Mahindra Scorpio Car Insurance Price List In India 2024

Updated On: 2023-03-29

Author : Team Policybachat

We know Mahindra Scorpio insurance is mandatory for your dream motor. Covering your Mahindra Scorpio with the best available coverage will shield you and your pocket during accidents. The cost of Mahindra Scorpio car insurance varies depending on the type of policy that you choose to buy.

We are aware of the benefits we gain from the Mahindra Scorpio insurance policy. But are you aware of the damages or losses that will burden you during an accident? Imagine when you were the victim of an accident and had to bare the price of someone's rash driving? Gruesome right! Other than paying the price, a ride without Mahindra Scorpio car policy brings you more trouble.

The Mahindra Scorpio has been the car of choice for many people in India. It is a 4-wheel drive off-road vehicle and is one of the most rugged and powerful SUVs available in India. The Scorpio was introduced in 1997 and since then it has undergone many changes to keep up with the times. In 2001, it underwent a complete overhaul and emerged as a new vehicle with new features such as an engine that could be switched from petrol to diesel, air conditioning, power steering, an improved suspension system, etc.

In 2008, Mahindra launched the second generation of its popular SUV – The Mahindra Scorpio. This time too there were significant changes made to the vehicle which included a new design with different bumpers and headlamps as well as more ground clearance for off-road driving. The second generation also had better fuel efficiency than its predecessor thanks to a new gearbox that can be shifted manually or automatically.

Key Specifications of Mahindra Scorpio Car:

Price Rs. 9.40 lakhs
Engine 1997 cc
Power 75 BHP
Mileage 9 to 16.36 kmpl
Fuel Type Diesel
Torque 200 nm
Transmission Manual, Automatic
Seating Capacity 5, 7, 8, 9 seater

Mahindra Scorpio Interior, Exteriors, and Safety Features:

Interior Exterior Safety Features
  • LED Eyebrows
  • Front Grille Inserts (Black, Silver, Chrome)
  • Redesigned Tailgate, Rear Bumper & Footrest
  • Chrome Finish AC Vents
  • Clear Lens Turn Indicators
  • Wheels (Silver Steel Rim, Black Steel Rim with Wheel Caps, Alloys)
  • Front & Rear Bumpers
  • Side Cladding
  • ORVMs & Door Handles
  • Ski Rack
  • Spoiler
  • Chrome Bezel on Front Fog Lamps
  • Rear Number Plate Applique (Black, Silver, Chrome)
  • Silver Skid Plate
  • Bonnet Scoop
  • Fender Bezel (Black, Silver Finish)
  • Centre High Mount Stop Lamp (Bulb, LED).
  • Emergency Call
  • Front Fog Lamps
  • Panic Brake Indication
  • Dual Airbags (Driver + Passenger)
  • ABS
  • Collapsible Steering Column & Side Intrusion Beams
  • Engine Immobilizer
  • Anti-theft Warning
  • Seat Belt Reminder Lamp
  • Speed Alert
  • Auto Door Lock while Driving

What are the Benefits of Mahindra Scorpio Car Insurance?

Mahindra Scorpio Car insurance is an important thing that every car owner should have. There are many benefits of having car insurance, and below are some of the most important ones.

  • Peace of mind: One of the benefits of having car insurance is peace of mind. This is because it provides you with protection in case something happens to your car and you need to get it repaired or replaced.
  • No worries about accidents: Another benefit of having car insurance is that it will cover all costs related to injuries, damages, and theft in case you are involved in an accident.
  • Affordable: The last but not least benefit of having good car insurance is that it's affordable. You can get one for as low as per month, which is not expensive at all.


  • Protect the Scorpio car owner from third party liabilities like third party/ property damage.
  • Get claimed from theft, fire accidents, and natural calamities
  • Avail collision damage cover
  • Get claimed against damage caused or accident made to the third party.
  • The facility of cashless transactions in network garages for the Scorpio car.


  • Driving the car in an intoxicated state
  • Intentional damage
  • Damage when the insurance policy was not active
  • Using the car for an illegal activity
  • Damage due to not abiding by the traffic rules
  • Damage outside the geographical limit of the country.

Types of Mahindra Scorpio Insurance Policies:

  • Third party insurance: Third party insurance should be with every vehicle owner, mandated by the Government of India. The vehicle owner doesn’t get any own damage claim from the third party insurance policy. Get claimed against third party vehicle, personal, and property damage, third party personal accident cover is also included in a third-party insurance plan.
  • Comprehensive insurance: Get protection against the damages caused by theft, vandalism, earthquake, floods, fire, explosions, and damage caused by animals. But the comprehensive policy doesn’t cover the case of a collision with other vehicles.

