Fiat Car Insurance Price List In India 2024

Updated On: 2023-04-05

Author : Team Policybachat

Fiat entered India with the investment in the Premier Automobile Group by introducing the Premier Padmini. The car is popularly known as Fiat in India and was a competitor to the Ambassador car in India during the 1970s and 80s. At that time, other models launched by the company were Fiat 1100, Fiat Uno, etc. Later, Fiat collaborated with Tata Motors to set up their plant at Ranjangaon in 1997 and introduced the brands like Linea, Tata Vista, Tata Manza, and many more. In the year 2015, a Maserati car was launched in India and in 2016, the Jeep car was launched as the Jeep Wrangler and Grand Cherokee. The cost of Fiat car insurance varies depending on the type of policy that you choose to buy.

Fiat Automobiles is an Italian automobile manufacturer founded in 1899. Fiat Automobiles is considered the largest automobile producer in Italy. Earlier it remained the largest automobile producer in Europe while ranked third in the world after General Motors and Ford for more than 20 years. In 2013, the company was the second-largest European automaker in terms of volumes manufactured and the seventh in the world. Fiat is no longer producing any new cars in India.

Every car owner should opt for a car insurance plan while purchasing an Fiat car. The insurance policy will protect the car by providing financial coverage in situations like a road accident, theft, or a mishap for loss or damage sustained by the car. The compensation against the damages or losses in an event of a collision or a mishap provides a huge sense of relief to policyholders.

Everyone cannot afford a car; hence, purchasing it is not that common in society. This increases the significance of car insurance as it can be difficult for many car owners to get their cars repaired after fire, accident, vandalism and so on. Therefore, you should pick a standalone own damage or a comprehensive car insurance plan to cope with such situations.

Fiat Car Insurance Price in India

PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Fiat along with liability to third parties. It also provides personal accident cover to the insured. To know the estimated Fiat car insurance cost of your brand new Fiat car, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily.Fiat is no longer producing any new cars in India.

Fiat Car Models Fiat Car Model Variants IDV (Insured Declared Value) Zero Depreciation Cover Fiat Car Insurance Price
Fiat Punto EVO 1.3 Emotionl 5.99 lakh 3297 15,121
Fiat Palio 1.2 3.15 lakh 1734 9264
Fiat Punto 1.3 Active 4.5 lakh 2480 12,315
Fiat Avventura Multijet Dynamic 6.4 lakh 3522 15,893
Fiat Linea Classic Plus with Alloy 1.3 Multijet 6.65 lakh 3522 15,893
Fiat Palio D 1.9 EL PS 3.68 lakh 2029 16,498
Fiat 500 Abarth 595 Competizione 8.20 lakh 5334 24,084
Fiat Premier Padmini Std 1.77 lakh - 9314
Fiat Adventure Sport 1.6 4.53 lakh 2494 17,406
Fiat Petra 1.9 4.46 lakh 2457 22,425
Fiat Uno Diesel 3.09 lakh - 19,373
Fiat Siena 1.2 ELX 3.67 lakh 2021 15,296

Reasons to Buy Fiat Car Insurance Policy:

Some of the reasons why buying Fiat insurance for your car is a Smart decision:

  • It provides own damage cover to safeguard your Fiat car against damages or losses due to theft, natural calamities, accidents, fire, manmade hazards, etc.
  • The owner-driver of the Fiat car is provided with a personal accident cover
  • It takes care of the high cost of repairing your Fiat car.
  • Option to choose comprehensive or third party liability insurance for your Fiat car.
  • It comes with a large network of garages where hassle-free cashless repairs are done.
  • It offers a wide range of add-on covers, such as return to invoice, NCB protection, zero depreciation cover, etc.
  • You can reach out to customer support services in case of any query or claim intimation.
  • It provides No Claim Bonus (NCB) reward if you drive your Fiat car responsibly and do not file any claims.

