Mahindra Xylo Car Insurance Price List In India 2024

Updated On: 2023-03-29

Author : Team Policybachat

The Mahindra Xylo is an affordable people car that’s been designed to offer a decent mix of features, practicality and comfort. Today, the Xylo is a bigger alternative to the likes of the Maruti Ertiga and Honda Mobilio, and while it is an MUV, its design is more SUV-like, making it more appealing for some people. Can the Xylo meet your needs and is bigger really better?

Mahindra & Mahindra is a multinational automobile manufacturer, headquartered in Mumbai. Mahindra & Mahindra is the largest car manufacturer in India and the biggest manufactures of Tractors in the world. Mahindra Xylo is a tough Multi-utility Vehicle (MUV), having practical features and design elements.

The excellent engine performance allows you to tackle all road conditions without compromising your ride comfort. But when you buy a Xylo, it will require car insurance before you get behind the wheels. Read on to know the Xylo insurance price, policy features, and the benefits of buying a plan online.

Mahindra Xylo competes with Hyundai Grand i10 and Maruti Swift in terms of price, specifications, and design. The cost of Mahindra Xylo car insurance varies depending on the type of policy that you choose to buy. Get the right insurance policy for your brand new Mahindra Xylo to secure from an unpredicted mishap.

When you buy a Mahindra Xylo, it is important that you also buy car insurance. Here are 5 reasons why you should do so:

  • It is important to protect your investment in the car with appropriate car insurance coverage.
  • You will receive a discount on the premium for being an owner of a Mahindra Xylo vehicle.
  • Car insurance will cover any damage to your vehicle caused by an accident or natural disaster, and will provide protection against liability claims made by others if you are involved in an accident that damages their property or causes injury to them or their loved ones.
  • Car insurance covers the cost of repairing damages caused by accidents and natural disasters, as well as the cost of replacing stolen vehicles and lost items.
  • Car insurance covers the cost of repairing damages caused by accidents and natural disasters, as well as the cost of replacing stolen vehicles and lost items.

Key Specifications of Mahindra Xylo Car Insurance:

Price Rs. 8.51 lakhs
Engine 2179 cc
Power 149 BHP
Mileage 14.15 to 25.32 kmpl
Fuel Type Diesel, petrol, CNG
Torque 186 nm
Transmission Manual
Seating Capacity 5, 6 seater

Factors that have an adverse effect on your insurance premium

  • Any changes made for exterior or to enhance engine performance after the purchase of a vehicle.
  • How cheaper are your parts and labor for the model.
  • Driver's past claim and driving history reflect the premium. The lost cases that impart the right motor insurance premium online reflect the premium.

Advantages of Mahindra Xylo Car Insurance Policy:

  • Accidental coverage
  • Personal accidental cover
  • Vehicle damage coverage
  • Accidental coverage to third party person or property damage
  • Theft
  • Loss of vehicle due to theft is covered under comprehensive plan
  • Can claim for damages or loss of possession in case of fire, strikes, riots, explosion, terrorist acts, vandalism and natural calamities.


  • Zero Depreciation: This add-on is for the repair or replacement expenses of plastic, rubber, glass, and other materials that standard policies would otherwise not cover.
  • NCB Protection: This add-on provides a discounted premium on your no-claim bonus year-on-year, even after claiming during the policy period.
  • Engine Protection: This add-on is for the times when the monsoons are at their destructive worst, and leave your car's engine vulnerable to flooding.
  • Invoice Cover: This add-on helps you recover as much as the car's on-road price or Insured Declared Value in total loss (such as theft or a terrible accident).
  • Personal Accident Cover: This can be availed to enhance the protection offered by your comprehensive car insurance policy.


  • NCB protection: No claim bonus is a discount given to the policyholder for zero accidental claims in the preceding years.
  • Secured devices: Installation of additional security devices in the car to dodge from theft helps to avail discount on Mahindra car insurance premium.
  • AAI Member: Policyholder who owns a membership from AAI is eligible to get a discount on Mahindra XYLO insurance premium.

Mahindra XYLO Car Insurance Price in India:

PolicyBachat provides a XYLO Insurance policy that covers loss and damage to your vehicle as well as third party liability. It also provides personal accident cover to the insured. To know the estimated Mahindra XYLO car insurance cost of your brand new Mahindra XYLO car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Mahindra XYLO Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Mahindra XYLO Car Insurance Price
Mahindra XYLO D2 Maxx 5.70 lakh 3,315 10,243
Mahindra XYLO D2 BS III 5.76 lakh 3,003 11,732
Mahindra XYLO D2 Maxx BSIV 6.12 lakh 1,941 6,372
Mahindra XYLO D4 4.79 lakh 1,941 9,372
Mahindra XYLO H8 6.28 lakh 3,327 8,388
Mahindra XYLO H9 7.26 lakh 4,217 6,737
Mahindra Xylo H8 ABS with Airbags 8.92 lakh 5,226 7,277

*Above mentioned values are for assumption purpose if you want exact readings, please compare quotes for Mahindra XYLO car at car insurance comparison tool.*

When to say no to the Car Insurance Claims?

Car insurance claims affect your premiums. They might boost or stabilize your Mahindra Xylo car insurance rates. It's necessary to have an open eye while claiming your damages. If you start claiming even for small dents on your Mahindra Xylo D2, your Mahindra Xylo insurance premiums will certainly boost up. So, take a break and prioritize your necessities. Here is a list to guide you through the Claims which save you some bucks on your Mahindra Xylo D4 BS III.