Mahindra Scorpio Car Insurance Add-ons/Riders:

With some lucrative add-on covers, you can enhance your Mahindra Scorpio car insurance coverage! However, the add-ons may vary based on the insurer:

  • Zero Depreciation Cover: To ensure complete coverage of your car during a mishap without the inclusion of its depreciation rate, then opt for zero depreciation cover.
  • Return to Invoice Cover: In the event of complete loss or theft, your Mahindra Scorpio car insurance will offer the invoice value as compensation.
  • NCB Protection Cover: With NCB protection cover, you can safeguard your No Claim Bonus in car insurance and make a specific number of claims without losing the NCB.
  • Personal Accident Cover: Any accidental injury, disability, or even death of the owner-driver is covered under the personal accident cover.

Discounts on Mahindra Scorpio Car Insurance Policy:

  • NCB protection: No claim bonus is a discount given to the policyholder for zero accidental claims in the preceding years.
  • Secured devices: Installation of additional security devices in the car to dodge theft helps to avail discount on Mahindra car insurance premium.
  • AAI Member: A policyholder who owns a membership from AAI is eligible to get a discount on Mahindra SCORPIO insurance premium.

Mahindra Scorpio Car Insurance Price in India:

PolicyBachat provides a Scorpio Insurance policy that covers loss and damage to your vehicle as well as third party liability. It also provides personal accident cover to the insured. To know the estimated Mahindra Scorpio car insurance cost of your brand new Mahindra Scorpio car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Mahindra Scorpio Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Mahindra Scorpio Car Insurance Price
Mahindra Scorpio N Z2 MT STR- Petrol, Diesel 9.70 lakh 10,315 11,243
Mahindra Scorpio N Z4 Diesel MT 2WD 8.76 lakh 11,003 12,732
Mahindra Scorpio N Z6 Diesel MT 2WD 9.12 lakh 9,941 9,372
Mahindra Scorpio N Z4 Petrol AT 7 STR 8.79 lakh 8,941 9,372
Mahindra Scorpio N Z6 Diesel AT 2WD 7.36 lakh 6,389 15,027
Mahindra Scorpio N Z8 Diesel MT 2WD 6.52 lakh 7,289 15,536
Mahindra Scorpio N Z8 L Petrol MT 7 STR 10.37 lakh 6,290 14,380
Mahindra Scorpio N Z8 Diesel AT 2WD 5.29 lakh 7,282 17,383
Mahindra Scorpio N Z8 L Diesel AT 2WD 9.27 lakh 8,390 16,292
Mahindra Scorpio N Z8 L Diesel AT 4WD 8.93 lakh 9,202 15,383

*Above mentioned values are for assumption purposes if you want exact readings, please compare quotes for the Mahindra Scorpio car at the car insurance comparison tool.*

Let us deeply explore the loss we bear when we fail to carry Mahindra Scorpio Car Insurance Policy.

  • Illegal: Driving without a valid license on the roads in India is illegal. Under the motor vehicle act, the Indian Government made a vehicle insurance mandate. So, remember to carry your Mahindra Scorpio car insurance policy when even you set your foot out.
  • Suspended Licenses: This is another effect of not owning a Mahindra Scorpio S10 insurance policy. If your dream Mahindra Scorpio S8 gets involved in multiple accidents without a valid Mahindra Scorpio S4 4WD insurance, your license will be suspended for certain days depending on the damages caused.
  • Penalties: Without a valid Mahindra Scorpio S6 Plus insurance policy you will likely be penalized, for the damages your dream motor has caused during an accident. The penalty amount will depend on the gravity of the damages. We advise you to always cover your Mahindra Scorpio S4 Plus with the best car insurance policy, to save your pocket from excessive penalties.
  • Legalities: If your uninsured Mahindra Scorpio S4 has been involved in an accident, where the third party was the victim, then you can be sued for the damages you have caused. This situation will demand you to pay for the losses or damages that you have caused. The situation will be legality where you will be required to pay for the hospitalization charges and property damages.

Mahindra Scorpio Car Insurance Frequently Asked Questions:

Is the Scorpio insurance price higher?

To get full coverage, the Scorpio insurance price is relatively high but recommended to opt for an additional add-on "bumper to bumper coverage" in your plan. Know the Scorpio insurance cost from different companies on Treat Scorpio insurance amount as an investment to claim accidental damages.

Where to buy Mahindra Scorpio car insurance policy online?

