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Maruti Suzuki Ertiga is a multi-utility vehicle by Japanese automobile company Suzuki. In India, Maruti Suzuki Ertiga is launched in 2012, sold under the subsidiary of Maruti Suzuki. Maruti Suzuki Ertiga has proved to be a moderately preferred car with good looks and space. However, it lacks few safety features that are important for present road conditions.

Types of Maruti Suzuki Ertiga car insurance policies

Third party insurance: Third party insurance should be with every vehicle owner, mandated by Government of India. Vehicle owner doesn’t get any own damage claim from the third party insurance policy. Get claimed against third party vehicle, personal and property damage, third party personal accident cover is also included in a third-party insurance plan. Maruti Alto car insurance 800 is the India’s first front wheel car and the insurance price was not high at that time as there were few cars in India and the accident rate was very less.

Comprehensive insurance: Get protection against the damages caused by theft, vandalism, earthquake, floods, fire, explosion, damage caused by animals. But the comprehensive policy doesn’t cover in case of collision with other vehicles. 

How important is Maruti Suzuki Ertiga car insurance policy

  • Protect the Maruti Suzuki Ertiga car owner from the third party liabilities like third-party accidental damage/ property damage.
  • Get claimed from theft, fire accidents, and natural calamities
  • Avail collision damage cover
  • Get claimed against damage caused or accident made o third party.
  • Facility of cashless transactions in network garages for Maruti Suzuki vehicle

Maruti Suzuki Ertiga car policy doesn’t cover

  • Cannot be claimed by the driver in case of lapse of valid driving license
  • Increasing your IDV will lapse the Maruti Suzuki Ertiga car insurance policy
  • Mechanical wear and tear of the vehicle as a part of depreciation
  • If a proved driver is under the influence of alcohol or any or drugs while driving
  • If a policy is made under a personal vehicle and used for commercial purpose

Get these add-ons for extensive coverage

Collision coverage:

Collision coverage add-on useful to claim 100% damages due to accidents. Depreciation is not included while calculating the damage cost, whole IDV is taken into consideration without deducting depreciation.  

Engine protection:

Monsoon season is the major culprit in engine damage, get engine protection add-on to cover your engine damages of Maruti Suzuki Ertiga. Floods, accidents might cause engine damage other causes of damage due to water ingression, gearbox damage, hydrostatic lock, leakage of lubricant oil.

Accidental coverage: Prepare yourself for any mishap, personal accidental damage may also lead to permanent medication or physical imbalance. A personal accident cause financial burden for hospital charges and medication by passenger cover add-on. 

Discount on Maruti Suzuki Ertiga car insurance policy

NCB protection: No claim bonus is a discount given to the policyholder for zero accidental claims in the preceding years.

Secured devices: Installation of additional security devices in the car to dodge from theft helps to avail discount on car insurance premium.

Get your brand vehicle Maruti Suzuki Ertiga insurance plan with the extensive add-ons for risk-free claims.

Thinking how to decide on the correct insurance for your Maruti Suzuki Ertiga car? As an insurance buyer, you should always target for the highest coverage at the most affordable premium rates.

Help yourself choose the best car insurance policy with the help of Policy Bachat’s Maruti Car Insurance Calculator. Just fill in the simple form with all the information asked for. It will help you calculate the IDV, deductibles and premium rates of different available plans from various top insurers based on the data provided by you. This, in turn, will help you arrive at a conclusion on which policy will be most suitable for your needs and your pocket. 


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  • Zero Depreciation Cover
  • Engine Protect Cover
  • Roadside Assistance
  • Consumables
  • Invoice Cover
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