurance policy a policyholder can

  • Get claimed for the damages incurred in an accident
  • Get claimed by third-party damage loss
  • Get passenger coverage in case of a mishap to the family members

Types of Hyundai Santro Insurance Policies:

  • Third party insurance: Third party insurance should be with every vehicle owner, mandated by the Government of India. The vehicle owner doesn’t get any own damage claim from the third party insurance policy. Get claimed against third party vehicle, personal and property damage, third party personal accident cover is also included in a third-party insurance plan.
  • Comprehensive insurance: Get protection against the damages caused by theft, vandalism, earthquake, floods, fire, explosions, and damage caused by animals. But the comprehensive policy doesn’t cover the case of a collision with other vehicles.

Add-ons/Riders of Hyundai Santro Xing Car Insurance

  • Collision coverage:

    Collision coverage add-on useful to claim 100% damages due to accidents. Depreciation is not included while calculating the damage cost, whole IDV is taken into consideration without deducting depreciation.

  • Engine protection:

    Monsoon season is the major culprit in engine damage, get an engine protection add-on to cover your engine damages of the Hyundai Santro Xing. Floods and accidents might cause engine damage other causes of damage due to water ingression, gearbox damage, hydrostatic lock, and leakage of lubricant oil.

  • Accidental coverage:

    Prepare yourself for any mishap, personal accidental damage may also lead to permanent medication or physical imbalance. A personal accident causes a financial burden for hospital charges and medication by passenger cover add-on.

How much does Hyundai Santro Xing Car Insurance Cost in India?

India is the second largest automobile market in the world. It has the highest number of cars on a road, with over 25 million cars. Car insurance is mandatory in India and it is a must for all drivers to have it. The cost of Hyundai Santro Xing Car Insurance depends on various factors like:

  • The car’s age, model, and mileage
  • The driver’s age, gender, driving experience, and whether he or she lives in a metro or rural area
  • The type of car (e.g., if you have an old car with high mileage)
  • Whether you want third party liability covered or not.

Buy Perfect Car Insurance for your Hyundai Santro Xing Car Insurance:

Be judicious before buying insurance for your Hyundai Santro Xing car. Certain things that you can keep in mind before taking the policy are:

  • Explore the different coverage available and find out the one that is right for your car.
  • Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
  • Look for discounts being offered by different insurers and find out if you are eligible for any.
  • Compare the risks covered and the premiums being offered by different carriers through a Hyundai Santro Xing car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.

Hyundai Santro Xing Car Insurance FAQs:

What are Hyundai Santro Xing Car Prices in India?

The Hyundai Santro Xing Price in Hyderabad starts from Rs. 3.67 Lakh and goes up to Rs. 4.91 Lakh. Santro Xing [2008-2015] is a Hatchback, offered with a choice of 1086 cc Petrol, 1086 cc LPG, and 1086 cc CNG engine options.

The Santro Xing on-road price in Hyderabad for a 1086 cc Petrol engine ranges between Rs. 3.67 - 4.70 Lakh. The Santro Xing [2008-2015] on-road price in Hyderabad for a 1086 cc LPG engine ranges between Rs. 4.44 - 4.91 Lakh. For a CNG engine powered by 1086 cc on the road price ranges between Rs. 4.09 - 4.27 Lakh.

Car Model Prices
Hyundai Santro Xing Non-AC 3.67 lakh
Hyundai Santro Xing GL 4.17 lakh
Hyundai Santro Xing GL LPG 4.44 lakh
Hyundai Santro Xing GL Plus 4.45 lakh
Hyundai Santro Xing GLS AT 4.54 lakh
Hyundai Santro Xing GL Plus LPG 4.68 lakh
Hyundai Santro Xing GLS 4.70 lakh
Hyundai Santro Xing GLS LPG 4.91 lakh
Hyundai Santro Xing GL (CNG) 4.09 lakh
Hyundai Santro Xing GLS (CNG) 4.27 lakh

*Above mentioned values are for assumption purposes if you want exact readings, please compare quotes for Hyundai Santro Xing cars at the car insurance comparison tool.*

Is Hyundai Santro Xing Worth Buying?

If you are hesitating to buy it is likely because of the market price. Hyundai Santro Xing costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Hyundai Santro Xing’s are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Hyundai Santro Xing Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Hyundai Santro Xing’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Hyundai Santro Xing makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Hyundai Santro Xing
  • Old HYUNDAI SANTRO XINGs should not be daily drivers.

Why Is It Important to Have Hyundai Santro Xing Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Hyundai Santro Xing Car Insurance So Expensive?

Hyundai Santro Xing is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Hyundai Santro Xing?

Hyundai Santro Xing car model with car variant of Hyundai Santro Xing GLS LPG is the highest priced model in all Hyundai Santro Xing cars. Hyundai Santro Xing car model with car variant of Hyundai Santro Xing Non-AC is the lowest priced model in all Hyundai Santro Xing cars.

How to Renew Hyundai Santro Xing Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Hyundai Santro Xing insurance renewal process. Here are the steps involved in the Hyundai Santro Xing car insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like the Make and Model of the Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

How to Buy Hyundai Santro Xing Car Insurance Online?

It will take less than 5 minutes to buy an HYUNDAI SANTRO XING car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.  As a car owner, you can easily buy HYUNDAI SANTRO XING insurance online:-

  • Go to the form at the top of the page
  • Fill up the details of your HYUNDAI SANTRO XING car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for the HYUNDAI SANTRO XING car as per your requirements
  • Pay the HYUNDAI SANTRO XING insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your HYUNDAI SANTRO XING insurance online.


The Hyundai Santro Xing is a great car that offers a lot of features for an affordable price. The car is perfect for everyday use, but it also has the potential to be customized to make it more suitable for off-road driving. The car has been well-received by drivers and critics alike, making it a great choice for anyone looking to buy a new vehicle.

Tips: The Hyundai Santro Xing is available in different colors and with various features, so there are many ways to customize your vehicle.

You can get insurance for your Hyundai Santro Xing from several different companies. PolicyBachat is just one of the few places you can search and compare quotes from top insurers. PolicyBachat specializes in providing you with quotes for Hyundai Santro Xing car insurance, can help you compare various policies, and provide great benefits through trusted providers. Take a look at the site for more details on one of these great policies today.

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