The Czech carmaker has discontinued to Rapid sedan and will replace it with the Slavia in early 2022. Further to be added in the portfolio is the Kodiaq facelift that will be introduced in January 2022. The cost of Skoda car insurance varies depending on the type of policy that you choose to buy.
Every car owner should opt for a car insurance plan while purchasing an Skoda car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.
Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.
Skoda Car Insurance Price in India
PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Skoda along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Skoda car insurance cost of your brand new Skoda car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.
|Skoda Car Models
||Skoda Car Model Variants
||IDV (Insured Declared Value)
||Zero Depreciation Cover
||Skoda Car Insurance Price
||Style 1.8 TSI MT
||1.8 TSI Ambiente
||2.0 TDI Style
Reasons to Buy Skoda Car Insurance Policy:
Some of the reasons why buying Skoda insurance for your car is a Smart decision:
- It provides own damage cover to safeguard your Skoda car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
- The owner-driver of the Skoda car is provided with a personal accident cover
- It takes care of the high cost of repairing your Skoda car.
- Option to choose comprehensive or third party liability insurance for your Skoda car.
- It comes with a large network of garages where hassle-free cashless repairs are done.
- It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
- You can reach out to customer support services in case of any query or claim intimation.
- It provides No Claim Bonus (NCB) reward if you drive your Skoda car responsibly and do not file any claims.
How to Renew Skoda Car Insurance?
You must renew your car insurance policy before its expiry. You can easily do that by following the Skoda insurance renewal process. Here are the steps involved in the Skoda insurance renewal process.
The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.
- Enter the required details like, Make and Model of Car,
- Enter RTO & Registration date,
- The premium from different insurance companies is displayed.
Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.
Documents Required for Skoda Car Insurance Claim
Following are the documents you will require for filing a claim for your Skoda Car:
- Claim Form
- Copy of Registration Certificate
- Copy of Driver’s Licence
- Copy of Pollution Under Control Certificate (PUC)
- Copy of FIR
- Copy of PAN Card ( For claims higher than Rs. 1 lakh)
- Satisfaction Voucher
- Car Insurance Policy Document
Approach to get a Perfect Insurance for your Skoda Car:
Since all Skoda car series belong to the luxury class, taking full coverage is of utmost importance. Skoda cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.
Be judicious before buying insurance for your Skoda car. Certain things that you can keep in mind before taking the policy are:
- Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
- Explore the different coverage available and find out the one that is right for your car.
- Compare the risks covered and the premiums being offered by different carriers through a Skoda car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
- Look for discounts being offered by different insurers and find out if you are eligible for any.
Know About SKODA Car Insurance Premium Calculator
SKODA is a European Car manufacturer founded in 1895, commenced its production in India in 2000 at Aurangabad. Volkswagen owned SKODA Works due to the company is in financial trouble. The lineup segment in SKODA cars is SKODA Rapid, SKODA Fabia, SKODA Laura, SKODA Octavia and SKODA Superb.
SKODA Cars are designed with advanced technology and comfort for top-class cars. The maintenance expenses are also high in SKODA vehicles due to its premium machinery and furnishing. Insuring your SKODA cars also diminish your wallet, be wise in opting SKODA car insurance policy. Buying a policy online is the right way to get SKODA car insurance.
Below are the most popular and the insured SKODA Vehicles in India
SKODA Octavia: SKODA Octavia is a luxury sedan with Bi-Xenon projector headlights, electronic sunroof.
SKODA Rapid: SKODA Rapid is s subcompact car based on a modern PQ25 platform of the Volkswagen Group. SKODA Rapid is loaded with premium and advanced features to compete in the subcompact segment.
SKODA Superb: SKODA Superb is now into third-generation production started in 2015 using the MQB platform.
Due to high maintenance costs, the SKODA car insurance premium is high. Getting a reasonable discount online saves you! PolicyBachat gives you a marginal discount on your car insurance policy. SKODA car insurance premium calculator helps to configure the right premium online, compare the quotes which cater to the maximum benefits at a cheaper premium.
Why SKODA Car Insurance Policy?
- Every policyholder needs a car policy for all-around protection in adverse financial liability cases.
- Protects your vehicle for damages/loss caused by an accident.
