Renault Car Insurance Price List In India 2024

Updated On: 2023-04-27

Author : Team Policybachat

Renault made its debut in the country back in 2005. The company has its headquarters in Chennai while the brand’s factory is located in Oragadam. Renault India currently sells four models in India including the Kwid, Triber, Duster, and Kiger. The cost of Renault car insurance varies depending on the type of policy that you choose to buy.

The Duster is one of the oldest models from the company, which was originally launched in 2012. The carmaker introduced the Kwid hatchback in 2015, followed by the Triber in 2019. The Kiger is its latest offering and it made its debut in the Indian market in February this year.

Every car owner should opt for a car insurance plan while purchasing an Renault car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.

Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.

Renault Car Insurance Price in India

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Renault along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Renault car insurance cost of your brand new Renault car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Renault Car Models Renault Car Model Variants IDV (Insured Declared Value) Zero Depreciation Cover Renault Car Insurance Price
Renault Lodgy 110PS RxZ 7 Seater 7.94 lakh 3152 21,056
Renault Scala RxL CVT Travelogue 5.81 lakh 2868 12,598
Renault Captur 1.5 diesel RXE 9.11 lakh 5016 21,025
Renault Fluence E4 D 12.9 lakh 7112 24871

Reasons to Buy Renault Car Insurance Policy:

Some of the reasons why buying Renault insurance for your car is a Smart decision:

  • It provides own damage cover to safeguard your Renault car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
  • The owner-driver of the Renault car is provided with a personal accident cover
  • It takes care of the high cost of repairing your Renault car.
  • Option to choose comprehensive or third party liability insurance for your Renault car.
  • It comes with a large network of garages where hassle-free cashless repairs are done.
  • It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
  • You can reach out to customer support services in case of any query or claim intimation.
  • It provides No Claim Bonus (NCB) reward if you drive your Renault car responsibly and do not file any claims.

How to Renew Renault Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Renault insurance renewal process. Here are the steps involved in the Renault insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like, Make and Model of Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Documents Required for Renault Car Insurance Claim

Following are the documents you will require for filing a claim for your Renault Car:

  • Claim Form
  • Copy of Registration Certificate
  • Copy of Driver’s Licence
  • Copy of Pollution Under Control Certificate (PUC)
  • Copy of FIR
  • Copy of PAN Card ( For claims higher than Rs. 1 lakh)
  • Satisfaction Voucher
  • Car Insurance Policy Document

Approach to get a Perfect Insurance for your Renault Car:

Since all Renault car series belong to the luxury class, taking full coverage is of utmost importance. Renault cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.

Be judicious before buying insurance for your Renault car. Certain things that you can keep in mind before taking the policy are:

  • Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
  • Explore the different coverage available and find out the one that is right for your car.
  • Compare the risks covered and the premiums being offered by different carriers through a Renault car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
  • Look for discounts being offered by different insurers and find out if you are eligible for any.

Know About RENAULT Car Insurance Premium Calculator

Renault motors focused on the Indian medium class segment, most of the Renault car models are economical and fuel-efficient. This is the reason why Renault cars are competing with top brands in India. Renault car is a valuable asset to their owner, don’t neglect to take the right Renault car policy online. Renault car insurance policy is mandatory to avail insurance claim in case of accident or damage to the vehicle.

Renault Car Insurance Coverage:

Accidental claims depend on the extent of insurance claims you opt for, get extensive insurance coverage for hassle-free claims.

Third-party insurance: Protection to the third party involved in an accident, third-party property damage due to crash is also covered. In case of the demise of the third party in a car, accident compensation will be made by court order on behalf of the policyholder.

Comprehensive insurance: In a comprehensive car insurance policy, a policyholder can claim damages caused due to

  • Natural calamities: Damages caused due to fire, floods, cyclones, earthquakes, self-ignition, rockslide, storm, thunder.
  • Man-made disasters: Damage due to riots, robbery, unlawful acts, vandalism, damages to public properties, terrorism, assault also, the destruction caused in transit by road, rail, and inland waterways.

