Does Insurance Cover Gearbox?

Standard motor insurance policies in India typically do not cover the gearbox of a vehicle. Insurance coverage for the gearbox is generally excluded as it falls under mechanical and internal parts that are subject to wear and tear or maintenance issues. Motor insurance policies primarily focus on providing coverage for accidents, theft, third-party liability, and damage caused by natural disasters or fire. However, it is worth noting that some extended warranty or vehicle service contracts may offer coverage for specific mechanical components, including the gearbox. These additional coverage options may need to be purchased separately and are not typically included in standard motor insurance policies. It is advisable to review the terms and conditions of your insurance policy or consult with your insurance provider to understand the specific coverage details and any available options for gearbox coverage in your case.