Regional Transport Office (RTO) Gujarat Car Insurance

Updated On: 2023-04-15

Author : Team Policybachat

The Transport Department of Govt. of Gujarat has the responsibility of providing an effective public transportation system, controlling vehicle pollution, registration of vehicles in Gujarat, issuance of driving license, car insurance, issuance of various permits, road taxes collection. The department is also responsible for policy-making, co-ordination, implementation, monitoring and regulatory functions of all transport related aspects of Gujarat.

RTO or Regional Transport Office is a regulatory body set up under the Ministry of Road Transport and Highways. It is authorized by the Government of India to maintain a database of drivers and vehicles. It also performs another very crucial task of collecting excise duty or road tax and ensuring compliance with pollution checks.

The RTOs are also responsible for issuing learner’s licenses, permanent driving licences, commercial driving licences, and duplicate licences in case of loss or damage to a valid driving licence. The RTO is also authorised to take drivers’ tests and issue registration numbers to vehicles.

The Transport Department of the Government of Gujarat is responsible for providing an effective and proper public transportation system, issuing various permits, controlling vehicle pollution, vehicle registration both temporary and permanent in Gujarat, and collecting road taxes, issuance of Driving license, etc.

State Gujarat
State transport Code GJ
RTO Code GJ-1, GJ-2, GJ-3, GJ-4
Address Commissioner of transport office, block-6, second floor, Dr. Jivraj Mehta Bhavan, Gandhinagar - 382010
Phone Number 079-23251367

RTO Gujarat Code List:

Gujarat has the following Regional Transport Offices. Choose any of the following cities to get all the necessary details of the respective Regional Transport Offices. You can get details such as the Regional Transport Office Address, Phone Number & Email ID.

RTO Name RTO Code RTO Name RTO Code RTO Name RTO Code
Ahmedabad GJ-1 WIAA, Bodakev, Ahmedabad GJ-1-W Mehsana GJ-2
Rajkot GJ-3 Bhavnagar GJ-4 Surat GJ-5
Surat GJ-6 Kheda GJ-7 BanasKantha GJ-8
SabarKantha GJ-9 Jamnagar GJ-10 Junagadh GJ-11
Kutch/Kachchh GJ-12 Surendranagar GJ-13 Amreli GJ-14
ValsadGJ-15 Bharuch GJ-16 Panchmahal GJ-17
Gandhinagar GJ-18 Bardoli GJ-19 Dahod GJ-20
Navsari GJ-21 Navsari GJ-22 Anand GJ-23
Patan GJ-24 Porbandar GJ-25 Tapi(vyara) GJ-26
Ahmedabad East GJ-27 Surat West(Pal) GJ-28 Vadodara Rural GJ-29
Dang(Ahwa) GJ-30 Gandhidham - Tehsil GJ-31 Botad GJ-32
Arvalli GJ-33 Devbhumi Dwarka GJ-34 Mahisagar GJ-35
Morbi GJ-36 Chhota Udaipur GJ-37 Gir Somnath GJ-38

How to Buy Car Insurance in Gujarat?

Every vehicle registered at the Gujarat RTO has to be insured with a third party car insurance. A third party insurance covers an individual against any damages caused to a third party or property.

An individual can also opt for comprehensive motor insurance that provides coverage against damages caused to self, vehicle or third party or property. Comprehensive vehicle insurance also provides coverage against damages caused due to man-made or natural calamities.

Every vehicle that is registered at Gujarat RTO has to be insured as per the rules of the Motor Vehicles Act, 1988. An individual can purchase motor insurance online or offline in Gujarat. Generally, car insurance is of two types i.e. third party insurance and comprehensive insurance.

  • Third party insurance:Third party car insurance provides coverage for medical expenses in case of bodily injury. It also provides compensation in case of death or physical disfigurement. Third party can also claim for loss of income in case if he/she is not able to work due to the sustained injuries.
  • Comprehensive insurance:It is a combination of third-party and own-damage cover. This type of policy provides coverage against all kinds of damages caused to your vehicle, yourself and any other third-party individual or property. It also provides coverage against for any damages caused due to man-made or natural calamities.

