Buy Car Insurance Renewal Online
It’s time to renew car insurance policy online, it is preferred to look at car renewal plans online to grab low quotes. Advised to renew your plan to claim any damages. Never be over-confident of your driving skills, unexpected incidents might happen, car insurance renewal will protect your car from abrupt vehicle damages. Be secure by choosing Car Insurance Renewal online, grab cheap car renewal policy with best features.
Compare car insurance quotes online on PolicyBachat and opt for the best plan with added benefits. Note, you can’t avail claim after the expiry of your insurance premium, so aware of your car insurance renewal.
Factors impact your car insurance renewal premium:
Driving: If you drive more, you need to compare car insurance quotes because more driving cause more risk, in turn, there will be a chance of an increase in premium.
Credit rating: Premium will be higher if you have an adverse credit score, make sure to increase your credit score to avail low premium cost.
Marital Status: Insurer might consider your marital status which impacts your insurance premium, married couples are careful while driving.
Age: If you are middle aged policy-holder your policy depends on your age, if you are in 40-50 slab, then your premium will be low because of the age factor.
Key benefits of car insurance renewal online
- 24*7 assistance, recent claim updates
- Avail up to 50% No claim bonus, transfer NCB to your new car
- Cashless claim over preferred garages
- Get 24*7 Roadside Assistance
- Add-On Packages For Your Car Insurance Renewal
Compensation will be paid to permanently disabled or death of occupants if the occupants are traveling in the insured car.
Key replacement cover
In case, you lost your key or being locked, you will be assisted with new key or replacement of your old ones.
The insurer will indemnify you for the loss of your personal baggage in the insured car, the add-on will help you to claim for baggage loss.
A policyholder who needs assistance while on the road anywhere in India, support assistance will be at your place for providing emergency services such as flat tire and any other emergency cases to repair your car. How to renew insurance online? Your car Insurance policy can be checked online by visiting the insurance company’s website and entering the car details or sending a mail to their customer care.
Tips to Car Insurance Renewal Online
Car owners think that buying or purchasing car insurance online is a tedious job and hence resort back to the traditional methods of purchasing insurance.
But the truth is that if certain rules are followed and purchased carefully, you can save a handful of money on the premium and if lucky, may also land up getting some additional benefits at the same price. Given below are some important tips for getting your car insurance renewal online in a profitable manner.
- Shop for different online car insurance policies
Often, car owners avoid looking around for other plans before the expiry of the current policy to avoid the hassles involved. But comparing various plans from different insurance companies before car insurance renewal online often helps you find better options than your existing policy and you may land up getting a much better deal. The best practice is to get quotes from various car insurance providers using the car insurance calculators and comparing them online. Policybachat is very useful to compare car insurance renewal online. You can log onto PolicyBachat to avail the car insurance calculator facility.
- Be aware of policy features and hidden clauses
You should always be well aware of the features of the online car insurance policy before purchasing it or before car insurance renewal online. It is advisable to read the fine prints and all the clauses thoroughly. Go through each detail and understand their implications to avoid any kind of hassles in the long run.
- Calculate your car's value before purchasing online car insurance.
Car owners are always advised how to calculate the depreciated value of the car before car insurance renewal so that you can easily coordinate with your insurance provider about the premium and in turn save money on your car insurance India. Knowing the market value of your car before purchasing or renewing car insurance online is always a wise move.
- Go for higher deductibles
Voluntary Deductible is the amount an online car insurance policyholder needs to pay from the pocket at the time of a claim. Insurance companies always encourage you to take up higher deductibles so that you do not have to pay high premiums. But this depends on a lot of factors. If you feel that you are a brilliant driver and your commute and the place where you park your car are safe, then it is wise to take higher deductibles as chances of claims are less. However, if the conditions are the reverse and the chances of making claims are more, then it is wise to balance the deductible with the premium accordingly while car insurance renewal online or purchase.
Invalidate Your Car Insurance Policy
You may be wondered why your car insurance get to throw out? The fact relies on honesty in procuring information at the time of acquiring information. To state simply, dishonesty is the insurer last factor in dropping your insurance claim.
Common factors where policyholders unintentionally invalidate their car insurance claim:
Misplace in neighboring state: Policyholder intentionally claims that he’s residing in neighboring state to claim lower car insurance premium of that particular state. In this case, an insurance company can invalidate your policy and is void on grounds of distortion.
Misrepresentation: Misrepresenting yourself that you reside in the rural areas where actually you live in a metro city. Rural areas draw less insurance premium compared to metro cities due to risk factors involved in cities. Here, the policy is void.
Restricted acts: In abrupt economic fluctuations, people try to evade their car loans by hitting fire to their own car. If you are proven guilty, you may also be sentenced to jail and your claim lapses.
Fictitious act: Another way to dodge from car loan is creating fake theft of your vehicle. When you file the insurance claim regarding, insurer prosecutes the case to conclude the fact. If policy-holder find culpable, he should face severe offense by an insurer.
Factual claims: Policyholder need to file the accurate claims for the specific damages, should not include other repairs to avoid your additional expenses. This attitude makes your whole claim to be invalidated, ensure the rightful claim for damages.
Modified Cars: Are you dipping your inspection to get saving on premium ignoring your modifications?
Ensure to check with your insurance company before “suping-up” your car engine for extra performance. Altering your engine speed, mac-wheels, bodywork without intimating insurer will result in void policy.
False declaration: Your daily driving capability from office to home is 30kms and disclosing 500 km's per annum is a false representation to reduce the car insurance premium. This false declaration will affect your ability to claim car insurance policy online.
Car insurance policy may be expensive, but making false representation leads to invalidation of policy. Get assistance from PolicyBachat.com for hassle-free claim settlement for car insurance renewal online.
Get the best car insurance renewal quotes online on PolicyBachat.com, this is the effortless way to compare the car insurance renewal online. If you are traveling without a valid insurance policy, you may end up with paying huge damage cost in forcible future.