  • Think a bit before claiming minor damage. If in case you are met with a small accident leaving some scratches on your Mahindra Xylo D4, which you can afford easily. This will definitely reflect on your car insurance premiums. Remember, the lesser the claims the cheaper the car insurance policy becomes.
  • There will be a driving record test done by your Mahindra Xylo H4 car insurance companies before accepting your car insurance claim. So, don't hide anything from your insurance company.
  • If you can pay for the damage caused by an accident, natural calamities, roadside assistance, then pay for it from your pocket. Avoid claiming unnecessarily. It only increases your car insurance premiums.
  • Don't claim bonus until it is necessary. Your Mahindra Xylo H4 ABS car insurance company checks your accident history of three years. If ever you have been involved in an accident during these years, your claim will not be beneficial. So we advise you to stay away from such claim initiations.
  • Do you know your Mahindra Xylo H8 ABS car insurance deductible is always higher than your original repair cost? So, keep a hold of your claims. You might invest more than necessary for a repair.
  • If you are the cause of an accident do try to convince the victim not to file a case against you. Offer the other driver to pay for the damages caused. Third-party legal claims are always costly. When the victim doesn't file a case against you, then don't go for a claim.
  • If in an accident you are suffered from minor injuries that don't require serious medical attention, then you are advised not to claim.
  • These are the vital necessities to know whether your Mahindra Xylo H9 claim turns out to be beneficial or not. So, consider your damage first before filing a claim.

Ways to avail discount on Mahindra Xylo Car Insurance Policy:

  • Online provides you extensive discount options to save on your MAHINDRA XYLO insurance premium.
  • A safety Anti-lock braking system is equipped to avail a discount.
  • Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
  • Anti-theft devices and features secured equipment helps to avail the discount.
  • To know more about MAHINDRA XYLO cars and about the possible discount go through our online portal.

How to get the lowest premium for Mahindra Xylo?

PolicyBachat provides you the best competing insurance plan for your MAHINDRA XYLO car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category MAHINDRA XYLO insurance cost in India is higher at 18%.
Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement and a comprehensive car insurance policy with a recommended add-on to minimize your MAHINDRA XYLO insurance premium amount.
Car insurance premium calculator is the ultimate tool provide by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.
Car Insurance Premium: Own damage premium - NCB Discount + Liability Premium
Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. A car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.
With this online car insurance calculator buyers do no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.


  • Easy to compare the quotes with the benefits each company provides.
  • Know yourself what are the factors that made your premium higher than another insurer.
  • You can avoid the agent role and the policyholder can make his own decision in buying the policy.

How to buy a Mahindra Xylo Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best MAHINDRA XYLO car insurance online. is the right destination to compare the numerous insurance quotes in one place. MAHINDRA XYLO car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew MAHINDRA XYLO car insurance policy online and save big!
PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers.
We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.

  • Go to the form at the top of the page
  • Fill up the details of your MAHINDRA XYLO car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for the MAHINDRA XYLO car as per your requirements
  • Pay the MAHINDRA XYLO insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your MAHINDRA XYLO insurance online.

Mahindra XYLO Car Insurance FAQs:

Why Mahindra XYLO Car Insurance Premium?

Owing a car has many risk factors when you drive on roads as a third-party insurance policy is mandatory by the Govt of India. A comprehensive car insurance policy protects from unforeseen damage liabilities. Compare Mahindra XYLO auto insurance quotes on PolicyBachat which caters you’re the best insurance quotes from the top companies.

What are Mahindra XYLO Car Prices in India?

Car Model Prices
Mahindra XYLO D2 Maxx 8.51 lakh
Mahindra XYLO D2 BS III 8.73 lakh
Mahindra XYLO D2 Maxx BSIV 9.18 lakh
Mahindra XYLO D4 9.85 lakh
Mahindra XYLO H8 10.69 lakh
Mahindra XYLO H9 11.64 lakh
Mahindra Xylo H8 ABS with Airbags 12 lakh

Is Mahindra XYLO Worth Buying?

If you are hesitating to buy it is likely because of the market price. Mahindra XYLO costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Mahindra XYLO’s are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Mahindra XYLO Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Mahindra XYLO’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Mahindra XYLO makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Mahindra XYLO
  • Old MAHINDRA XYLOs should not be daily drivers.

Why Is It Important to Have Mahindra XYLO Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Mahindra XYLO Car Insurance So Expensive?

Mahindra XYLO is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Mahindra XYLO?

The price of Mahindra XYLO D2 Maxx at Rs. 8.14 Lakh is lowest and goes up to Rs. 12 Lakh is the highest for variant of H8 ABS with Airbags.

Why PolicyBachat?

Car owners who are seeking hassle-free claims are suggested to opt for the web aggregator to compare car insurance quotes online. PolicyBachat provides you the quotes from the best insurance companies with features and discounts. PolicyBachat is the right destination to get a Mahindra XYLO car insurance policy.


The XYLO from Mahindra is a safe and cheap option for vehicle buyers. It's best to buy insurance for your favorite car before you invest in it. The XYLO insurance cost can be found here, so it will be simpler for you to make a choice about the expenses that come with buying car coverage.

You'll need to maintain your Mahindra XYLO once you purchase it. If anything goes wrong, insurance will provide compensation during that time. It is vital that you choose insurance to tide over costs that your car may have to incur. You can choose the car insurance that suits you from the trustworthy and secure platform from PolicyBachat.

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