Before choosing Mahindra Scorpio insurance online, firstly, compare the car insurance policy for Mahindra Scorpio on PolicyBachat. Give your vehicle basic credentials to get quotes from the top insurance companies. Cross check the features with the premium amount to conclude the right policy online. PolicyBachat explores unbiased Mahindra Scorpio insurance quotes to opt for the right insurance policy which caters to your requirement.

Why Mahindra Scorpio Car Insurance Premium?

Owing a car has many risk factors when you drive on roads as a third-party insurance policy is mandatory by the Govt of India. A comprehensive car insurance policy protects from unforeseen damage liabilities. Compare Mahindra Scorpio car insurance quotes on PolicyBachat which caters you’re the best insurance quotes from the top companies.

What are Mahindra Scorpio Car Prices in India?

The Mahindra Scorpio has 3 Diesel Engines on offer. The Diesel engine is 2523 cc and 2179 cc and 1997 cc. It is available with Manual & Automatic transmissions. Depending upon the variant and fuel type the Scorpio has a mileage of & Ground clearance of Scorpio is 180mm. The Scorpio is a 7 seater 4 cylinder car and has a length of 4456mm, a width of 1820mm, and a wheelbase of 2680mm.

Car Model Prices
Mahindra Scorpio N Z2 MT STR- Petrol, Diesel 11.99 to 12.49 lakh
Mahindra Scorpio N Z4 Petrol MT 7 STR Rs. 13.49 lakh
Mahindra Scorpio N Z4 Diesel MT 2WD Rs. 13.99 lakh
Mahindra Scorpio N Z6 Diesel MT 2WD Rs. 14.99 lakh
Mahindra Scorpio N Z4 Petrol AT 7 STR Rs. 15.45 lakh
Mahindra Scorpio N Z4 Diesel AT 2WD Rs. 15.95 lakh
Mahindra Scorpio N Z4 Diesel MT 4WD Rs. 16.44 lakh
Mahindra Scorpio N Z6 Diesel AT 2WD Rs. 16.95 lakh
Mahindra Scorpio N Z8 Petrol MT 7 STR Rs. 16.99 lakh
Mahindra Scorpio N Z8 Diesel MT 2WD Rs. 17.49 lakh
Mahindra Scorpio N Z8 L Petrol MT 7 STR Rs. 18.99 lakh
Mahindra Scorpio N Z8 Diesel AT 2WD Rs. 19.45 lakh
Mahindra Scorpio N Z8 L Petrol AT 6 STR Rs. 21.15 lakh
Mahindra Scorpio N Z8 L Diesel AT 2WD Rs. 21.65 lakh
Mahindra Scorpio N Z8 L Diesel AT 4WD Rs. 23.90 lakh

*Above mentioned ex-showroom values are for the user viewing purpose for current values check out the market value.*

Is Mahindra SCORPIO worth Buying?

If you are hesitating to buy it is likely because of the market price. Mahindra Scorpio costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Mahindra Scorpios are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Mahindra Scorpio Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Mahindra Scorpio’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Mahindra Scorpio makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Mahindra Scorpio
  • Old MAHINDRA Scorpios should not be daily drivers.

Why Is It Important to Have Mahindra Scorpio Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end-to-end claims assistance

Why is Mahindra Scorpio Car Insurance So Expensive?

Mahindra Scorpio is known for manufacturing some of the most luxurious cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Mahindra SCORPIO?

Mahindra Scorpio-N price starts at Rs. 11.99 Lakh and goes up to Rs.23.90 Lakh (Avg. ex-showroom). Scorpio-N comes in 25 variants. Scorpio-N highest model price for petrol is Rs. 21.15 Lakh. Scorpio-N base lowest model price in diesel is Rs.12.49 Lakh. Whereas the price of the Scorpio-N automatic version starts from Rs. 15.45 Lakh.


Car owners who are seeking hassle-free claims are suggested to opt for the web aggregator to compare car insurance quotes online. PolicyBachat provides you the quotes from the best insurance companies with features and discounts. PolicyBachat is the right destination to get a Mahindra Scorpio car insurance policy.

The Scorpio from Mahindra is a safe and cheap option for vehicle buyers. It's best to buy insurance for your favorite car before you invest in it. The Scorpio car insurance cost can be found here, so it will be simpler for you to choose the expenses that come with buying car coverage.

You'll need to maintain your Mahindra Scorpio once you purchase it. If anything goes wrong, insurance will provide compensation during that time. You must choose insurance to tide over the costs that your car may have to incur. You can choose the Mahindra Scorpio car insurance that suits you from the trustworthy and secure platform from PolicyBachat.

Start Saving Money on Insurance Policy

Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.

1,000+ Reviews
Been Here Before?
Get Back to My Quotes

Leave a rating!

1.0 (1 votes)

Please wait while your request is being processed.