- Secures you from third-party liability; third-party injury/death and third-party property damage.
- Get zero depreciation cover for optimum protection of your vehicle.
- Secure your vehicle against unexpected cases like vandalism, theft, riots, and other natural calamities.
- Avail benefit of a cashless transaction in the network garages.
- Engine protection cover: Engine protection coverage is helpful for those who live in flood-prone areas, high rainfall areas. A policyholder can claim for damages in case of water ingression in the engine
- Zero depreciation cover: Get claimed from bumper to bumper damages to your vehicle. In this, a policyholder can claim bonus of 100% damage cost for plastic, rubber, glass, and metal parts.
- NCB Protection: A cautious driver can avail discounts up to 50% year on year, NCB is a discount given by insurers for zero claims in a preceding year. The minimum NCB discount in the first successful year starts from 20%.
Ways to avail discount on SKODA insurance policy
- Online Policybachat.com provides you extensive discount options to save on your SKODA insurance premium.
- A safety Anti-lock braking system is equipped to avail a discount.
- Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
- Anti-theft devices and features secured equipment helps to avail the discount.
- To know more about SKODA cars and about the possible discount go through our online portal.
Factors that have an adverse effect on your insurance premium
- Any changes made for exterior or to enhance engine performance after the purchase of a vehicle insurance.
- How cheaper are your parts and labor for the model.
- Driver's past claim and driving history reflect the premium. The lost cases that impart the right motor insurance premium online reflect the premium.
How to get the Lowest Premium for SKODA
PolicyBachat provides you the best competing insurance plan for your SKODA car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add-on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category SKODA insurance cost in India is higher at 18%.
Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement and a comprehensive car insurance policy with a recommended add-on to minimize your SKODA insurance premium amount.
Car insurance premium calculator is the ultimate tool provide by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.
Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. A car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.
With this online car insurance calculator buyers do no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.
Benefits included in car insurance calculator
Easy to compare the quotes with the benefits each company provides.
Know yourself what are the factors that made your premium higher than another insurer.
You can avoid the agent role and the policyholder can make his own decision in buying the policy.
Car Insurance Premium: Own damage premium - NCB Discount + Liability Premium
How to buy a SKODA Car Insurance Policy?
Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best SKODA car insurance online. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place. SKODA car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew SKODA car insurance policy online and save big!
PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers.
We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.
Best SKODA Car Insurance
Best SKODA car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, registration number, email address of the applicant, name of the insured, phone number, car details, etc.
Third party car insurance premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims process covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.
Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the premium amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.
Determine Car Insurance Premiums Through Car Insurance Calculator
In your hunt for the ideal car insurance premium, it is vital for you to understand the amount of car insurance premium that you pay to your insurer every year.
If you haven't calculated your premium till now, then it is about time for you to compare your car insurance premium with other policies. This is where a car insurance calculator is required. The car Insurance calculator accesses the amount of premium that you pay by considering all the coverage options and benefits included in your car insurance India policy.
For calculating new car insurance India or car insurance renewal premiums through car insurance calculator, you should provide your details like your age, medical history, and annual income. There are many prominent companies that have designed and developed car insurance calculators to easily interface the consumers with their car insurance India or car insurance renewal policies.
Approach the car insurance calculator which is IRDA approved and provides detailed information on different car insurance policies. Find your best car insurance policy through our easy-to-use car insurance calculator by calculating car insurance premiums for different policies. Visit PolicyBachat exemplary services or call us on 18000-123-4006/1800-123-4003 for booking your best car insurance policy.
How does Car Insurance Calculator work?
- A car insurance calculator is mainly designed to give an overview of your expected monthly or annual insurance premium. With this car insurance calculator tool, you can compare different policies issued by insurers within few clicks.
- Rather than approaching an insurer’s car insurance calculator, you are advised to evaluate your car insurance premium through a web aggregator where you will have an option to compare and calcite the car insurance premiums for different policies from different insurance companies through their car premium calculator tool easily. For best insurance policies visit online or call 1800-123-4006/1800-123-4003.
- Enter the car insurance calculator tool to choose a policy of your own and select the details of your age, profession, income for very detailed results. Later to this, you will be displayed some depreciation covers and their respective premium amounts for your reference.
