Can I Have Two Car Insurance Policies?

Can Car Insurance Policies Overlap?

Car insurance policies typically do not overlap in terms of coverage. When you have multiple insurance policies for the same vehicle, one usually takes precedence, and the others become secondary. This means that in the event of a claim, the primary policy will be used first, and the secondary policy may only come into play if the primary policy's coverage is exhausted.

Are Joint Car Insurance Policies Cheaper?

Joint car insurance policies, often referred to as multi-car insurance, can be more cost-effective than separate policies for each vehicle. Insurers may offer discounts for covering multiple vehicles under the same policy. However, the exact savings depend on the insurance company and the specifics of each policy. It's essential to compare quotes and evaluate the benefits of joint policies to determine the most cost-effective option for your situation.

What Types of Car Insurance Policies Does Universal Sompo Offer?

Universal Sompo General Insurance Company offers various car insurance policies to meet the needs of car owners. Here are some of the car insurance policy names offered by Universal Sompo:

• Zero Depreciation Cover
• Roadside Assistance Cover
• Engine Protect Cover
• Key Replacement Cover
• No Claim Bonus Protection
• Third-Party Liability Insurance
• Comprehensive Car Insurance
• Own Damage Car Insurance
• Personal Accident Cover
• Consumables Cover

What Types of Car Insurance Policies Does TATA AIG Offer?

TATA AIG General Insurance offers a range of car insurance policies to suit the needs of car owners. Here are some of the car insurance policy names offered by TATA AIG:

• Personal Accident Cover
• Zero Depreciation Cover
• Roadside Assistance Cover
• Engine Protect Cover
• Third-Party Liability Insurance
• Comprehensive Car Insurance
• Own Damage Car Insurance
• Key Replacement Cover
• No Claim Bonus Protection
• Consumables Cover

What Types of Car Insurance Policies Does Shriram Offer?

Shriram General Insurance offers a variety of car insurance policies to cater to the needs of car owners. Here are some of the car insurance policy names offered by Shriram:

• Comprehensive Car Insurance
• Own Damage Car Insurance
• Personal Accident Cover
• Third-Party Liability Insurance
• Zero Depreciation Cover
• Roadside Assistance Cover
• Engine Protect Cover
• Key Replacement Cover
• No Claim Bonus Protection
• Consumables Cover