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Car Insurance Online- Buy/Renew Car Insurance policy Online

Buying car insurance online is not a big deal. It's easy, user-friendly, and allows you to avail car insurance in minutes. If you have been interested in buying car insurance online, let us remind you that buying online is one of the simplest and quickest ways to insure your car. Nowadays we are getting everything at doorsteps operating on our mobile phones. So why not buy car insurance online.

Car Insurance is a contract between the owner of the car and the car insurance provider, to protect you from financial damages caused by certain incidents like loss or damage due to personal accident cover, theft of the car, natural disaster, fire or man-made, roadside assistance, and third-party liabilities, etc.

As a car owner, it is important for you to have the right car insurance policy. The Government of India has made it mandatory for all car owners to have a car insurance online policy.

As a car owner, it is important for you to have the right car insurance policy. Buying a car is one thing and maintaining it is something that is completely different.

The roads are some of the most uncertain places, where negligence, ignorance, carelessness, or just bad luck can bring about a lot of consequences to you and your car. Moreover, every Loss or damage to car money is involved in every stage of the car's recovery and safety.

How to Buy Car Insurance Online

Buying car insurance online is a concern, what you see is what you get. One of the best benefits of buying car insurance online is that you can validate your own premiums with different car insurance companies.

You can explore your insurance provider's what they provide and Review Our Portal to look at how we assist our customer's needs through car insurance policy covers. Policybachat leads you to choose the best car insurance policy needs.

  • Comprehensive coverage: This Comprehensive coverage includes cover against damages to your own car or damages to a third party person/ property. And if this is not enough it can be customized with your choice of add-on covers, giving you coverage as per your requirement in a cost-effective way. while you secure your car with comprehensive car insurance online in a matter of minutes.
  • Third-party Liability Cover: This coverage only protects you against liabilities arising from damage, injury, or loss to a third party person or property. As established in the Motor Vehicles Act 1987, this is a mandatory cover approved by the government and it is a punishable offense to not have a valid third-party liabilities cover.
  • Stand Alone Own Damage cover: If your car already has third-party coverage? Well, then the stand-alone own damage cover is the perfect missing cover that helps you against financial losses arising to the car owner due to damage to the car.
  • Coverage for Popular Car Brands: Bought a newly brand car? Then this cover offers 1-year coverage against damage to your own car along with a 3 year cover against damages to a third party person/ property.
  • No Claim Bonus(NCB): No Claim Bonu can be gathered together as a discount on the premium amount over years. NCB discount ranges from 20% to 50% on the own damage premium. No Claim Bonus (NCB) can be claimed even if someone changes its vehicle, as it is transferable to the new vehicle bought by the policyholder.

Benefits of Car Insurance Online

There are many ways to get car insurance but buying car insurance online has benefits that help customers feel free to purchase it for their needs.

Let us see what are the benefits of car insurance online:-

  1. Zero Paperwork: A car insurance policy purchased online involves Zero paperwork. To begin with, the proposal form is filled digitally and the scanned copy of any required documents is submitted to the insurer online. Moreover, the soft copy of the policy document is sent to your registered email id once the policy has been issued to you. As a result, online purchase of car insurance does not require any filling because everything is done digitally by entering the details easily.
  2. More Economical and Convenient: Buying car insurance online is more economical than buying it offline. When a car insurance company operates online, its overall cost reduces. Car owners buy the policy online themselves which eliminates the need for an insurance agent to enroll customers. You can simply apply for car insurance any time of the day as the internet is at your needs all the time. Moreover, you can also pay the premium online using your bank cards or internet banking.
  3. Instant Policy Issuance & faster process: When you buy a car insurance policy online, your policy is issued to you almost instantly. You don't have to wait for days to receive your policy document. All you need to do is fill up a few basic details about your car and your contact details from the comforts of your home and you can get your policy in no time.
  4. Quotes Comparison: One of the best things about buying car insurance online is that you can compare different car insurance quotes online for free of cost with PolicyBachat. Compare quotes with different insurers and buy car insurance policies online.

Select Companies to get Best Car Insurance Online

Compare the quotes by different insurance companies while looking for types of car insurance online and pick the one that provides more benefits at a lower price. We provide the best insurance companies include Bajaj Allianz, IFFICO TOKIO, HDFC ERGO, Bharti AXA, and a lot more companies that provide low premiums.

Here are the car insurance premium quotes in Hyderabad for a Hyundai i20, 2017 manufactured, fuel used is petrol, 1200 cubic capacity, 5seater and registered under Telangana(Hyderabad) RTO.

The rates for the other cities in Telangana would be slightly lower than that of Hyderabad due to the other cities being classified under Zone B, while Hyderabad comes under Zone A. Below are the quotes compared with companies along with idv values with low premiums.

Insured Declared Value in Car Insurance

IDV or Insured Declared Value is nothing but the "Sum Insured" in a car policy. This is the amount you will receive as a settlement in the event of a total loss (beyond repair) of your car or if your car is stolen.

Few online insurance web aggregators, agents, or brokers might tempt you with the lowest insurance premium but when you compare car insurance renewal online you could see the IDV of your car is reduced. So, think twice before opting for the lowest insurance premium.

Companies IDV Premium
IFFCO TOKIO 3,62,185 6011
Bharti AXA 3,69,965 7084
TATA AIG 3,00,000 5834
Liberty General 3,02,586 6145
HDFC ERGO 3,55,146 6591
Digit 3,00,000 7868

*Premiums given are for illustration purposes only* Please refer to the website for the exact premium.

Key Points in Car Insurance Online

  • How to Renew Expiry Date Of Car Insurance Online?
  • There is a concept of Grace period in every car insurance policy. If you are unable to pay the premium before the expiry date, then the insurance company would give you a grace period of a maximum of 30 days to pay the car insurance renewal premium.

    If the premium is paid before the grace period the policy would be in force and all the conditions satisfied under the policy would remain intact. If you do not pay the renewal premium after the expiry of the grace period, the policy would lapse or voluntary deductible and all the bonuses collected would be expired.

  • How to Pay Car Insurance Online?
  • It is known easy to pay Car Insurance Online the claim amount or claim process with net banking, debit, or credit cards, you can pay in your comfort of home. Make sure with fraudsters after completion of buying car insurance our customer service will support you to the further needs. Please verify our portal and get the customer care number talk to our agent if any queries.

  • Is Car Insurance Online Safe?
  • When you drive your car through some areas which will occur accidents theft happen person can ensure your claims free instantly online. You can buy or renew car insurance online safely with PolicyBachat.

    However, make sure to buy car insurance online from an IRDAI registered car insurance company only. The IRDAI issues a registration number to every car insurance company that acts as proof of the company's genuineness and originality. If you follow this particular questionary it is easy and way safe to purchase car insurance online.

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