Image of What happens if wrong information in the proposal form?

What happens if wrong information in the proposal form?

The proposal form of insurance is a basic sheet that contains all the questions regarding the risk.

Image of Everything you should know about “Pay as You Drive” Car Insurance

Everything you should know about “Pay as You Drive” Car Insurance

“Pay as you drive” is a new concept which was introduced in India recently and the success of it is yet to be ascertained. This product was introduced in the market as per the Sandbox regulations of IRDA for a period of 1 year, the continuity of the product will be reviewed after the trial period by IRDA.

Image of Things to take care while driving your Car in Rainy season

Things to take care while driving your Car in Rainy season

Driving your car in monsoon season can be one of the toughest challenges faced by you. If you drive fast there would be a chance of skidding and accidents, if you drive slow you might damage the engine. It is highly important to strike equilibrium and reach your destination safely. Rainy conditions are directly associated with higher accident rates. No matter how many precautions you take it is highly possible to meet with even a minor accident or car repair during rainy season.

Image of How to make a claim on two health insurance policies?

How to make a claim on two health insurance policies?

Mr. Jon working in an MNC has purchased a Health insurance from ABC insurance company along with his family for a family floater sum insured of Rs.4 Lacs. But with the rising medical operational costs he felt that this sum insured would not be enough and opted for an individual family health protection plan for a floater sum insured of Rs.8 Lacs from XYZ insurance company. He has taken adequate coverage and also informed the insurance companies regarding the other health insurance policy.

Image of Key & Lock replacement cover in Car insurance

Key & Lock replacement cover in Car insurance

Key protection cover or Key replacement cover is an add-on in Car insurance policy provided by the insurance companies. In case of loss of key or damage to the lock the insurer will settle the claim amount up to the limit as specified in the policy copy. The sum insured for this add-on ranges from Rs. 50k to Rs.5 Lacs depending on the insurance company and the IDV of the car.

Image of Points to consider while taking car insurance – Think twice before you act

Points to consider while taking car insurance – Think twice before you act

Mr. Choudhury working as a department head in an MNC has purchased a brand new AUDI car on loan for a period of 5 years. He has not paid much attention to the car insurance at the time of car purchase. Car insurance was taken from the showroom itself and nil dep was not included by the showroom in an attempt to reduce the overall premium.

Image of Advantages and Disadvantages of Two Wheeler Insurance

Advantages and Disadvantages of Two Wheeler Insurance

Two wheelers are one of the most preferred modes of transport in India for shorter distances as it provides the ease of travel and doesn’t require much space for parking. As it is the most convenient way of transport, it is highly preferred by many people. But as per the Motor Vehicle act it is mandatory to have a third party insurance before taking your vehicle on road. There are “n” number of insurance companies, intermediaries offering motor insurance both offline and online.

Image of Top 7 Tips to reduce your Car Insurance Premium – Check for yourself

Top 7 Tips to reduce your Car Insurance Premium – Check for yourself

There was a time when owning a car was seen as a luxury. People with high income and rich people used to own cars in the beginning, but with the advent in the technology the cars are now available to even the middle class and above middle class. With the rise in the number of cars sold, the accident rate is also increasing thereby pushing the insurers to increase the insurance premium rates.

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Advantages and Disadvantages of Life Insurance

The Advantages and Disadvantages of Life Insurance – Detailed Analysis Can be Found in Policybachat. Compare Quotes to Get the Best Life Insurance Plan.

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