- A car insurance calculator or car premium calculator is the best way to find your car insurance India premiums early where you can benefit by reducing your premium costs for lower amounts by decreasing unnecessary coverages.
- Comparison of insurance policies through car insurance calculator is beneficial as it gives you a detailed insight about different insurance policies involving different coverages. This lets you choose the best existing car insurance policy without any trouble.
One of the best places to evaluate your car insurance premium through a car insurance premium calculator is the Policy Bachat car insurance Calculator. You can visit our website or call us for various car insurance policies. Reach us on 1800-123-4006/1800-123-4003 or log on to PolicyBachat.
Variants Cost of Skoda Car Insurance
Are you planning to buy insurance for your new Skoda car? It does not matter if your car is a luxury one like the Yeti or a small family car like the Fabia, you need to think wisely while buying insurance for your car so that you get all the required coverage at minimum possible rates.
PolicyBachat gives you the option of finding out the IDV, deductibles and premiums of different available insurance plans from different carriers, through the Skoda Car Insurance Calculator, based on all the information provided by you. This is the best way you can make a good choice and get the car insurance that will be appropriate for your requirements as well as suited to your budget.
Skoda Car Models
List of SKODA car variants for new or used cars are:
Skoda FABIA 1.2 ELEGANCE CRDI:
The Skoda Fabia 1.2 Elegance is a high end variant of Fabia that is equipped with a very powerful engine and is fitted with ample number of safety and comfort features to facilitate the occupants on their journey. A car with a manual transmission, this model can easily give competition to other brand models of its class.
Insurance for this car can be bought through Policy Bachat from premium insurers like HDFC Ergo, L&T and IIFCO TOKYO. These companies provide car insurance plans like Standard, Minimum IDV, Maximum IDV, Emergency Assistance and Zero Depreciation for the Fabia 1.2 Elegance.
Skoda FABIA 1.2 MPI CLASSIC:
Dual air bags are provided for safeguarding the driver and front passenger during an accident. Accidental safety measures like unlocking the central lock system, fuel cut-off to mitigate any fire combustion are observed during an accident to safeguard the passengers.
Some of the best insurance plans for this car are provided by the top insurance companies in India: HDFC ERGO, L&T, IFFCO TOKIO and Bharti AXA. The carriers provide a variety of policies including Zero depreciation, emergency assistance, Minimum IDV, Maximum IDV and Standard. A table has been provided below to make the process of comparing and choosing the perfect policy for your car simple.
Skoda FABIA 1.4 MPI ELEGANCE:
The Skoda Fabia 1.4 MPI Elegance has been the trendsetter model for stylish hatchbacks in India. Things that make this Fabia variant a much recommended car on Indian roads are its well performing engine that comes in both petrol and diesel options, its spacious and comfortable interior and a reasonable price tag.
Policy Bachat helps you get some of the best policies for your Skoda Fabia 1.4 MPI Elegance from top insurers like Bajaj Allianz, IIFCO TOKYO, Bharti AXA and HDFC Ergo. Some of the insurance plans that these insurers offer are Best Value, Standard, Minimum IDV, Maximum IDV, Emergency Assistance and Zero Depreciation.
Skoda RAPID ELEGANCE MT 1.6 TDI CR:
Comfort is the inherent quality of Skoda Rapid. With its height adjustable seats, climate controlled air conditioning system; the drive is made pleasurable.
Insurance for this car can be bought through Policy Bachat from premium insurers like HDFC Ergo and Bharti AXA. These companies provide car insurance plans like Standard and Zero Depreciation for the Rapid Elegance MT 1.6.
Skoda LAURA ELEGANCE 2.0 TDI CR AT:
The Skoda Laura Elegance 2.0 TDI CR AT is the top end variant among the diesel variants of Laura that is equipped with an automatic gearbox. Fairly high priced, this car supports technology that helps drivers drive with ease.
Insurance for this top end car model is provided by insurers like L&T, Bajaj Allianz and Bharti AXA. Policy Bachat brings before you various car insurance plans like Best Value, Standard, Flexible, Minimum IDV, Maximum IDV and Zero Depreciation from these insurers.
