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Third Party Insurance For Two Wheelers Online


We all know that insuring your vehicle, car or two-wheeler, is mandated by the Motor Vehicles Act, 1988. Every state or nation has set a minimum level of insurance that needs to be adopted by all two-wheeler owners so that they have a minimum amount of coverage for themselves and their vehicles. In India, Standard Third Party insurance is the minimum amount of coverage that bikers need to possess to drive their vehicle on public roads.

The number of two-wheeler accidents on Indian roads has shown a steep hike in the recent years and many a time these accidents not only cause harm to the driver or the pillion rider but also to people and properties in the surroundings. The main purpose of the Third Party Two-Wheeler insurance is to provide legal and financial security to the policy holder duringany accident causing physical injury, death or disability to the third party or damage to third-party properties.

WHAT IS COVERED UNDER THIRD PARTY TWO-WHEELER INSURANCE?

If you opt to buy a standard third party two-wheeler policy, you can be assured to get the following coverage:

WHAT IS EXCLUDED?

The Third party two-wheeler insurance, though cheap, gives very limited coverage. You will not be protected far damages caused to your bike due to accident or any other causes or for medical expenses resulting from the accident.

HOW TO CLAIM THIRD PARTY TWO-WHEELER INSURANCE?

The process of claiming third party two-wheeler insurance is a little complex owing to the fact that it does not only include damages caused to you or your bike but involves damages caused to another person or property.

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