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HDFC ERGO Car Insurance online

HDFC ERGO General Insurance Company is into different verticals to provide insurance service to every branch Car Insurance, Two Wheeler Insurance, Health Insurance, Personal Accident Insurance, Home Insurance, Travel Insurance, Commercial Insurance, and Rural Insurance.

hdfc ergo car insurance images

HDFC ERGO Car Insurance Policy

Buying a four-wheeler is not only the primary, timely insurance is the ultimate factor to secure you from unfortunate damages. This is because of increases in accidental hazards on roads, this might cause damage to your vehicle, third party, and personal accidents. To avoid all the unfortunate cases an insurance policy is mandatory to secure. A car insurance policy is mandatory to get rid of huge financial losses like theft, vandalism,

HDFC ERGO offers third-party damage cover, personal liability cover, and accidental coverage to ensure all-around protection. Buying a car insurance policy also ensures you a legal lawsuit in case of any discrepancies.

Why HDFC car insurance?

Paperless process

No lengthy documentation process for buying HDFC ERGO car insurance policy

Trust ensured

HDFC insurance policy is trusted by millions of people, over 75 Lakhs happy customers. HDFC ERGO insurance highest claim settlement ratio indicates by ICRA.

Support Assistance

HDFC ERGO gives 24/7 support assistance to avoid any discrepancies. Reach HDFC ERGO Customer Care Service Number:  022 - 62346234 / 0120 - 62346234 or email us:

Features of HDFC ERGO car insurance policy

Cashless claim

Get cashless claims in all HDFC ERGO network garages in India, HDFC ERGO has more than 4800 network garages across India.

Online purchase

For the easy and fast process of your car insurance policy buy online for immediate policy within 10mins.

Insured Declared Value

The insured declared value of the vehicle is calculated by depreciation from the selling price of the vehicle by the dealer. IDV is the maximum amount where an insurer has to pay at the time of total loss.

Determining factors of HDFC Vehicle insurance premium

Insured Declared Value

Vehicle age

Place of registration

Vehicle model

Fuel type

Vehicle owner age and gender

HDFC ERGO covers

1.Third-party liability

  • Damage to the third party either severe injury or death of a person.
  • Damage to third party property

2. Own damage

  • Damage to vehicle
  • Burglary, vandalism, etc.
  • Damage caused due to self-ignition, fire, or explosion
  • Riots, terrorist acts, etc.
  • Floods, earthquakes, or any other natural disaster

3. Personal accidental Cover

  • Personal damage to the policyholder and policy also co-passengers medical claim.

Extensive coverage with these Add-ons

Get recommended add-ons for your comprehensive HDFC motor insurance policy for extensive coverage and hassle-free claims. Lower your risk of the financial burden by including the possible add-ons.

Zero depreciation cover

Claim settlement made without taking depreciation into account

Engine & gearbox protection

HDFC insurance policy protects your car against damage to your engine/gearbox against unforeseen circumstances like floods, adverse weather conditions, etc.

No claim bonus protection

A policyholder can avail discount on current car insurance renewal due to successful no claim in the preceding year. No claim bonus also increased for every successful no claim till 5 years up to 50%.

Roadside assistance

HDFC Roadside Assistance add-on cover helps you to get assistance in case of a mechanical or electrical breakdown in highways or at late nights Roadside Assistance is used. Roadside assistance service includes towing service, emergency fuel filling, tire replacement, battery jump-start, minor repairs at the spot, and alternate vehicle accommodation.

Key lock replacement

HDFC ERGO key lock replacement add-on helps you in assisting new key in case of loss of key, key misplacement or stolen.

You can download HDFC ERGO private car insurance policy wordings from our website where you can buy car insurance online with better understanding which suits you the best.

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