Buy Online with PolicyBachat:

It will take less than 5 minutes to buy a car Insurance policy at Gujarat. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy car insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best car insurance in Gujarat as per your requirements
  • Pay the insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your car insurance online in Gujarat.

How to Register Vehicle at RTO Gujarat?

You will have to visit the nearest RTO in Gujarat in order to get your vehicle registered. Along with Form 20, there are few other documents that you will have to submit. The officials in the RTO will then verify the documents submitted by you and if all the details mentioned by you are true, they will then send the registration Certificate (RC) or a smart card to the address where you reside. The relevant forms can either be downloaded online or collected from your nearest RTO office.  

Documents required for vehicle registration in RTO Gujarat: 

Below is the list of documents that you will have to submit to an RTO in Gujarat: 

  • Form 20. 
  • Form 21 which mentions the details of the buyer and the person who sold the vehicle. 
  • Form 22 which is also the roadworthiness certificate. This is a certificate wherein the automobile manufacturer clearly states that the vehicle meets all the parameters to be driven on an Indian road and is safe in nature. 
  • Form 22A if the vehicle is fabricated or manufactured by any company other than the automobile company. 
  • Documents related to vehicle insurance. 
  • The owner will have to furnish a Custom Clearance Certificate if the vehicle is imported. 
  • The vehicle owner will also have to produce Pollution under Control (PUC) Certificate. 
  • Proof of your age. 
  • Proof of your address. 
  • Form 34 (loan hypothecation charges) needs to be produced, if applicable. 
  • Passport-size photographs of the owner. 

Functions of RTO Gujarat:

Talking about the functions and services of RTO Gujarat, we have listed some of those in the section below. These functions are

  • Collection of Tax and fee
  • Development of Public Mode of Transport by Issuing Permits
  • Enforcing the Laws as per the state and central law.
  • Issuing driving license by conducting the driving
  • Issuing registration certificate of vehicles
  • Maintaining the database of vehicles.

Enforcement of the Motor Vehicles Act, 1988, allied acts and rules framed there under

1. Licenses

  • Conduct test and issue learning license for vehicles
  • Issue New & Renewal of Driving License
  • Issue of International Driving License
  • Addition of a new class of Vehicle to Driving License
  • Motor Driving School license issue and renewal
  • Professional Driving Instructor's License issuance and renewal
  • Issue of Conductor's License

2. Registration of Vehicle

  • Registration Certificate for Motor Vehicles issuance and renewal
  • Transfer of Ownership in Registration Certificate of a Motor Vehicle
  • Entry/Termination of Hire-Purchase/Lease/Hypothecation in R.C. Book
  • Registration Certificate updating
  • Issue Temporary Registration Certificate
  • Issue of No Objection Certificate(NOC)
  • Issue & Renewal of Trade Certificate
  • Issue of Vehicle Fitness Certificate
  • Permits

3. Revenue Collection for the Government

  • Motor Vehicles Tax
  • IMV Fees Collection
  • DA (Departmental Action) Cases
  • Inspecting the vehicles at check posts
  • Road Safety Measures
  • Revenue collection for the Government
    • Collecting the IMV fees. 
    • Imposing tax on motor vehicles. 
    • Looking into Departmental Action (DA) Cases. 
    • Environmental Upgradation 
    • Pollution under Control testing centers. 
    • LPG/CNG Conversions. 

Types of Vehicle Registration in RTO Gujarat:

RTO Gujarat offers different types of registration which vary with the case. If in case you want to know about the different types of registration then you can have a look at the list below.

  • Temporary Registration of Vehicle
  • Permanent Registration of Vehicle
  • Re-Registration of Vehicle
  • Issuing the Duplicate Registration Certificate
  • Change in Address on Registration Certificate
  • Making Agreement and Terminating Agreement for Hire-Purchase of Vehicle.

1. Temporary Vehicle Registration:-

When you buy a new vehicle in Gujarat, you can avail of a temporary Registration certificate book from the dealer until you receive the permanent Registration Certificate number. A temporary registration number is allotted to the vehicle owner for a maximum period of one month. The vehicle owner is required to register the vehicle within this period with the Regional Transport Office Gujarat.

