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Compare Features of HDFC ERGO vs Universal Sompo insurance

HDFC ERGO car Insurance Policy

Buying a four-wheeler is not only the primary, timely insurance is the ultimate factor to secure you from unfortunate damages. This is because of increases in accidental hazards on roads, this might cause damage to your vehicle, third party and personal accidents. To avoid all the unfortunate cases an insurance policy mandatory to secure. Car insurance policy is mandatory to get rid of huge financial losses like theft, vandalism,

HDFC ERGO offers third-party damage cover, personal liability cover, and accidental coverage to ensure all-round protection. Buying HDFC ERGO car insurance policy also ensures you for a legal lawsuit in case of any discrepancies.

Features of HDFC ERGO car insurance policy

Cashless claim

Get cashless claim in all HDFC ERGO network garages in India, HDFC ERGO has more than 4800 network garages across India. 

Online purchase

For the easy and fast process of your car insurance policy buy online for immediate policy within 10mins.

Insured Declared Value

Insured declared value of the vehicle is calculated by depreciation from selling price of the vehicle by the dealer. IDV is the maximum amount where an insurer has to pay at the time of total loss. 

Universal Sompo car insurance

For hassle-free claims with cheap insurance premium get your policy online on Universal Sompo. An online insurance policy is helpful to get discount on your motor insurance, the policyholder will get the insurance policy soft copy to their mail immediately.

Universal Sompo has received a Gross Premium of Rs.903 Cr for year-end. Issued policies. 6 Million Settled 1,11,787 policies as on March 31, 2016. 

Discount on Universal Sompo Car Insurance

Avail No-Claim Bonus for successful zero claims

Get discount on your insurance policy for increasing your voluntary deductible.

Additional discount for installing anti-theft devices in your vehicle.

Discount for specially designed vehicles for blind, physically handicapped citizens, this is to encourage social cause.

Add-on cover for Universal Sompo Motor Insurance policy.

HDFC ERGO vs Universal Sompo



Universal Sompo

24*7 Road Side Assistance

Not Covered


Engine Protection cover


Not covered

Key Replacement

Not Covered

Not Covered

Max PA cover


Not Available

Cashless Garages



Which is the best policy HDFC ERGO vs Universal Sompo?

To protect policyholder from unfortunate damages which makes an adverse impact financially, it is better to be insured. Check all the features and benefits of HDFC ERGO vs IFFCO TOKIO before concluding the right insurance policy. Configure the premium with the benefits availed on HDFC ERGO vs IFFCO TOKIO, compare car insurance quotes from top insurers online on 

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  • Zero Depreciation Cover
  • Engine Protect Cover
  • Roadside Assistance
  • Consumables
  • Invoice Cover
  • NCB Protector

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