How to Renew Fiat Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Fiat insurance renewal process. Here are the steps involved in the Fiat insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like, Make and Model of Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Documents Required for Fiat Car Insurance Claim

Following are the documents you will require for filing a claim for your Fiat Car:

  • Claim Form
  • Copy of Registration Certificate
  • Copy of Driver’s Licence
  • Copy of Pollution Under Control Certificate (PUC)
  • Copy of FIR
  • Copy of PAN Card ( For claims higher than Rs. 1 lakh)
  • Satisfaction Voucher
  • Car Insurance Policy Document

Approach to get a Perfect Insurance for your Fiat Car:

Since all Fiat car series belong to the luxury class, taking full coverage is of utmost importance. Fiat cars are packed with sophisticated gadgets and electronics as well as a fine quality exterior. Therefore, any small dents or gadget failures may prove to be heavy on your pocket. You should select the coverage in such a way that it covers all kinds of accidental cases and other issues. Since coverage is maximum, premiums and deductibles will also be very high. Hence any percentage of discounts on the premium will be a good relief.

Be judicious before buying insurance for your Fiat car. Certain things that you can keep in mind before taking the policy are:

  • Since the car is a luxury one, Bumper-to-Bumper coverage is a must.
  • Explore the different coverage available and find out the one that is right for your car.
  • Compare the risks covered and the premiums being offered by different carriers through an Fiat car insurance online insurance aggregator so that you can put your hand on the best deal, i.e., maximum coverage at a lesser premium.
  • Look for discounts being offered by different insurers and find out if you are eligible for any.

Variants Cost of Fiat Car Insurance

Sedan or Hatchback, expensive or cheap, no matter what type of Fiat car model you own, insuring it is one of your major duties after buying a car. You need to think wisely when you are buying car insurance. Look out for the policy that is covering the maximum number of risks at the least possible price.

PolicyBachat helps you choose the best insurance for your Fiat car by helping you calculate the IDV, deductibles and premiums of the various available policies through the PolicyBachat Fiat Car Insurance Calculator. This gives you a clear picture of how affordable and useful of each and every policy is and in turn helps you choose the most suitable one for your needs.

Fiat Car Models

List of Fiat car variants for new or used cars are:


This car has an efficient diesel engine which supports its overall performance. The interiors of the car are comfortable with spacious seating and are easy to maintain. It gives a smooth ride on both city and highway roads.

Policy Bachat offers car insurance for FIAT ADVENTURE 1.9 D from major insurers like HDFC ERGO, Bharti AXA, and Bajaj Allianz under the premium plans like Standard, Best Value, Flexible, Emergency Assistance and Zero Depreciation. Some of the sample premiums is provided here below.


The hatch back design of the car gives a stylish look. This is the first car in the market which offers hands free system. It provides good fuel efficiency and generates high power. This is a great choice for experiencing a comfort ride with efficient engine functionality.

Major insurance providers like HDFC ERGO, L&T, Bharti AXA, IFFCO-TOKIO and Bajaj Allianz provides car insurance for this model variant with premium plans like HDFC ERGO’s Standard, Zero Depreciation and Emergency Assistance, L&T’s standard, Minimum IDV, Maximum IDV and Zero Depreciation, Bharti AXA’s standard, Zero Depreciation Bajaj Allianz’s standard and flexible and IFFCO-TOKIO’s Maximum IDV, Minimum IDV and Standard. The chart given below represents the sample premiums for the car from various insurers.


Fiat Grande Punto 1.3 Dynamic is incorporated with a lot of comfort features, notably, clutch foot rest, desmodronic foldable key, electrically adjustable ORVMs’ and rear defogger with timer. In addition to the safety features the car possesses a spacious cabin with a well-designed instrument panel.

Policy Bachat gives you a list of insurance providers which offer insurance on Grande Punto 1.3 dynamic, they include HDFC-ERGO, IFFCO-TOKIO, and Bajaj Allianz and also the premium plans like standard, zero depreciation, best value, flexible, emergency assistance, minimum IDV and maximum IDV. The data given below discusses some sample premiums that are offered on the car.

Fiat PETRA D 1.9 ELX:

This variant of FIAT is strongly built, maintaining the balance between performance and looks. This car is easy to handle and offers good mileage. This is one of the best choices between its variants.

Policy Bachat provides insurance assistance for this model from major insurance providers like Bajaj Allianz, HDFC-ERGO and L&T. These insurers have more insurance plans to support the policy holder which include standard, minimum IDV, maximum IDV, flexible, zero depreciation, best value and emergency assistance. To assist the customers Policy Bachat provided a tabulated data below including some sample premiums.