  • Address Proof
  • PUC Certificate
  • Design Approval in case of Trailer
  • Customs Clearance in case of Imported Vehicle
  • Form 21 for Sales Certificate
  • Form 22 for Fitness
  • Insurance Documents
  • Tax Receipts

2. Permanent Vehicle Registration:-

Every vehicle owner must carry a copy of the Registration Certificate while driving on the roads in the state, as mandated by law. RC (Registration Certificate) is an essential document that indicates the owner registers a vehicle with the RTO of the area where the owner resides. This certificate is provided as a Smart Card these days by the RTOs.

Permanent Registration Certificate contains the essential information about the vehicle, including Vehicle Registration Number, Date of Registration of the car, Vehicle Engine Number, Vehicle Chassis Number, Vehicle color, Type of the car, Seating Capacity, and Model Number.

  • Form 20- Application form for availing permanent registration number
  • Form 21-Sales Certificate contains relevant details of the sale of the vehicle
  • Form 22-Vehicle Road Worthiness Certificate, which states that the vehicle is proper to be operational on the road
  • If the vehicle body is fabricated, the owner also needs to submit form 22A
  • Address proof of the owner of the vehicle
  • In the case of semi-trailer or trailer vehicles, a copy of the design approved has to be submitted by the vehicle owner, along with a Sales Certificate needs to be submitted to the respective RTO Gujarat

What is the Vehicles Transfer Ownership Process?

When you sell or purchase a vehicle, its ownership needs to be transferred to the buyer in his name. It is called ‘Registration Certificate Transfer.’ Transfer of vehicle ownership is essential as it ensures that the vehicle and the liabilities related to the vehicle are transferred to the new owner of the vehicle.

All you need to do is fill an application form and submit it to the concerned RTO. When a car or bike owner sells a car, then he/she can apply for a Registration Certificate transfer within 14 days from the sale of the vehicle. The Regional Transport Office should be informed about the transfer of ownership of the vehicle. Certain documents are required to attach along with the application form for registering the transfer of ownership with the concerned RTO in Gujarat.

Documents Required for Transferring Ownership:

 Form 29 and Form 30- Application form which is needed to be filled and submitted along with a print of pencil chassis number

  • Form 31- This form is required to be submitted if the ownership transfer is made through the inheritance
  • Form 32- This form is required to be submitted if the transfer of ownership is made through the public auction
  • Original Registration Certificate Book
  • Copy of Valid Vehicle Insurance
  • Pollution Under Control Certificate
  • Address proof of the new vehicle owner
  • Identity proof of the new owner of the vehicle
  • Applicable fees for the transfer of ownership i.e. Rs 30 for bike and Rs 100 for cars
  • Applicable transfer tax at the rate of 15% of original tax paid in lump sum. If the vehicle is older than 8 years, then the tax will be 1% of the original tax paid in lump sum earlier or Rs. 100 whichever is higher

What is the RTO No-objection (NOC) Process?

RTO's no-objection certificate consists of no tax dues on the vehicle, which is getting registered in the RTO. Know more NOC issuance: 

  • To obtain a no-objection certificate for registering the vehicle in the state of Gujarat, you will have to approach the concerned RTO office in your area
  • You can get details of the concerned RTO office in your area through the RTO codes.
  • Application is required to be made in Form 28 along with the below stated necessary documents to process your application 
  • The application form can also be obtained from the respective RTO
  • You should make sure that you are eligible for applying for this procedure
  • Then you have to fill the form and present it in one of the counters of the concerned RTO along with the appropriate fee, where the officials will start processing your application for the same
  • After checking and verifying the application form for its correctness, the No objection certificate will be issued to you by the concerned RTO

Documents are required to obtain NOC (No Objection Certificate) from the Concerned RTO:

  • Application in Form 28 to be submitted to the concerned RTO.
  • Original Certificate of Registration of the vehicle
  • Vehicle Certificate of Insurance
  • Proper Evidence of Payment of tax up to date of Motor Vehicle
  • Vehicle Pollution under Control Certificate.
  • Police Verification Certificate
  • Aadhaar card of the applicant
  • Address and ID-Proof of the vehicle

How to Update Address on Registration Certificate?