Skoda OCTAVIA 1.9TDI:
The Skoda Octavia 1.9 TDI, a premium midsize sedan, is a fairly expensive Octavia variant that comes with a well efficient diesel engine. This variant is an advanced one as compared to its predecessors with increased leg room and head room for the comfort of the passengers. With new additions in luxury and safety features, the Octavia 1.9 TDI has sure caught the eyes of the premium class.
Policy bachat gets you the best policies from two of the top insurers - L&T, IIFCO TOKYO, Bharti AXA, HDFC Ergo and Bajaj Allianz for this elegant car. You can select from policies like Best Value, Standard, Minimum IDV, Maximum IDV and Emergency Assistance.
Skoda OCTAVIA AMBIENTE 1.9 TDI:
This Octavia luxury sedan has a chiseled body and comes with ample legroom. The spacious boot enables you to have a comfortable long drive.
This executive car is provided with insurance by some of the eminent insurers in the Indian market like IFFCO TOKIO, Bharti AXA and L&T. These insurers provide policies like Standard, Maximum IDV and Minimum IDV which can be compared and purchased through Policy Bachat. A list have sample premiums have been provided below.
Skoda SUPERB 1.8 TSI AUTOMATIC TRANSMISSION/TFSI AT:
The Skoda Superb 1.8 TSI AT is a well groomed premium sedan that incorporates all kinds of luxury features to give its occupants maximum comfort and satisfaction. Additionally the brilliant engine coupled with DSG gearbox is an added aspect to make this model a head turner.
Some of the best insurance plans for this car are provided by two of the top insurance companies in India: Bajaj Allianz and Bharti AXA. The carriers provide a variety of policies including Flexible, Standard and Best Value. A table has been provided below to make the process of comparing and choosing the perfect policy for your car simple.
Skoda OCTAVIA ELEGANCE 1.9 TDI /MANUAL TRANS:
Light sensors with in the car turns on Adaptive Front light System (AFS) immediately under low light circumstances ensuring your safety. AFS adapts the light pattern on the road to different driving conditions.
The best insurance plans for this car are provided HDFC ERGO, Bajaj Allianz and Bharti AXA. The carriers provide a variety of policies including Flexible, Standard, zero depreciation and Best Value. Some of the sample premiums are given below.
Skoda OCTAVIA COMBI L&K:
Octavia Combi L&K promises you a fun filled drive with its incorporated touch screen audio player with LCD Display and a proximity sensor for central infotainment system.
Policy Bachat helps you get some of the best policies for your Skoda Fabia 1.4 MPI Elegance from top insurers like Bajaj Allianz, L&T, Bharti AXA and HDFC Ergo. Some of the insurance plans that these insurers offer are Best Value, Standard, Minimum IDV, Maximum IDV, Emergency Assistance and Flexible.
Skoda RAPID AMBITION 1.6 MPI AT:
The Skoda Rapid Ambition 1.6 MPI AT is an updated version of the Rapid that is a top end petrol trim. An elegantly designed model, this premium car ensures good engine performance, acceleration and pick up. It is also characterized by spacious interiors and innovative luxury aspects.
Policy Bachat brings before you a number of insurance policies for your Rapid ambition 1.6 like, Standard, Flexible, Minimum IDV, Maximum IDV and Emergency Assistance from a number of eminent insurance companies in India like L&T, IIFCO TOKYO, Bharti AXA, HDFC Ergo and Bajaj Allianz. You can find a few sample premiums in the table below.
Skoda SUPERB 3.6 V6 FSI:
A premium class sedan, the Skoda Superb 3.6 V6 FSI embodies all kinds of comfort, luxury and safety aspects that provide the ultimate pleasure and satisfaction to the occupants. This model comes with a petrol engine that gives great mileage.
This top-notch car needs the right insurance. Insurance for this model are provided by top companies like IIFCO TOKYO, HDFC Ergo, Bharti AXA and Bajaj Allianz. These insurers provide policies like Standard, Flexible, Minimum and maximum IDV, Zero Depreciation, Emergency Assistance and Best Value.
