Volkswagen Car Insurance Price List In India 2023

The Volkswagen Group is a prominent automobile manufacturer founded in 1937. It was operated by the German Labour Front. It was used for military production purposes for most of the World Wars II years and later rebuilt for mass production in 1946. In the 1950s, the company gained significant dominance in the international market. The cost of Volkswagen car insurance varies depending on the type of policy that you choose to buy.

In India, the company arrived in 2001 under their own subsidiary Volkswagen Group Sales India Private Limited and has its headquarters in Mumbai, Maharashtra. Volkswagen is known for its high-quality product, cutting edge design at affordable prices, making it one of the international favourites in the country. The company manufactures the Polo, Ameo, Vento, Jetta and the Passat at this plant while models such as the Tiguan are imported to India.

Every car owner should opt for a car insurance plan while purchasing an Volkswagen car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.

Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.

Volkswagen Car Insurance Price in India

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Volkswagen along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Volkswagen car insurance cost of your brand new Volkswagen car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Volkswagen Car Models Volkswagen Car Model Variants IDV (Insured Declared Value) Zero Depreciation Cover Volkswagen Car Insurance Price
Volkswagen CrossPolo 1.5 TDI 4.91 lakh 2948 17940
Volkswagen Ameo 1.2 MPI Trendline 3.96 lakh 2179 10055
Volkswagen Tiguan 2.0 TDI Highline 23.86 lakh 13102 55713
Volkswagen Multivan TDI 34.4 lakh 13,765 1.29 lakh
Volkswagen phaeton 3.6 61.26 lakh 24505 1.33 lakh

Reasons to Buy Volkswagen Car Insurance Policy:

Some of the reasons why buying Volkswagen insurance for your car is a Smart decision:

  • It provides own damage cover to safeguard your Volkswagen car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
  • The owner-driver of the Volkswagen car is provided with a personal accident cover
  • It takes care of the high cost of repairing your Volkswagen car.
  • Option to choose comprehensive or third party liability insurance for your Volkswagen car.
  • It comes with a large network of garages where hassle-free cashless repairs are done.
  • It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
  • You can reach out to customer support services in case of any query or claim intimation.
  • It provides No Claim Bonus (NCB) reward if you drive your Volkswagen car responsibly and do not file any claims.

How to Renew Volkswagen Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Volkswagen insurance renewal process. Here are the steps involved in the Volkswagen insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like, Make and Model of Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Documents Required for Volkswagen Car Insurance Claim

Following are the documents you will require for filing a claim for your Volkswagen Car:

  • Claim Form
  • Copy of Registration Certificate
  • Copy of Driver’s Licence
  • Copy of Pollution Under Control Certificate (PUC)
  • Copy of FIR
  • Copy of PAN Card ( For claims higher than Rs. 1 lakh)
  • Satisfaction Voucher
  • Car Insurance Policy Document

Approach to get a Perfect Insurance for your Volkswagen Car:

Since all Volkswagen car series belong to the luxury class, taking full coverage is of utmost importance. Volkswagen cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.

Be judicious before buying insurance for your Volkswagen car. Certain things that you can keep in mind before taking the policy are:

  • Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
  • Explore the different coverage available and find out the one that is right for your car.
  • Compare the risks covered and the premiums being offered by different carriers through an Volkswagen car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
  • Look for discounts being offered by different insurers and find out if you are eligible for any.

Know About Volkswagen Car Insurance Premium Calculator

Volkswagen is a German carmaker established in 1937 headquartered in Wolfsburg, a subsidiary of Volkswagen Group Topped was the largest automaker in 2016 sales. Volkswagen India Pvt.Ltd has an extensive range of outlets and service centers in India.

Top Selling Volkswagen car models

Volkswagen Polo: Polo, a German-engineered hatchback been the most smarter in the driving experience. Volkswagen Polo has been designed with several modifications for a sporty look with bold dimensions. Front bold grille with fog headlamps gives you a sportive look, steering mounted multifunctional button gives you easy functional access.

Volkswagen Vento: Vento is a subcompact car segment from 2010, due to its average maintenance cost Volkswagen Vento is highly admired by Indian customers. Carbon finished Vento feels fresh and equipped with the new infotainment system.

Volkswagen Jetta: Jetta is a premium segment vehicle with unique LED headlamps and luxury styling. Jetta is a high-end vehicle with top-class features, performance, and spacious seating. 510-liter boot space with foldable seats.

