Which Is Better National Insurance Vs Bajaj Allianz Car Insurance?

Both National and Bajaj Allianz are top-notch companies with competitive pricing.  The best car insurance is the one that provides the most coverage at a price that you can afford. There are many factors to consider when choosing the right car insurance. PolicyBachat is helping you find the best car insurance that fits your requirement.

1. National Car Insurance:

National is one of the most trusted car insurance providers in India and offers a wide range of products to cater to different needs at different price points. It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage.It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:   

• Private Car
• Third Party Car Insurance
• Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover: fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

• Death (100%).
• Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
• Loss of one limb or sight of one eye (50%).
• Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

• Annual Package Policy
• Annual Liability only Policy

2. Bajaj Allianz Car Insurance:

Car Insurance is a contract you and your insurer enter into, to protect you from financial damages caused by unforeseeable circumstances like accidents, theft, and even natural calamities.

Claim Settlement Ratio: 65.83%

Network Garages: 6000+

Types of Policies:

• Comprehensive Car Insurance
• Third party Car Insurance
• Standalone Car Insurance

Claim Settlement process: Quick & Hassle free Process

Comprehensive car Insurance:

• burglary, explosion, flooding, water clogging
• Third-party liability
• Own Damage expenses
• Options to include add-ons

Third Party Car Insurance:

• You don’t have to pay for the damages caused for your involvement in an accident.
• Your expenses would be taken care of by the insurance company when you experience damage, death or disability.

Standalone Car Insurance:

• Theft of your car
• any road accident
• mishaps due to natural calamities like floods, earthquake and more.

Highlights: 24/7 Roadside Assistance.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.