ICICI Lombard Vs Future Generali Car Insurance Comparison 2024

Updated On: 2023-04-19

Author : Team Policybachat

For those looking for insurance, it's important to compare ICICI Lombard vs Future Generali Car Insurance companies to find the one that will work best for you. With all of the car insurance providers to choose from, some stand out more and have a better reputation.

That's why you need ICICI Lombard Car Insurance so you have guaranteed assistance at any time. Insurance is an important condition that nobody should be without, which is why Future Generali Car Insurance can cover you.

ICICI Lombard and Future Generali have different policies and offer a variety of discounts that slightly change, making them both competitive car insurance companies. Decide which side you want to go with before you buy a car insurance policy. This article will help you understand the different factors that can affect your decision on which company to choose for your car insurance.

Key Points ICICI Lombard Car Insurance Future Generali Car Insurance
Claim Settlement Ratio 76.53% 66.13%
Cashless Garages 9700+ 4000+
Solvency Ratio 2.90 1.67
Branches 165+ 121+
Claims Settled 2.01 lakhs 2.06 lakhs

ICICI Lombard Car Insurance:

ICICI Lombard car insurance company is one of the leading general insurance companies in India. ICICI Lombard car insurance is the top 1 private sector general insurance company in India with a market share of almost 8% in the year 2021. The cost of ICICI Lombard car insurance varies depending on the type of policy that you choose to buy.

At ICICI Lombard 24*7 agents are dedicated to providing quality customer care service to the customers. ICICI Lombard Car Insurance is a private car insurance company in India. It is one of the leading insurance companies with a market share of over 30%. ICICI Lombard Car Insurance offers comprehensive car insurance, roadside assistance, and travel accident cover.

ICICI Lombard Car Insurance is an Indian car insurance company. They offer a wide range of car insurance plans to cater to every need. They have been in the market for over 50 years and have served more than 10 million customers. They offer a range of policies from basic to comprehensive and also provide discounts for all kinds of users.

Types of policies
  • Private Car Insurance Policy
  • Stand-alone Own Damage Car Insurance
  • Third Party Car Insurance
  • Roadside assistance cover
  • Engine protect cover
  • Zero depreciation cover
  • Garage cash cover
  • Consumables protect cover
  • Loss of personal belongings cover.

*Know about ICICI Lombard Car Insurance benefits and coverages in this Article*

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Future Generali Car Insurance:

In a bid to enable you to secure your car after an accident or a mishap, the Future Generali Insurance Company provides different types of car insurance plans such as third party car insurance and a comprehensive car insurance cover.

With these insurance covers, policyholders get coverage against financial liability which you may incur towards a third party due to the death of or bodily injury or damage to the property sustained by them, due to the involvement of your insured car and coverage for any damage or loss sustained by your car due to an accident, theft, fire, riot, strike, earthquake, flood, cyclone and so on

The insurer makes you get a car insurance policy instantly with cashless or direct payment gateways. In addition to this, it also gives several discounts to its customers to enjoy the insurance covers at lower rates such as No Claim Bonus, anti-theft device, Automobile Association membership, and many more.

Types of policies
  • Third party car insurance
  • Comprehensive car insurance
  • Own damage car insurance.
  • Zero depreciation cover
  • Tyre damage
  • Return to invoice
  • Theft or loss of keys
  • NCB Protection
  • Inconvenience allowance
  • Loss of personal belongings
  • Engine protection
  • Legal liabilities.

*Know about Future Generali Car Insurance benefits and coverages in this Article*

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Comparison of ICICI Lombard Car Insurance vs Future Generali Car Insurance:

With the help of a comparison site, like PolicyBachat.com, you can effortlessly compare quotes from many different companies. In addition to saving you time, this can also lead to better prices since our low operating costs mean we don't charge commissions

PolicyBachat helps you understand the big picture of different insurance policies and find out what's best for you. We'll help you figure out the key differences in carriers, claims settlement ratios, and network garages to make sure your policy is what you need.

Parameters ICICI Lombard Car Insurance Future Generali Car Insurance
What is Covered?
  • Covers Third party Liability car Insurance
  • It offers the highest level of security to your car
  • Compensation in case of death or disability
  • Covers legal and financial hurdles
  • Secures your car against theft
  • Protection against vandalism
  • Full protection from flying objects
  • Full protection against natural calamities.
  • Covers damages like a broken windshield, dents, and shattered headlights.
  • Covers third-party liability
  • Covers personal accident cover
  • 24x7 roadside assistance service
  • Personalized service for claim settlement through Future Xpress & Xpress+
  • Towing assistance for accidents.
  • Quick policy purchase
  • 24x7 claim assistance
  • Cashless claim settlement at network garages
  • Reduce out-of-pocket expenditure in case of stolen/damaged vehicle
  • Get immediate assistance from the insurer’s helpline.
  • Instant policy
  • Get a soft copy of the policy instantly to your mail
  • Customer-centric approach
  • Customer service assistance with online support to the customers
  • Easy claim settlement
  • Get a personal accidental cover up to 1 Lakh.
  • Get your claim settled without any hassle within 7 working days
Third Party Car Insurance Covers up to 7.5 lakhs Covers up to 7.5 lakhs
Personal Accident Cover Covers up to 15 lakhs Covers up to 15 lakhs
Value Added Services
  • Online Policy Buying/Renewal,
  • 24x7 Assistance,
  • Cashless Claims Settlement Process/Network Garages
  • No Claim Bonus,
  • Priority Service,
  • Cashless Claims Settlement Process/Network Garages
Accessibility Online through
PolicyBachat & ICICI Lombard Website.
Online through
PolicyBachat & Future Generali Website.

Difference between more coverages of ICICI Lombard Vs Future Generali Car Insurance:

Coverages ICICI Lombard Car Insurance Future Generali Car Insurance
Theft of the Car
Damages due to natural disasters
Damages due to man-made calamities
Damages due to fire
Damages caused to the car by accident
Third-Party liability cover
Personal Accident Cover

How to Buy the Best Car insurance Policy?

Compare car insurance policy rates online in India with PolicyBachat and select the one that meets most of your financial expectations. You can easily get multiple car insurance quotes online from the best car insurance companies in India.

  1. Fill required details at the top of this page, and select your car model, RTO Location, registration date, and email address.
  2. Click on the START SAVING MONEY
  3. Premiums with different insurance companies are displayed with low premiums
  4. Select required add-ons/riders and discounts, or
  5. Even you can edit policy details
  6. After that fill in the vehicle owner details and owner details
  7. Purchase the best car insurance policy using online payment
  8. If any queries are raised call: 1800-123-4003.

Which Company is best?

To protect against unfortunate financial consequences, it is a good idea to get an insurance policy. Make sure you compare ICICI Lombard vs Future Generali features and benefits before deciding which company to go with

Configure the premium with the benefits availed on ICICI Lombard vs Future Generali, and compare top car insurance company quotes from top insurers online on PolicyBachat. Get the top carrier quotes to distinguish the best insurance plan in terms of premium, coverage, and holding experience in the insurance sector. At PolicyBachat, a user can buy/renew a car insurance policy in simple easy steps instantly.

Every car insurance company will offer different coverage types and various additional benefits. We've highlighted the information you need to know and selected some of the popular providers to compare. Choose the one that suits your required needs and budget.

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