After shifting house from one location to another, you must go ahead and get the address changed on your license as well as your vehicles registration certificate. To do so, you would need to submit the documents listed below along with the form and the fee that is needed to update the address. You can apply for the driving license and registration certificate with the updated address at the same time and it will save your trip to RTO.

Documents Required are

  • Registration Certificate
  • Insurance
  • PUC
  • Address Proof

After the submission of documents, you will receive a new Registration Certificate from RTO Gujarat with the updated address.

How to Renew Registration Certificate?

The registration of the vehicle is valid for 10 to 15 years depending on the type of vehicle. After this, you need to go ahead and get the registration renewed. To do so, you need to submit the documents along with the forms required to RTO Gujarat. The documents that you would need are listed below

  • Address Proof
  • Fitness Certificate if Applicable
  • Tax Receipts
  • Old Registration Certificate
  • Insurance
  • PUC

RTO Gujarat Traffic Challan and Fines:

Traffic Violations Fines imposed by Gujarat Government
Riding two-wheeler without helmet Rs.500
Driving a four-wheeler without seatbelt Rs. 500
Overloading on two-wheelers Rs.100
Talking on phone while driving Rs.500 for the first offence and Rs.100 for the subsequent offence
Driving without license Rs.2,000 for two-wheelers and Rs.3,000 for four-wheelers
Driving unregistered vehicles Rs.1,000 for two-wheelers, Rs.3,000 for four-wheelers and Rs.5,000 for bigger vehicles
Obstructing emergency vehicles Rs.1,000
Not having PUC certificates Rs.1,000 for two-wheelers, and Rs.3,000 for other vehicles
Driving on the wrong side Rs.3,000 for light motor vehicles, and Rs.5,000 for heavy vehicles
Drunk driving Rs.10,000 and/or 6 months imprisonment which can be extended to Rs.15,000 and/0r 2 years imprisonment for subsequent offence
Minor driving a registered vehicle Rs.25,000 along with imprisonment of up to 3 years
Not obeying traffic lights Fines between Rs.1,000 and Rs.5,000 and/or imprisonment from 6 months to 1 year

How to Pay E-Challan Gujarat Through Parivahan?

Step 1: Go to the following website: Accused-challan

Step 2: You will have the option to enter the Gujarat RTO Challan Number, or your Vehicle Number, or your DL Number.

Step 3: Now enter the Captcha code and click on ‘Get Details’.

Step 4: Now, check the details of the offence and the echallan status, and then proceed with the Gujarat traffic fine online payment through e-challan Gujarat.

How to Pay E-Challan Gujarat Online Through the State Government Website?

Step 1: Go to the following website for e-challan Gujarat payment:NewAccusedChallan

Step 2: You will have to enter the vehicle number as well as the captcha code displayed on the homepage and click on ‘Submit’.

Step 3: On the new page, you will see the details about your e-challan. Check its status there.

Step 4: You can now proceed further to pay the e-challan online through the desired method.

How to check the status of traffic challan in Gujarat?

Step 1: To check the status of your e-challan, simply visit the Parivahan website and provide your Gujarat RTO challan number.

Step 2: If there are no e-challans issued against your vehicle, you will receive the message ‘Challan not found’.

How to Check the Status of the Traffic Challan Using Gujarat E-challan App?

Here are the steps required to check the traffic challan using the e-challan app:

Step 1: Install the app.

Step 2: Now enter your vehicle number and click on ‘Get details’.

Step 3: You will now see the list of your paid and unpaid bills.


If you simply follow all the traffic rules and regulations, you will have a safe drive without having to pay any challans. Apart from safe driving, it is also mandatory to have a valid car insurance to drive/ride on Indian roads. To avoid unnecessary incidents that may be caused due to an accident, it is always a good idea to get a comprehensive car insurance plan. You can also choose the required add-on for not to pay the extra amount to repairs or damages.

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