Mini Car Insurance Price List In India 2023

Mini is a British marquee that is owned by BMW since 1994. The company’s specialisation is small cars and has its origins in United Kingdom. The original Miniseries was manufactured by British Motor Corporation from 1959 till 2000. The cars were considered as a British icon for a long time. The cost of Mini car insurance varies depending on the type of policy that you choose to buy.

Mini’s current product range in India includes models such as the Mini 3-door hatch, Mini 5-door hatch, Mini Convertible, Mini Clubman and the Mini Countryman. The company also offers a range of performance oriented models under the John Cooper Works (JCW) sub-brand.

Every car owner should opt for a car insurance plan while purchasing an Mini car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.

Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.

Mini Car Insurance Price in India

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Mini along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Mini car insurance cost of your brand new Mini car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.

Mini Car Models Mini Car Model Variants IDV (Insured Declared Value) Zero Depreciation Cover Mini Car Insurance Price
Mini Cooper 1.4 D 16.14 lakh 15,456 23,332
Mini Cooper S 2.0 Cooper Auto 16.27 lakh 8546 34,720
Mini Cooper Clubman 2.0 Convertible 17.28 lakh 12,967 33,798

Reasons to Buy Mini Car Insurance Policy:

Some of the reasons why buying Mini insurance for your car is a Smart decision:

  • It provides own damage cover to safeguard your Mini car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
  • The owner-driver of the Mini car is provided with a personal accident cover
  • It takes care of the high cost of repairing your Mini car.
  • Option to choose comprehensive or third party liability insurance for your Mini car.
  • It comes with a large network of garages where hassle-free cashless repairs are done.
  • It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
  • You can reach out to customer support services in case of any query or claim intimation.
  • It provides No Claim Bonus (NCB) reward if you drive your Mini car responsibly and do not file any claims.

How to Renew Mini Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Mini insurance renewal process. Here are the steps involved in the Mini insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like, Make and Model of Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Documents Required for Mini Car Insurance Claim

Following are the documents you will require for filing a claim for your Mini Car:

  • Claim Form
  • Copy of Registration Certificate
  • Copy of Driver’s Licence
  • Copy of Pollution Under Control Certificate (PUC)
  • Copy of FIR
  • Copy of PAN Card ( For claims higher than Rs. 1 lakh)
  • Satisfaction Voucher
  • Car Insurance Policy Document

Approach to get a Perfect Insurance for your Mini car:

Since all Mini car series belong to the luxury class, taking full coverage is of utmost importance. Mini cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.

Be judicious before buying insurance for your Mini car. Certain things that you can keep in mind before taking the policy are:

  • Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
  • Explore the different coverage available and find out the one that is right for your car.
  • Compare the risks covered and the premiums being offered by different carriers through an Mini car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
  • Look for discounts being offered by different insurers and find out if you are eligible for any.

Mini Car Models

The list of Mini car variants for new or used cars are:


This Mini hatchback is redesigned with extra dimensions offering spacious boot space which gives the car a unique look. The car looks sporty and provides a comfortable drive.

HDFC-ERGO is the only general insurance company that provides insurance on MINI Cooper Convertible 1.6 L R57. It offers premium plans like Standard, Zero Depreciation, and Emergency Assistance for its insurance policy. Some of the sample premiums that are offered on the car are given below.

How Affordable Is Your Mini Car Insurance?

We specialize in comparing the right car insurance quotes for Mini with optimum benefits. Your Mini car insurance policy secures your vehicle in unforeseen cases. We offer flexible quotes for every Mini model from our 20 insurance companies.

Are you wasting time comparing each insurance company quote? Reach us, get the Mini car insurance quotes on our competing quotes stand apart.

How to Buy a Mini Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best Mini car insurance online solely based on the information provided by the insurance company. is the right destination to compare the numerous insurance quotes in one place.

Mini car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew process car insurance policy for your mini cooper car online and save big!

PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers. The standard t&c applies to the car insurance policy.

How to get the lowest premium for a Mini car?

PolicyBachat provides you the best competing insurance plan for your Mini car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category Mini car insurance cost in India is higher at 18%.

Mini Car Insurance FAQs:

What is Mini Car Prices in India?

MINI car price starts at Rs 45.73 Lakh for the cheapest model which is Cooper and the price of most expensive model, which is Cooper JCW starts at Rs 54.65 Lakh. MINI offers 4 car models in India, including 3 cars in Hatchback category, 1 car in Convertible category. MINI has 1 upcoming car in India, Cooper SE. Mini car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.

Car Model Car Price
Mini Cooper 45.73 lakh
Mini Cooper Convertible 52.87 lakh
Mini Countryman 48.72 lakh
Mini Cooper JCW 54.65 lakh
Mini Cooper SE 50 lakh

How to Buy Mini Car Insurance Online?

It will take less than 5 minutes to buy MINI car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy MINI insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your MINI car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for MINI car as per your requirements
  • Pay the MINI insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your MINI insurance online.

Is MINI worth buying?

If you are hesitating to buy it is likely because of the price on market. Mini cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Mini’s are worth the expense in terms of quality, luxury, performance, and reliability.

What are the Mini Car Insurance Exclusions?

  • Driving without a valid driving license
  • Drunk driving the Mini car
  • Wear and tear of the car
  • Driving outside the geographical limit
  • Consequential loss of the car
  • Damages due to nuclear perils
  • Depreciation in the value of the Mini car
  • Damages due to war or related perils.

Why you should not buy a Used Mini Car?

  • Inexperienced owners means poor maintenance
  • A lot of jerks drive Mini’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Mini makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Mini
  • Old MINIs should not be daily drivers

Why is it Important to Have Mini Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Mini Car Insurance So Expensive?

Mini is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Mini?

Mini car model with car variant of Cooper JCW is the highest priced model in all Mini cars. Mini car model with car variant of Cooper is the lowest priced model in all Mini cars.

Compare and Buy Mini Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.

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