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  • Zero Depreciation Cover
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  • Roadside Assistance
  • Consumables
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Bajaj Allianz General Insurance Company

Kotak Mahindra General Insurance Company

The New India Assurance Company

HDFC ERGO General Insurance Company

Bharti AXA General Insurance Company

Royal Sundaram General Insurance Company

Liberty General Insurance Company

Shriram General Insurance Company

IFFCO TOKIO General Insurance Company

Future Generali Insurance Company

Universal Sompo General Insurance Company

The Oriental Insurance Company

Tata AIG General Insurance Company

United India Insurance Company

Digit Insurance Company

Need To Know The Nitty-Gritty Of Sports Car Insurance

As we all know sports car is more expensive to insure than normal sedan car but, there are some ways where you can lower your sports car insurance premium.

Why is sports car insurance expensive?

Insurer considers vehicle technical statistics and practical performance to ensure the value of insurance policy. Companies set the premium rate in taking ample risk assumptions. Some of the reasons why sports car insurance is expensive 

  • The risk involved in a sports car, the insurance company presumes sports car as a greater risk influence vehicle in terms of an accident.
  • Expensive to replace and repair the car parts in case of an accident, in turn, increases the premium cost.
  • Young drivers are captivated by sports cars in India, habitually young drivers are prone to risk driving. Young drivers with brand sporty cars behind the wheels tend to a higher premium.
  • Likely to be a target for the thieves and vandalism, in order to compensate the replacement cost insurance premium is higher. Low car recovery cases in India also boost the insurance premium. In Delhi, car theft cases in 2012 are 4,538 out of which 709 only recovered.

Is sports car insurance policy different?

The distinction may vary in terms of premium and coverage limit, you need extra coverage for your sports car for optimum claim settlement. Comprehensive coverage secures from theft, vandalism and other damages from natural calamities. In bumper to bumper coverage, you avail a full claim in case of car damage.

Check for the right car insurance companies specialize in handling sports car insurance, these insurers are experts in ensuring the right policy in case of any loss or damage

Save premium on your sports car insurance

Lower your km’s: Your sports car needs to lower the overall km’s driven to avail low premium, your driving capability reflects your premium, the higher you drive; higher the risk involved.

Modification: This directly reflects your car insurance premium, avoid modifications to your sports car to lower your insurance premium. Periodically, your premium will be void if you make modifications without any pre-intimation.

Security features: Enhancing your car secured system with immobilizers, Anti-theft locking system or tracking system lower your car insurance policy.

Maximize your deductible.

Low credit score will decrease your insurance premium.

Car insurance policy is a vital aspect of the sports car, ensure that you purchased the right policy. PolicyBachat.com is the right choice to get the car insurance policy online, compare car insurance quotes from specialized sports car insurance companies.

 


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