Maruti Suzuki Ertiga Car Insurance Price List In India 2024

Updated On: 2023-04-17

Author : Team Policybachat

Maruti Suzuki Ertiga is a multi-utility vehicle by Japanese automobile company Suzuki. In India, Maruti Suzuki Ertiga is launched in 2012, sold under the subsidiary of Maruti Suzuki. Maruti Suzuki Ertiga has proved to be a moderately preferred car with good looks and space. However it lacks few safety features that are important for present road conditions. The cost of Maruti Suzuki Ertiga car insurance varies depending on the type of policy that you choose to buy.

The Maruti Suzuki Ertiga is a popular car in India and is one of the most affordable cars on the market. It is an ideal family car that offers plenty of space for your family, as well as a high level of safety. When you purchase a Maruti Suzuki Ertiga car, it is important to ensure that you have adequate insurance coverage. This will help cover any costs that may occur if your car is stolen, damaged or involved in an accident. You can find out more about the different types of insurance available by reading our guide below.

Key Specifications of Maruti Suzuki Ertiga Car:

The Maruti Suzuki Ertiga is a multi-purpose car it is available in different variants, Maruti Suzuki Ertiga is available in three variants: Standard (MT), ZXI (MT) and ZXI AMT (Automatic), depending on the engine type, power and fuel efficiency. It has an all-new design and features a 1.4 litre petrol engine with top end of 140 PS or a 1.3 litre diesel engine with top end of 100 PS.

The Ertiga has been well received by the market for its cost-effectiveness and its roomy cabin space for both passengers and luggage. It comes with ABS, EBD, Isofix child seat anchor points and dual airbags as standard features across all models to ensure safety for both drivers and passengers alike.

Price Rs. 6.34 lakhs
Engine 1248 cc
Power 80.46 BHP
Mileage 17.03 to 25.47 kmpl
Fuel Type Diesel, Petrol, CNG
Torque 112 NM
Transmission Manual, Automatic
Seating Capacity 7 Seater

Features, Exterior, and Interior of Maruti Ertiga Car:

Safety and Security Instrument Cluster Comfort
  • Front Seat Belts with Pre-tensioner & Force Limiters.
  • Speed Sensitive Auto Door Lock
  • Rear Parking Sensors
  • Dual Airbag
  • ABS with EBD and Brake Assist
  • Engine Immobilizer
  • ISOFIX Child Seat Anchorages (2nd Row Seats)
  • Central Locking
  • High Speed Alert System
  • Digital Clock
  • Fuel Consumption
  • Distance to Empty
  • MID with Colored TFT
  • 2.Tachometer
  • Gear Shift Indicator
  • Headlamp on Warning
  • Door Ajar Warning Lamp
  • Accessory Socket Front Row with Smartphone Storage Space
  • Power Windows (Fr/Rr) with Driver-side Auto Down Functions
  • Manual AC
  • Air Cooled Twin Cup Holder (Console)
  • Power & Tilt Steering
  • Bottle Holders (In each row)
  • Cabin Lamp (Front + Rear)
Exterior Interior
  • 3D Tail Lamps with LED
  • Painted Front Grille
  • Projector Headlamps (Halogen)
  • Headrest Front Row Seats
  • Head Rest 2nd Row Seats
  • Head Rest 3rd Row Seats
  • Ticket Holder On A-Pillar
  • Dual Tone Interiors
  • 2nd Row Seats 60:40 Split with Slide and Recline
  • 3rd Row Seats 50:50 Split with Recline
  • Driver Side Sun visor with Ticket Holder.

How important is Maruti Suzuki Ertiga Car Insurance Policy?

  • Protect the Maruti Suzuki Ertiga car owner from the third party liabilities like third-party accidental damage property damage.
  • Get claimed from theft, fire accidents, and natural calamities
  • Avail collision damage cover
  • Get claimed against damage caused or accident made o third party.
  • Facility of cashless transactions in network garages for Maruti Suzuki vehicle.


  • Cannot be claimed by the driver in case of lapse of valid driving license
  • Increasing your IDV will lapse the Maruti Suzuki Ertiga car insurance policy
  • Mechanical wear and tear of the vehicle as a part of depreciation
  • If a proved driver is under the influence of alcohol or any or drugs while driving
  • If a policy is made under a personal vehicle and used for commercial purpose.

Maruti Suzuki Ertiga Car Insurance Price in India:

PolicyBachat provides a Maruti Ertiga Insurance policy that covers loss & damage to your vehicle as well as third party liability. It also provides personal accident cover to the insured. To know the estimated maruti suzuki ertiga car insurance cost of your brand new ertiga car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Maruti Ertiga Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Maruti Ertiga Car Insurance Price
Maruti Ertiga LXI 3.79 lakh 3,193 4,493
Maruti Ertiga VXI 4.25 lakh 2,672 4,292
Maruti Ertiga VXI CNG 4.26 lakh 3,332 5,190
Maruti Ertiga ZXI 4.67 lakh 3,315 4,729
Maruti Ertiga VXI AT 3.92 lakh 3,003 4,729
Maruti Ertiga ZXI Plus 4.77 lakh 1,941 4,779
Maruti Ertiga ZXI CNG 3.98 lakh 1,941 4,829
Maruti Ertiga ZXI AT 4.84 lakh 2,738 3,728
Maruti Ertiga ZXI Plus AT 5.07 lakh 3,068 4,488

*Above mentioned values are for assumption purpose if you want exact readings, please compare quotes for Maruti Suzuki Ertiga car at car insurance comparison tool.*

Reduce Insurance Cost for Your Maruti Suzuki Ertiga Car:

  • Be a responsible driver and take adequate care while driving.
  • Install an anti-theft system in your vehicle to prevent theft.
  • Maintain your car well by servicing it regularly and taking good care.
  • Browse through different insurance plans and opt for one that suits your budget.
  • Pay for small repairs and replacements from your own pocket.
  • Claim NCB or No Claim Bonus at the end of insurance cover and earn back up to 50% of the premiums paid.