Zero depreciation: This add-on helps to claim full damage expenses caused in case of an accident by an insurer. Bumper-to-bumper damage loss can be claimed by a policyholder and even insured declared value idv can be covered.

Engine protection cover: Protection against leakage of oil from the engine, water ingression in the engine. Renault car engine protection gives your claim in case of any mishap.

Roadside assistance: Get assistance with a car breakdown, engine start trouble, punctured tire, this add-on is helpful to get your repairs done in the nearest network garages.

Consumables cover: In an accident, there will be charges apart from the claim, those are the expenses for nuts, bolts, brake oil, engine oil, etc. In order to evade these expenses get consumables coverage.

Personal accident cover: Get financial assistance to claim for medical expenses and hospital charges from an insurance company in case of a personal accident.

Benefits of Renault car insurance policy

  • Get cashless claim settlement from all the Renault network garages for hassle-free claim settlement.
  • Get policy online, easy and fast way to get the policy.
  • Get remittance on Renault insurance premium as NCB discount.
  • Get genuine Renault spare parts for replacements.

Compare Renault car insurance quotes online on Policybachat, choose the best insurance companies which have high benefits at a feasible premium.

Ways to avail discount on RENAULT insurance policy

  • Online provides you extensive discount options to save on your RENAULTinsurance premium.
  • A safety Anti-lock braking system is equipped to avail a discount.
  • Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
  • Anti-theft devices and features secured equipment helps to avail the discount.
  • To know more about RENAULTcars and about the possible discount go through our online portal.

How to get the lowest premium for RENAULT

PolicyBachat provides you the best competing insurance plan for your Renault car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category RENAULT insurance cost in India is higher at 18%.

Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement and a comprehensive car insurance policy with a recommended add-on to minimize your RENAULT insurance premium amount.

Car insurance premium calculator is the ultimate tool provide by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.

Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. A car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.

With this online car insurance calculator buyers do no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.

Benefits included in car insurance calculator

Easy to compare the quotes with the benefits each company provides.

Know yourself what are the factors that made your premium higher than another insurer.

You can avoid the agent role and the policyholder can make his own decision in buying the policy.

Car Insurance Premium: Own damage premium - NCB Discount + Liability Premium

How to buy a Renault Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best RENAULT car insurance online. is the right destination to compare the numerous insurance quotes in one place. Renault car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew RENAULTcar insurance policy online and save big!

PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers.

We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.

Best RENAULTCar Insurance

Best Renault car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.

Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims process covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.

Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the premium amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.

Renault Car Variants Cost In India

If you are planning to purchase insurance for your new Renault car, you should choose the policy wisely so that you can save yourself from paying unnecessary premium. Irrespective of how expensive or inexpensive car you own, your aim should be to get maximum coverage from the insurance at the lowest possible price.

The best way to get the right insurance for your car is to calculate the IDV, deductibles and premiums of different available insurance plans from various insurance companies and compare them. This is made possible by PolicyBachat through the Renault Car Insurance Calculator, where you just need to key in certain details asked for in a simple form, which in turn gives you the calculated quotes of all the available policies.

Renault Car Models

List of Renault car variants for new or used cars are:


This duster variant of Renault embodies a bold, sporty body with comfortable seats and well organized interiors.

Major insurance providers like HDFC ERGO, L&T, IFFCO-TOKIO and Bajaj Allianz provides car insurance for this model variant with premium plans like HDFC ERGO’s Standard, Zero Depreciation and Emergency Assistance, L&T’s Minimum IDV, Maximum IDV and Zero Depreciation, Bajaj Allianz’s best value and flexible and IFFCO-TOKIO’s Maximum IDV, Minimum IDV and Standard. The chart given below represents the sample premiums for the car from various insurers.

Renault FLUENCE 1.5 DIESEL E2:

Renault Fluence matches the elegance of the market. With its eye catching alloy wheels and refined interiors, the vehicle flaunts its style and comfort.