Ways to avail discount on Volkswagen insurance policy

  • Online provides you extensive discount options to save on your VOLKSWAGEN insurance premium.
  • A safety Anti-lock braking system is equipped to avail a discount.
  • Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
  • Anti-theft devices and features secured equipment helps to avail the discount.
  • To know more about VOLKSWAGEN cars and about the possible discount go through our online portal.

How to get the Lowest Premium for Volkswagen

PolicyBachat provides you the best competing insurance plan for your Volkswagen car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category Volkswagen insurance cost in India is higher at 18%.

Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement and a comprehensive car insurance policy with a recommended add-on to minimize your Volkswagen insurance premium amount.

Car insurance premium calculator is the ultimate tool provide by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.

Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. A car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.

With this online car insurance calculator buyers do no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.

How to buy a Volkswagen Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best VOLKSWAGEN car insurance online. is the right destination to compare the numerous insurance quotes in one place. VOLKSWAGEN car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew Volkswagen car insurance policy online and save big!

PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information purpose only with the insurers.

We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.

Best Volkswagen Car Insurance

Best Volkswagen car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured declared, phone number, etc.

Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claims process covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance plan.

Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the premium amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.

Cost of Volkswagen Car Insurance Variants

Luxury Sedan like the Jetta or small hatchback like the Polo, no matter what your Volkswagen car model is, you need to purchase insurance in a smart way. Always target to get the maximum coverage at the minimum price.

Help yourself choose the best car insurance policy with the help of Policy Bachat’s Volkswagen Car Insurance Calculator. Just fill in the simple form with all the information asked for. It will help you calculate the IDV, deductibles and premium rates of different available plans from various car insurance providers based on the data provided by you. This in turn will help you select the policy that will be most suitable for your needs and your pocket.

Volkswagen Car Models

List of Volkswagen car variants for new or used cars are:


Jetta 2.0L is a top end model of its series, included with high end features and utilities. Its mind blowing performance with good fuel efficiency and enormous power has combined to give a masterpiece of a car.

Insurer Bharti AXA provides car insurance for this model with two different premium plans, namely Standard and Zero Depreciation. Policy Bachat provides some of the sample premiums offered for this model.


This updated version of polo comes with many appealing modifications which gives this hatchback body a pleasing look. Comfortline interiors are redesigned with high quality scratch proof dash board and spacious cushioned seating. The overall performance of this car is moderate.

Bajaj Allianz, L&T and IFFCO-TOKIO, provide insurance to their policy holders under some of their premium plans like standard, flexible, best value, Minimum IDV, Maximum IDV. Policy Bachat gives an overview of the sample premiums offered..

Volkswagen POLO 1.2 MPI HIGHLINE :

This is a high end version in its variants which is capable of generating high power and torque. This model satisfied the security needs like ABS, Dual front air bags, 3 point ELR seat belts and an engine immobilizer.

Policy Bachat offers insurance premiums from IFFCO-TOKIO, Bajaj Allianz, Bharti AXA, HDFC-ERGO and L&T under their premium plans namely standard, flexible, best value, zero depreciation, maximum IDV, minimum IDV and emergency assistance on this model variant of Volkswagen. The list below gives an overview of the sample premiums offered.


For its stylish exteriors and respectable dynamics and performance, this is a most sought out car among its other variants.

Policy Bachat provides insurance on this model under the premium plans of Bharti AXA, HDFC-ERGO, IFFCO-TOKIO, and L&T. These plans are standard, zero depreciation, minimum IDV, maximum IDV. Here is the chart for sample premiums that are offered.


Polo 1.2 petrol highline has a fresh styling appearance, with good fuel efficiency, high reliability and is fun to drive.

Policy Bachat’s insurers Bajaj Allianz, IFFCO-TOKIO, Bharti AXA, HDFC-ERGO and L&T provide insurance for this variant under their premium plans like Standard, Best Value, Flexible, Zero Depreciation, Emergency Assistance, Minimum IDV and Maximum IDV. The list for some sample premiums is given below.


The new improved Polo Trendline variant in Volkswagen has improvised its design adding some highlighted features like front disc brakes, dust and pollen filter and high quality scratch resistant dashboard. This is the car that gives you a wonderful feeling while driving.

The premium plans of Bharti AXA, HDFC-ERGO, IFFCO-TOKIO, and Bajaj Allianz are standard, zero depreciation, and best value and flexible under which the insurance of this Volkswagen variant is provided. The charts for sample premiums that are offered are given below.