This model is trim with many sophisticated features integrated with in it. It promises secure drive with its features like seat belt remainder notification, speed limit buzzer and distance to tank empty indicator.

HDFC ERGO, L&T, Bharti AXA, IFFCO-TOKIO and Bajaj Allianz are the insurance providers for this car. They provide insurance under their premium plans like standard, emergency assistance, minimum IDV, maximum IDV, zero depreciation, flexible and best value. Policy Bachat gives the details of some sample premiums for the car from various insurers.


This car is fully loaded with security features like driver and passenger air bags, ABS system, engine immobilizer, child safety locks which provide security throughout the travel. This car is a better choice for those who look for distinct design along with efficient performance.

Car insurance for this FIAT variant is offered by IFFCO-TOKIO, HDFC ERGO, Bharti AXA, and Bajaj Allianz. These insurers provide some premium plans like Standard, Best Value, Flexible, Minimum IDV, Maximum IDV and Zero Depreciation. The table for some sample premiums is provided here.


This car maintains a good fuel economy and has a powerful engine. It gives comfort for both driver and passengers. Punto 1.3 emotion pack 90hp gained ravishing looks along with its large wheel base.

Bharti AXA, Bajaj Allianz and L&T are the three major insurance providers that grant insurance on this FIAT variant. The premium plans that are included in the car insurance offered by the carriers are standard, best value, flexible, zero depreciation and maximum IDV. The list given below provides detailed information about some of the sample premiums.


This diesel engine variant gives a good mileage and produces better performance. For the aspect of comfort FIAT variants gain positive reviews for their spacious seating. This Italian model possesses a wide range of security features and promises a comfortable ride.

Bajaj Allianz, Bharti AXA, L&T and IFFCO-TOKIO are some of the major insurance providers for FIAT Punto DL Active 1.3LT. They offer premium plans like standard, flexible, zero depreciation, minimum IDV, maximum IDV. Policy Bachat gives a gist of some sample premiums provided.


This Fiat model variant comes with a fresh exterior design and attractive interior design with a dual tone dash board. The car provides comfort in seating and gives a decent fuel economy.

Bajaj Allianz, Bharti AXA and IFFCO-TOKIO, provide insurance for this variant under some of their premium plans like standard, flexible, best value, Minimum IDV, Maximum IDV. Policy Bachat gives an overview of the sample premiums offered.


From its stylish looks and slim design to its refined features this car projects brilliance in making and excellence in productivity. It is one of the best buy that one can get with fully loaded features.

Insurance for this model is offered by insurers like IFFCO-TOKIO, L&T, Bharti AXA and Bajaj Allianz along with some of their premium plans like standard, best value, zero depreciation, flexible, minimum IDV and maximum IDV. The data given below represent some of the sample premiums offered.


FIAT LINEA EMOTION 1.3 MJD/EMOTION (DIESEL) is one of the cars which are available at a budget price providing most sophisticated features. Its spacious interiors, engine efficiency, Blue & Me system added the glory to the automobile.

Insurance providers like Bharti AXA, L&T and IFFCO-TOKIO provide insurance with their premium plans like standard, minimum IDV and maximum IDV for this model. Policy Bachat provides some of the sample premiums as shown below.


Sail is a refreshed model of Chevrolet and stands out for its stylish body design and superior boot space. The interior of the car is designed with elegance and comfort which leaves you enamored.

Policy Bachat gives a varied list of insurance companies which offer insurances for Sail LT ABS TCDI. They include Bajaj Allianz and Bharti AXA. These companies possess some premium plans under them which are Standard, flexible, zero depreciation and best value.

Fiat PETRA 1.6 EL :

The interiors of the car are plush and featured with stereo, power windows, central locking system which made the automobile very desirable. The car offers a good quality ride with moderate engine performance.

Policy Bachat provides car insurance for FIAT PETRA 1.6 EL from insurers like HDFC ERGO, IFFCO-TOKIO, Bharti AXA, Bajaj Allianz and L&T with their premium plans like standard, best value, emergency assistance, flexible, minimum IDV, maximum IDV and zero depreciation. A list of some sample premiums is provided here below.