Insurance for this model is offered by insurers like L&T and HDFC-ERGO along with some of their premium plans like standard, emergency assistance, zero depreciation, flexible, minimum IDV and maximum IDV. The data given below represent some of the sample premiums offered.


This car never compromises with comfort. Strong and spacious Duster RXL provides comfort of a sedan with its 8 way adjustable seats.

Policy Bachat provides car insurance for this car from insurers like Bajaj Allianz and L&T with their premium plans like standard, best value, flexible, minimum IDV, maximum IDV and zero depreciation. A list of some sample premiums is provided here below.


This sedan model of Renault stands out with its extravagant bumper and headlights. The car promises a hassle-free and comfortable driving.

Car insurance for this Renault variant is offered by Bharti AXA and L&T. These insurers provide some premium plans like Standard, Minimum IDV, Maximum IDV and Zero Depreciation. The table for some sample premiums is provided here.


This variant offers optional airbags for both driver and passenger to safeguard during the drive. The advanced in-car navigation system drives to your destination safely.

Bajaj Allianz, L&T and HDFC-ERGO are some of the major insurance providers for Renault Duster RXL Diesel 85 PS. They offer premium plans like standard, flexible, best value, zero depreciation, minimum IDV, emergency assistance and maximum IDV. Policy Bachat gives a gist of some sample premiums provided.


Scala RXL Diesel 86 PS is designed for comfort and added luxury. It has a spacious cabin, climate controlled AC and many more dynamic features which makes the drive classy.

Policy Bachat gives you a list of insurance providers which offer insurance on Renault Scala RXL Diesel 86 PS; they include HDFC-ERGO, L&T, and Bajaj Allianz and also the premium plans like standard, zero depreciation, best value, flexible, emergency assistance, minimum IDV and maximum IDV. The data given below discusses some sample premiums that are offered on the car.


This trendsetting diesel variant of Duster gives good mileage, efficient performance and excellent engine response. It is one of the most reliable variant of Renault Duster.

Insurance for this model is provided by Bharti AXA and Bajaj Allianz with their plans covering Standard, minimum IDV, best value, flexible, zero depreciation and Maximum IDV. The list below shows some of the premiums provided for the vehicle.

Need Help? call Policy Bachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.

Renault Car Insurance FAQs:

What is Renault Car Prices in India?

Renault car price starts at Rs 4.89 Lakh for the cheapest model which is Kwid and the price of most expensive model, which is Duster starts at Rs 11.60 Lakh. Renault offers 4 car models in India, including 1 car in SUV category, 1 car in Hatchback category, 1 car in MUV category, 1 car in Compact SUV category. Renault has 1 upcoming car in India, City K-ZE. Renault car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.

Car Model Price
Renault Triber 6.67 lakh
Renault Kwid 4.89 lakh
Renault Kiger 6.70 lakh
Renault Duster 11.6 lakh
Renault City K-ZE 5 lakh

How to Buy Renault Car Insurance Online?

It will take less than 5 minutes to buy RENAULT car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy RENAULT insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your RENAULT car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for RENAULT car as per your requirements
  • Pay the RENAULT insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your RENAULT insurance online.

Is RENAULT worth buying?

If you are hesitating to buy it is likely because of the price on market. Renault cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Renault’s are worth the expense in terms of quality, luxury, performance, and reliability.

What are the Renault Car Insurance Exclusions?

  • Driving without a valid driving license
  • Drunk driving the Renault car
  • Wear and tear of the car
  • Driving outside the geographical limit
  • Consequential loss of the car
  • Damages due to nuclear perils
  • Depreciation in the value of the Renault car
  • Damages due to war or related perils.

Why you should not buy a Used Renault Car?

  • Inexperienced owners means poor maintenance
  • A lot of jerks drive Renault’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Renault makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Renault
  • Old RENAULTs should not be daily drivers

Why Is It Important to Have Renault Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Renault Car Insurance So Expensive?

Renault is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Renault?

Renault car model with car variant of Duster is the highest priced model in all Renault cars. Renault car model with car variant of Kwid is the lowest priced model in all Renault cars.

Compare and Buy Renault Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.

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