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Premiums repay your amount in case your car is damaged due to any natural events such as earthquakes, fires, storms, etc., or due to an accident.
The premium of car insurance is based on vehicle Cubic Capacity, no claim bonus, driving habits, limits and deductibles you choose, etc. It covers you from the third-party property for a certain amount.
Zero Depreciation Car Insurance is a type of car insurance that covers the depreciation of the vehicle and offers an additional amount to cover the running and maintenance costs. The depreciation cover is offered by most car insurance companies in India. The insurance company pays for the depreciation of your vehicle, which can be up to 50% of its value.
The first step in finding the insurance policy number is knowing what type of insurance you have. If you have a life insurance policy, it will usually be given to you by your employer or an agent.
The next step is getting a copy of your policy and looking at all of the information on it. This will show you which company issued your policy, and what type of plan it was - individual, family, or business.
The last step in finding your insurance policy number is contacting them directly if they are not listed on the back of your policy or if they do not have an online form for this information.
Car insurance expiry date can be checked online from the website Parivahan or mParivahan app which is available on the play store. By entering the car number the details of insurance would be displayed on the app. The start date and expiry date of the car insurance can be viewed on the app and the insurance renewal can be done accordingly. Alternatively, the car insurance expiry date can be checked online from the insurance company website or by calling our toll-free number 1800-123-4003.
Vehicle insurance policy status can be checked by contacting the intermediary from whom the policy was taken or alternatively the insurance policy status can be found on the mParivahan app which displays the start date and end date of the insurance policy. If you can remember the intermediary from whom the policy was taken you can talk to them about the status of the policy or in case if you have taken the policy from PolicyBachat then you can call our customer care to enquire on the insurance policy status or check car insurance online.
A Zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the Own Damage section of your comprehensive car insurance policy. This is typically chosen by car owners when there is a claim settlement, and the depreciation amount doesn't factor in. Zero depreciation car insurance offers protection in the event that the insured peril is engaged with accidental damage to the vehicle.
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