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What is ZD EP CM PL KP In Car Insurance?

1. A zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy.

2. Engine protection in Car Insurance is an add-on. Having an engine protection (EP) add-on helps in getting your claim settled if only the engine of the car is damaged. Engine protection add-on covers the loss or damage to the engine, gearbox, and other engine parts due to water ingression or oil leakage.

3. Consumables in car insurance are the materials that are used in cars like Engine oil, Gearbox oil, Nuts and bolts, Grease, Washers, Oil Filters, Lubricants, Power steering oil, AC gas oil, radiator coolant, and all similar items except fuel, A nut, a bolt, or even grease, etc.

4. PL/PD refers to personal liability and property damage. This type of insurance covers losses (both property and injury) incurred by other people due to an accident where you are at fault. It does not cover damages to your own vehicle or covers the cost of any injuries you may have received.

5. The protection under the loss or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.

What is Zero Depreciation Car Insurance?

Zero Depreciation Car Insurance is a type of car insurance that covers the depreciation of the vehicle and offers an additional amount to cover the running and maintenance costs. The depreciation cover is offered by most car insurance companies in India. The insurance company pays for the depreciation of your vehicle, which can be up to 50% of its value.

What is Zero Depreciation in Car Insurance?

A zero depreciation add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy. This is most commonly opted by car owners where the claim settlement is done without factoring in the depreciation amount. Any damage to the car due to accidental means and with the operation of the insured peril is covered under the Zero depreciation car insurance.

What is EP in Car Insurance?

EP in Car Insurance is an add-on. Having an engine protection (EP) add-on helps in getting your claim settled if only the engine of the car is damaged. Engine protection add-on covers the loss or damage to the engine, gearbox and other engine parts due to water ingression or oil leakage. These covers are offered by many insurance companies up to 7 years of age on paying an extra premiums.

What is Key Replacement Cover in Car insurance?

This Key Replacement covers in case you misplace or lose your key this cover will reimburse the cost of the key.

What is Zero Debt Car Insurance Policy?

A zero debt car insurance add-on cover, also known as Nil Depreciation and Bumper-to-Bumper cover, is a popular car insurance add-on cover under the own damage section of the car insurance policy. Zero debt policy is most commonly opted by car owners where the claim settlement is done without factoring in the depreciation amount. Any damage to the car due to accidental means and with the operation of the insured peril is covered under the Zero depreciation car insurance.

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Spare Car Clause in Car Insurance

This add-on offers you a daily cash allowance to compensate for your travel allowance, during the period when your car is being repaired under the network

Commercial Car Insurance Online

How do deductibles work for Commercial Car Insurance Online? you pay the deductibles when your car is repaired. Buy a commercial motor insurance policy to cover the losses and damages to your car.

Bumper to Bumper Insurance

Bumper to Bumper Car Insurance or Zero Depreciation is an Add-on Cover in your car insurance policy. It gives 100% coverage without deduction of any

Commercial Vehicle Insurance

Commercial vehicle insurance is taken by the vehicles which are categorized as Commercial vehicles driven for the purpose of business. Vehicles driven for the purpose of pleasure are classified as Private carriers. Commercial vehicle insurance is taken for vehicles which are used for business purpose such as carriage of goods or transport of passengers from one place to the other. Commercial vehicles such as Trucks, Tractors, Cabs, Taxi, Pickup trucks etc. require separate insurance policy which is known as Commercial vehicle insurance.

Best Car Insurance Agent in India

Things to Keep In Mind Before Deciding The Best Car Insurance Agent in India. While purchasing a car many factors are taken into consideration, a proper research is done and even test drives are taken by the customers.
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