Fiat PETRA 1.6 EL PS:

This model offers good fuel efficiency along with a high performance. The interiors of the car look spacious and are comfortable. This model is a best choose for those who look for a better performance.

Insurance companies like Bajaj Allianz and L&T offer insurance under their premium plans like standard, flexible and standard for FIAT Petra 1.6 EL PS. Some of the sample premiums are discussed below.

Fiat Car Insurance Premium Coverages 

Roadside assistance: Road Side Assistance coverage is provided when your car experiences a sudden breakdown in the middle of the journey. The service is provided by the nearest network garage.

Cashless settlement at all network garages: If immediate service is required for your car and you find a shortage of money, cashless service is provided at any network garage for the insured car.

Engine protection coverage: This coverage is applicable to new cars which face leakage or damage to the engine due to an accident.

Third party liability coverage: This covers the damage due to third party car insurance policyholders or made by you to others' cars or another person in an accident.

Personal accident coverage(Driver and owner): Monetary coverage is provided to the injured owner or driver, who is driving the insured car on any bodily injuries.

Insuring your Fiat car at most economical premium covering your necessities is mandatory. The premiums are calculated based on your Fiat car insurance requirements. Learn about the coverages that are needed and find the cheapest and best-suited premium for your Fiat car. These discounts and coverages are the keys to reducing your Fiat car insurance premium.

Know About Fiat Insurance Premium Calculator

Finding the best insurance for your FIAT car, looking for the best premium plans, then Policy Bachat is the best place to buy the best premium of your choice for your own car. Fiat operates in India with 4 different variants like Avventura, Punto EVO, Linea Classic, and New Linea. Policy Bachat offer different premiums for different variants

Fiat is a compact vehicle with luxury features concentrated on the medium-income group. Fiat suits family, business, and professional groups. Fiat car manufacturer Audi AG and the manufacturing year is 1996.

Fiat insurance price is economical evenly due to the advanced safety features. The compact sedan is available in S-Line shaped exterior, an aerodynamic module to give more mileage.

  • LED headlights and tail lamps with available turn signals.
  • Athletic stance with sculpted dual exhaust outlets
  • Panoramic sunroof with front and rear passenger overhead view and a manual sunshade to protect from UV rays.


  • Virtual cockpit: Through Virtual Cockpit, the driver can adjust audio and navigation from the intuitive display.
  • Split-folding 40:20:40 rear seats
  • 3 Spoke multifunction flat-bottom steering wheel
  • Premium leather seating for comfort seating available in 12-way power front seat with 4-way power lumbar adjustment for optimum comfort.
Specification Petrol Diesel
Displacement 1395 CC 1968 CC
Power 148 bhp@5000-6000 rpm 141 bhp@3500-4000 rpm

250 Nm@1500-3500 rpm

320 Nm@1750-3000 rpm
Performance 8.2 Seconds 8.6 Seconds
Max. Speed 224 215
Fuel Tank Capacity 50 50

Discounts on premiums for your FIAT car

You can qualify for additional Policy Bachat discounts if your car is equipped with certain features. These discounts reduce your car insurance premiums.

Anti-Theft discount

Save money by protecting your car. Shield your car from theft by using anti-theft devices on your vehicle and get rewarded with a discount on your Fiat car insurance premium.

Voluntary Deductible

Save on your premium by applying for a voluntary deductible discount. The company pays for your accident loss in this scheme. If the loss occurs through an accident you need to pay a compulsory deductible for the company to claim the amount.

Ways to avail discount on Fiat insurance policy

  • Online web aggregator provides you extensive discount options to save on your Fiat insurance premium.
  • A safety Anti-lock braking system is equipped to avail a discount.
  • Safety restraint factory in-built systems like airbags, seatbelts save your money in terms of discounts.
  • Anti-theft devices and features secured equipment helps to avail the discount.
  • To know more about Fiat cars and about the possible discount go through our online portal.

Factors that have an adverse effect on your insurance premium

  • Any changes made for exterior or to enhance engine performance after the purchase of a vehicle.
  • How cheaper are your parts and labor for the model.
  • Driver's past claim and driving history reflect the premium. The lost cases that impart the right motor insurance premium online reflect the premium.