Skoda RAPID AMBITION 1.6 TDI CR MT:
This Skoda Rapid Ambition 1.6 TDI CR MT is a mid-level trim of the Rapid model, which has many added features like chrome surrounded radiator grille and body colored external mirrors that enhances the external look of the car. It also has incorporated a bunch of new safety features which were lacking in the former Rapid variants.
PolicyBachat has partnered with some of the top insurance carriers in India to provide you the best policies for your Rapid Ambition 1.6 car. As you can see in the table below, insurance plans like Best Value, Standard, Zero Depreciation and Emergency Assistance are provided by companies like Bajaj Allianz and Bharti AXA, HDFC Ergo for this car.
Skoda RAPID AMBITION PLUS 1.6 TDI CR MT:
The driving experience with Skoda Rapid Ambition Plus will absolutely be pleasurable with its multi-functional steering wheel and a 7 speed gearbox with an added sport mode.
Policy Bachat brings before you a number of insurance policies for your Rapid ambition plus 1.6 TDI CR MT like Standard, best value, zero depreciation and Emergency Assistance from a number of eminent insurance companies in India like Bharti AXA, HDFC Ergo and Bajaj Allianz. You can find a few sample premiums in the table below.
Skoda RAPID ELEGANCE 1.6 TDI CR MT:
The Skoda Rapid Ambition 1.6 TDI CR MT is a top-end variant of the Rapid family and embodies myriad comfort and safety features to make one’s journey safe and relaxing. A fairly expensive car, this can surely fulfill the needs of those looking for class n luxury.
This executive car is provided with insurance by some of the eminent insurers in the Indian market like HDFC Ergo, Bharti AXA and Bajaj Allianz. These insurers provide policies like Standard, Flexible, Zero Depreciation, Emergency Assistance and Best Value, which can be compared and purchased through Policy Bachat. A list have sample premiums have been provided below.
Need Help? call PolicyBachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.
Skoda Car Insurance FAQs:
What is Skoda Car Prices in India?
Skoda car price starts at Rs 9.31 Lakh for the cheapest model which is Rapid TSI and the price of most expensive model, which is Superb starts at Rs 38.91 Lakh. Skoda offers 4 car models in India, including 1 car in SUV category, 3 cars in Sedan category. Skoda has 2 upcoming cars in India, Slavia and Kodiaq Petrol BS6. Skoda car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.
|Skoda Rapid TSI
|Skoda Kodiaq Petrol BS6
How to Buy Skoda Car Insurance Online?
It will take less than 5 minutes to buy SKODA car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.
As a car owner, you can easily buy SKODA insurance online:-
- Go to the form on the top of the page
- Fill up the details of your SKODA car such as RTO, model, engine capacity, fuel type, etc.
- Provide your contact details including your name, email id, etc.
- Choose the best insurance for SKODA car as per your requirements
- Pay the SKODA insurance price online via net banking or bank debit/credit cards
- Your motor insurer will issue your SKODA insurance online.
Is Skoda worth buying?
If you are hesitating to buy it is likely because of the price on market. Skoda cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Skoda’s are worth the expense in terms of quality, luxury, performance, and reliability.
What are the Skoda Car Insurance Exclusions?
- Driving without a valid driving license
- Drunk driving the Skoda car
- Wear and tear of the car
- Driving outside the geographical limit
- Consequential loss of the car
- Damages due to nuclear perils
- Depreciation in the value of the Skoda car
- Damages due to war or related perils.
Why you should not buy a Used Skoda Car?
- Inexperienced owners means poor maintenance
- A lot of jerks drive Skoda’s
- Electrical Problems
- It’s a ticking time bomb
- Skoda makes more money selling parts
- Well-document reliability issues
- Cheaper parts
- Enjoy the best years of the car, lease a new Porsche
- Old SKODAs should not be daily drivers
Why Is It Important to Have Skoda Car Insurance?
- Covers for any damages/losses caused to the third party
- Provides comprehensive car insurance coverage
- Offers cashless transactions through network garages
- Get end to end claims assistance
Why is Skoda Car Insurance So Expensive?
Skoda is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.
Which is the highest and lowest priced model in Skoda?
Skoda car model with car variant of Superb is the highest priced model in all Skoda cars. Skoda car model with car variant of Rapid TSI is the lowest priced model in all Skoda cars.
Compare and Buy Skoda Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.