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Maruti Suzuki Swift Car Insurance Price List In India 2026

Maruti Suzuki launched in 2005 and famed as the successful car in the hatchback segment. Being a Maruti Suzuki brand, Swift fulfills the criteria of their customers in terms of efficiency, design, and maintenance. These 3 factors made Maruti Suzuki Swift as the top-selling vehicle in the hatchback segment. Its been 12 years of launch Maruti Suzuki added a new element in features and design to make it the hottest hatchback in India. The cost of Maruti Suzuki Swift car insurance varies depending on the type of policy that you choose to buy.

All new Swift 2017 model upgraded with the exterior design and added features to compete with Hyundai Grand i10, Renault Pulse, and Nissan Micra.  

Car insurance cost can be calculated online using the link Car Insurance by entering the basic details such as Make, model of the car, Date of registration, Place of registration.

Exterior:

The major success in Swift is its exterior looks, the design made unique with elegant body curve with a hatchback made it compact.

  • Elegant and athletic stance looks like electronic OVRM turn indicators.
  • 185/65 R15 alloy wheels to give it a sportive look.
  • Perfect Aerodynamic design lines with high fuel efficiency.
  • Get a unique personalization rooftop.

Features:

To give their customers high-end driving experience, Maruti Swift transformed with new technology.

  • Push start button with automatic climate control mode.
  • Advanced K12 Petrol engine for high performance and fuel efficient 20.4kmpl
  • Dual SRS airbags with an anti-lock braking system
Specifications Vxi(O) 1.2 DLX1.2 DLX Ldi Zdi
Displacement 1197 cc 1248 cc 1248 cc 1248 cc
Mileage (ARAI) 20.4 kmpl 25.2 kmpl 25.2 kmpl 25.2 kmpl
Fuel Type Petrol Diesel Diesel Diesel
Power 83.11bhp@6000rpm 74bhp@4000rpm 74bhp@4000rpm 74bhp@4000rpm
Torque 115Nm@4000rpm 190Nm@2000rpm 190Nm@2000rpm 190Nm@2000rpm

Types Maruti Swift insurance policies

In a major, there are 3 types of insurance policies where a policyholder can claim from carriers.

  • Third party cover: Policyholder can claim against the damage caused to the third party, third party damage includes third party injury/death and third party property loss.
  • Own damage: Damage caused due to an accident can get claimed by the insurance company. The claim amount may vary depends on the policy you choose. A comprehensive insurance policy protects you from damages caused due to floods, earthquake, theft, riots, terrorist attack, and other natural calamities. 
  • Personal accident cover: This coverage is helpful for the policyholder in case of an accident while you are in drive. All medical expenses and the expenses incurred for surgeries, hospital charges will be claimed by the policyholder. 

Get a bumper to bumper add-on include in a swift insurance policy for your brand new Maruti Suzuki Swift, compare swift car insurance price quotes from unbiased web aggregators online and opt for the right insurance policy with a lesser premium quote.

Tips to make your Maruti Swift insurance premium cheaper

There is a push up for Swift insurance cost. Now is not the time for cheaper Swift insurance price, but for 100% protection, you must invest more bucks.

Buying a comprehensive cover might be economical but the complete security of your Maruti Suzuki car is not guaranteed. We suggest going for better coverage plans to ensure the security of your dream motor and we give some tips to bring down your Maruti Suzuki Swift insurance policy premiums.

Buy necessary: It is always recommended to cross-check your Swift auto insurance coverage plans. Remove all the excess coverage from your car insurance policy to reduce your Swift car insurance premiums.

Use NCB: If you are a safe driver, you might have benefitted with No Claim Bonus. To reduce your Maruti Suzuki auto insurance premiums use this NCB in your current insurance policy. Ask your Maruti Swift car insurance company for NCB inclusion within your Maruti Swift insurance plan.

Sufficient Information: You are always advised to fill the documents with sufficient information. Your insurance company calculates your insurance premium based on this information. So, make sure to give accurate and complete information about your car and your driving history. Incorrect information will always land you in troubles.

Memberships: Do you know you are a member of any automobile associations like AAI or any other affiliates will gain you discounts on your Maruti Suzuki Swift insurance premiums? Before signing up for a policy ask your Maruti Swift motor insurance company about the discounts entitled with membership cards.

Add-ons: To improve your coverage options add additional coverage plans for your Maruti Swift insurance policy. These additionally bought coverages will shield your dream motor completely from unforeseen situations.

Employ these premium reduction tips while shopping for Maruti Swift insurance policy and pay little for more coverage.

Updated On: 2023-04-02

Author : Team PolicyBachat

Frequently Asked Questions

New car insurance in India typically includes coverage for third-party liability as mandated by law, as well as own damage coverage that provides protection against damage to the car due to natural calamities, theft, and accidents. The own damage coverage may include a range of optional add-ons, such as engine protection, zero depreciation, roadside assistance, and personal accident cover for passengers. Some insurance providers also offer additional benefits for new cars, such as a higher IDV (insured declared value), longer policy terms, and coverage for accessories and modifications. It is important for car owners to carefully review their policies and understand the coverage and benefits provided by their new car insurance policy.

In India, third-party car insurance is a mandatory insurance policy that every vehicle owner is required to purchase as per the Motor Vehicles Act, 1988. Third-party insurance provides coverage against any legal liabilities arising due to injuries or damages caused to third parties due to an accident involving the insured car. The policy covers the insured's liability to pay compensation for damages caused to third parties, including death or bodily injury, and damage to property. Third-party insurance does not provide coverage against any damages to the insured vehicle or its owner. It is advisable to opt for comprehensive insurance coverage that provides additional benefits such as coverage against damages to the insured vehicle, personal accident coverage, and more.

In India, there is no significant difference between comprehensive and fully comprehensive car insurance. Both types of policies provide coverage for damage to the insured car, as well as liability coverage for damages or injuries to third-party property or persons. Comprehensive car insurance in India typically covers a wider range of risks than third-party insurance, including theft, fire, vandalism, and damage caused by natural disasters or accidents. Some comprehensive policies may also include additional features, such as roadside assistance, personal accident coverage, or a no-claims bonus. However, the specific terms and conditions of the policy may vary depending on the insurer, so it is important to review the details of the policy before purchasing to ensure that it provides the desired level of coverage.

With the updated e-services available on mParivahan Vahan, finding your vehicle registration number or purchasing the latest updates has never been easier. The Andaman and Nicobar Islands State Transport Department website allows you to enter your registration number and check your vehicle details in the comfort of your home. It can also provide information on Andaman and Nicobar's road network and status Know your vehicle details at “Know your vehicle details” by entering the registration number at the mParivahan website. Login to the insurance company website that you have registered with and enter your registration number or chassis number to know your vehicle details.

  • The payment amount is calculated according to the number of days that you have driven the car and the value of your car.
  • The total price for insurance for a car is calculated by multiplying the number of days that you have driven the car by a certain factor.
  • This factor depends on how many miles per day you drive and how much your car is worth.

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