How to get the Lowest Premium for Fiat

PolicyBachat provides you the best competing insurance plan for your Fiat car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add-ons your insurance premium will increase. Due to the increase in slab rate for the insurance category Fiat insurance cost in India is higher at 18%.

Get the bumper-to-bumper insurance plan if you need extensive coverage at the time of claim settlement. A comprehensive car insurance plan with a recommended add on covers to minimize your Fiat insurance premium amount.

Car insurance premium calculator is the ultimate tool provide by insurance companies. Every insurance company provides calculates car insurance quotes online. To know the exact premium on your vehicle fill out the mandatory fields about the vehicle and policy on the car insurance calculator page.

Policyholders are in hesitation that, “are the premium paid for the right policy?” A policyholder can clarify their doubts by comparing the list of car insurance premiums. Apparently, a car insurance calculator is a valuable tool for every policyholder to configure the exact plan for their need.

With this online car insurance calculator buyers do no need to guess the premium amount, can evaluate policy through specifications, and buy the best insurance policy. An insurance calculator is useful to know the insurance cover limits, deductibles for the premium.

Benefits included in car insurance calculator

Easy to compare the quotes with the benefits each company provides.

Know yourself what are the factors that made your premium higher than another insurer.

You can avoid the agent role and the policyholder can make his own decision in buying the policy.

Car Insurance Premium: Own damage premium - NCB Discount + Liability Premium

How to buy a Fiat Car Insurance Policy?

Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best Fiat car insurance online. is the right destination to compare the numerous insurance quotes in one place. Fiat car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew Fiat car insurance policy online and save big!

PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers.

We give the best security to your submitted information also. We are providing the best insurance from general insurance companies like royal Sundaram, HDFC ERGO, IFFCO TOKIO, etc.

Best Fiat Car Insurance

Best Fiat car insurance quotes can be sorted from our online portal where the basic process is to fill in the details of the applicant for quote generation such as type of car, RTO location, registered date, email address of the applicant, name of the insured, phone number, etc.

Third-party premium rates are decided by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The claim bonus covered in third-party liability is death and disability, property damage, and personal accident cover for car owner/driver under your car insurance policy.

Premium: Factors like model and age of the car, fuel type, your age, the city where you live, profession, etc. depend on the premium amount you pay for car insurance. You can use your NCB points and other discounts to cut down on your premium.

Fiat Car Insurance FAQs:

What is Fiat Car Price in India?

Fiat expired car price starts at Rs 1.20 lakh for the cheapest model which is Premier Padmini and the price of most expensive model, which is Fiat 500 starts at Rs 29.85 lakh. Fiat car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, and Model variant, etc.

How to Buy Fiat Car Insurance Online?

It will take less than 5 minutes to buy FIAT car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy FIAT insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your FIAT car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for FIAT car as per your requirements
  • Pay the FIAT insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your FIAT insurance online.

Is Fiat worth buying?

If you are hesitating to buy it is likely because of the price on the market. Fiat cost more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Fiat’s are worth the expense in terms of quality, luxury, performance, and reliability.

What are the Fiat Car Insurance Exclusions?

  • Driving without a valid driving license
  • Drunk driving the Fiat car
  • Wear and tear of the car
  • Driving outside the geographical limit
  • Consequential loss of the car
  • Damages due to nuclear perils
  • Depreciation in the value of the Fiat car
  • Damages due to war or related perils.

Why you should not buy a Used Fiat Car?

  • Inexperienced owners means poor maintenance
  • A lot of jerks drive Fiat’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Fiat makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Fiat
  • Old FIATs should not be daily drivers

Why Is It Important to Have Fiat Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Fiat Car Insurance So Expensive?

Fiat is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. Engine is the major component of a car which decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Fiat?

Fiat car model with car variant of Fiat 500 is the highest priced model in all Fiat cars. Fiat car model with car variant of Premier Padmini is the lowest priced model in all Fiat cars.

Compare and Buy Fiat Car Insurance, If Need Help? call PolicyBachat at 1800-123-4003 and our insurance specialist will be there to assist you.

Start Saving Money on Insurance Policy

Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.

1,000+ Reviews
Been Here Before?
Get Back to My Quotes

Leave a rating!

0.0 (0 votes)

Please wait while your request is being processed.