Improved front grill and bumper, a sporting steering wheel, chrome accents and voice command gives the model a new refreshing and ravishing outcome.

Bharti AXA, HDFC-ERGO, Bajaj Allianz, L&T and IFFCO-TOKIO, provide insurance on Polo 1.2 TDI Comfortline under some of their premium plans like standard, Minimum IDV, Maximum IDV, emergency assistance and zero depreciation. Policy Bachat gives an overview of the sample premiums offered.

Volkswagen POLO 1.2 TDI HIGHLINE:

With a black inline interior theme, comfortable seating, and well distributed digital equipment, this model has come up with an added grace.

Standard, Zero Depreciation, Emergency Assistance, Minimum IDV, Maximum IDV are the premium plans of HDFC-ERGO, IFFCO-TOKIO and Bharti AXA, under which the insurance for this particular car model can be obtained. A gist of sample premiums is given below.


With good dynamics, design and comfort this model too provides a good mileage with its efficient diesel engine. This car tops the list for its overall performance and style among its peers.

Premium plans like standard, zero depreciation, minimum IDV, emergency assistance and maximum IDV are provided by Bharti AXA, HDFC-ERGO and IIFCO-TOKIO. These are the insurance premiums that are provided on this model. Policy Bachat’s list of sample premiums is given below.


This car comes with sedan body and efficient diesel engine generating surplus power. The interiors offer lavish look with comfort and has all features incorporated in the entry level model.

Standard, Zero Depreciation, Best Value, Emergency Assistance, Minimum IDV, Maximum IDV are the premium plans provided by HDFC-ERGO, Bajaj Allianz, L&T and Bharti AXA for insurance on this car. A gist of sample premiums is given below.


The sedan variant in Vento is recognized for its style and safety. It is integrated with dual air bags, electronic engine immobilizer to safeguard your journey.

Insurance Providers like IFFCO-TOKIO and Bharti AXA issue insurance on this Volkswagen variant. Insurance is given under some premium plans as standard, minimum IDV, maximum IDV. Some of the plans are discussed below.


This diesel variant of Vento trendline flaunts its galvanized body with triple flash lane change indicator. The interiors of the car look comfortable and well organized.

L&T, IFFCO-TOKIO, Bharti AXA and HDFC-ERGO provide insurance for this car with their premium plans minimum IDV, maximum IDV, standard, zero depreciation and emergency assistance. Some of the premium plans are given below.

Need Help? call PolicyBachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.

Volkswagen Car Insurance FAQs:

What is Volkswagen Car Prices in India?

Volkswagen car price starts at Rs 2.95 Crore for the cheapest model which is Vantage and the price of most expensive model, which is DB11 starts at Rs 3.29 Crore. Volkswagen offers 2 car models in India, including 1 car in Coupe category, 1 car in Convertible category. Volkswagen car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.

Car Model Prices
Volkswagen Virtus 10 lakh
Volkswagen Polo 9.99 lakh
Volkswagen Taigun 17.54 lakh
Volkswagen Tiguan 31.99 lakh
Volkswagen Vento 14.5 lakh

How to Buy Volkswagen Car Insurance Online?

It will take less than 5 minutes to buy VOLKSWAGEN car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy VOLKSWAGEN insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your VOLKSWAGEN car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for VOLKSWAGEN car as per your requirements
  • Pay the VOLKSWAGEN insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your VOLKSWAGEN insurance online.

Is Volkswagen worth buying?

If you are hesitating to buy it is likely because of the price on market. Volkswagen cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Volkswagen’s are worth the expense in terms of quality, luxury, performance, and reliability.

What are the Volkswagen Car Insurance Exclusions?

  • Driving without a valid driving license
  • Drunk driving the Volkswagen car
  • Wear and tear of the car
  • Driving outside the geographical limit
  • Consequential loss of the car
  • Damages due to nuclear perils
  • Depreciation in the value of the Volkswagen car
  • Damages due to war or related perils.

Why you should not buy a Used Volkswagen Car?

  • Inexperienced owners means poor maintenance
  • A lot of jerks drive Volkswagen’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Volkswagen makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Volkswagen
  • Old VOLKSWAGENs should not be daily drivers

Why it is Important to Have Volkswagen Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Volkswagen Car Insurance So Expensive?

Volkswagen is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Volkswagen?

Volkswagen car model with car variant of Tiguan is the highest priced model in all Volkswagen cars. Volkswagen car model with car variant of Polo is the lowest priced model in all Volkswagen cars.

Compare and Buy Volkswagen Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.

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