Types of Maruti Suzuki Ertiga Car Insurance Policies:

  • Third-party insurance: Third-party insurance should be with every vehicle owner, mandated by the Government of India. The vehicle owner doesn’t get any own damage claim from the third-party insurance policy. Get claimed against third party vehicle, personal and property damage, third party personal accident cover is also included in a third-party insurance plan.
  • Comprehensive insurance: Get protection against the damages caused by theft, vandalism, earthquake, floods, fire, explosion, damage caused by animals. But the comprehensive policy doesn’t cover in case of a collision with other vehicles.

Get these Add-ons for Extensive Coverage:

  • Collision coverage:

    Collision coverage add-on useful to claim 100% damages due to accidents. Depreciation is not included while calculating the damage cost, the whole IDV is taken into consideration without deducting depreciation.

  • Engine protection:

    Monsoon season is the major culprit in engine damage, get engine protection add-on to cover your engine damages of Maruti Suzuki Ertiga. Floods, accidents might cause engine damage other causes of damage due to water ingression, gearbox damage, hydrostatic lock, leakage of lubricant oil.

  • Accidental coverage:

    Prepare yourself for any mishap, personal accidental damage may also lead to permanent medication or physical imbalance. A personal accident causes a financial burden for hospital charges and medication by passenger cover add-on.

Discounts on Maruti Suzuki Ertiga Car Insurance:

  • NCB protection: No claim bonus is a discount given to the policyholder for zero accidental claims in the preceding years.
  • Secured devices: Installation of additional security devices in the car to dodge from theft helps to avail discount on car insurance premium.

Maruti Suzuki Ertiga Car Insurance FAQs:

Why Maruti Suzuki Ertiga Car Insurance Premium?

Owing a car has many risk factors when you drive on roads as a third-party insurance policy is mandatory by the Govt of India. A comprehensive car insurance policy protects from unforeseen damage liabilities. Compare Maruti Suzuki Ertiga car insurance quotes on PolicyBachat which caters you’re the best insurance quotes from the top companies.

What are Maruti Suzuki Ertiga Car Prices in India?

The price of Maruti Ertiga starts at Rs. 8.41 Lakh and goes up to Rs. 12.79 Lakh. Maruti Ertiga is offered in 9 variants - the base model of Ertiga is LXI and the top variant Maruti Ertiga ZXI Plus AT which comes at a price tag of Rs. 12.79 Lakh.

Car Model Prices
Maruti Ertiga LXI 8.41 lakh
Maruti Ertiga VXI 9.55 lakh
Maruti Ertiga VXI CNG 10.50 lakh
Maruti Ertiga ZXI 10.65 lakh
Maruti Ertiga VXI AT 10.99 lakh
Maruti Ertiga ZXI Plus 11.29 lakh
Maruti Ertiga ZXI CNG 11.60 lakh
Maruti Ertiga ZXI AT 12.09 lakh
Maruti Ertiga ZXI Plus AT 12.79 lakh

Is Maruti Suzuki Ertiga Worth Buying?

If you are hesitating to buy it is likely because of the market price. Maruti Suzuki Ertiga costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Maruti Suzuki Ertiga’s are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Maruti Suzuki Ertiga Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Maruti Suzuki Ertiga’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Maruti Suzuki Ertiga makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Maruti Suzuki Ertiga
  • Old MARUTI SUZUKI ERTIGAs should not be daily drivers.

Why Is It Important to Have Maruti Suzuki Ertiga Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Maruti Suzuki Ertiga Car Insurance So Expensive?

Maruti Suzuki Ertiga is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Maruti Suzuki Ertiga?

Maruti Ertiga price starts at Rs. 8.41 Lakh and goes up to Rs. 12.79 Lakh (on-road Hyderabad). Ertiga comes in 14 variants. Ertiga top model price in petrol is Rs.15.64 Lakh. Ertiga base model price in CNG is Rs. 12.82 Lakh. Whereas the price of Ertiga automatic version starts from Rs. 13.47 Lakh.


Get your brand vehicle Maruti Suzuki Ertiga insurance plan with the extensive add-ons for risk-free claims. Thinking about how to decide on the correct insurance for your Maruti Suzuki Ertiga car? As an insurance buyer, you should always target for the highest coverage at the most affordable premium rates.

Help yourself choose the best car insurance policy with the help of PolicyBachat Maruti Car Insurance Calculator. Just fill in the simple form with all the information asked for. It will help you calculate the IDV, deductibles, and premium rates of different available plans from various top insurers based on the data provided by you. This, in turn, will help you arrive at a conclusion on which policy will be most suitable for your needs and your pocket.

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