The cost of Mini Cooper car insurance varies depending on the type of policy that you choose to buy.
About Mini Cooper:
Mini Cooper car launched legally in 1961, this subcompact car renowned for its sporty look and turbocharged engine. Mini Cooper is the subsidiary of BMW, over 1 Million cars were sold subsequent to take over. MINI Cooper awarded the top 10 eco-friendly cars in 2013 with maximum mileage. Many people have a desire to own this MINI Cooper as a precious possession in the subcompact segment.
How Affordable Is Your Mini Cooper Car Insurance
We specialize in comparing the right car insurance quotes for Mini Cooper with optimum benefits. Your Mini Cooper car insurance policy secures your vehicle in unforeseen cases. We offer flexible quotes for every Mini Cooper model from our 20 insurance companies. Are you wasting time in comparing each insurance company quotes? Reach us, get the Mini car insurance quotes on PolicyBachat.com our competing quotes stands apart.
How important is Mini car insurance policy
Protect the car owner from the third party liabilities like third-party accidental damage/ property damage.
Get claimed from theft, fire accidents, and natural calamities
Avail collision damage cover on Mini Cooper vehicle
Get claimed against damage caused or accident made o third party.
Facility of cashless transactions in network garages for Mini Cooper car
Mini Cooper car policy doesn’t cover
Cannot be claimed by the driver in case of lapse of valid driving license
Increasing your IDV will lapse the Mini Cooper car insurance policy
Mechanical wear and tear of the vehicle as a part of depreciation
If proved driver is under the influence of alcohol or any or drugs while driving
If a policy is made under a personal vehicle and used for commercial purpose
Get these add-ons for extensive coverage
Collision coverage add-on useful to claim 100% damages due to accidents. Depreciation is not included while calculating the damage cost, whole IDV is taken into consideration without deducting depreciation.
Prepare yourself for any mishap, personal accidents may also lead to permanent medication or physical imbalance. A personal accident cause financial burden for hospital charges and medication by passenger cover add-on.
Safety features reduce you Mini Cooper car insurance premium
In 2017, Mini Cooper was awarded as the “first choice for safety” by Insurance Institute for Highway Safety (IIHS) in all crash tests. Mini Cooper awarded 4star rating by National Highway Traffic Safety Administration (NHTSA).
Also, Mini Cooper ranked top 10 for the least stolen vehicle in 2016 by IRDA.
Car insurance companies follow the specific requirement to determine the price of the Mini Cooper auto insurance policy.
- Kilometers drove per annum
- No accidental claims from past 5 years
- Anti-theft feature installed
- Driver credit history
Your premium vehicle Mini Cooper should secure from unfortunate accidents, insure your car with the right insurance policy. Be calculative and never ignore to insure the policy every annum. Ensure you followed the stipulation made by car insurance companies to get a discount on an insurance policy.
At PolicyBachat.com, we guide you the best insurance plan for your Mini Cooper car insurance policy. Visit our website and request for the quotes we inbox you the best quotes from top insurance carriers.
Get Mini Car Insurance Cost in India
Are you the owner of a Mini Cooper? Though small, it’s an expensive car with state-of-the-art features. Hence insurance for these cars may also be expensive enough to hit your budget. You need to carefully choose the insurance policy for your Mini car so that you do not land up paying unnecessary premiums.
Policy Bachat helps you get the best deal. Calculate the IDVs, deductibles, and premiums of all the compatible policies available in the market from some of the top insurance providers through the Mini Car Insurance Calculator. You can compare the quotes that you get and then decide which policy is best suited for your needs and your budget. This way you not only ensure maximum insurance cover but also save considerably on the premium.
Mini Car Models
The list of Mini car variants for new or used cars are:
Mini COOPER CONVERTIBLE 1.6 L R57:
This Mini hatchback is redesigned with extra dimensions offering spacious boot space which gives the car a unique look. The car looks sporty and provides a comfortable drive.
HDFC-ERGO is the only general insurance company that provides insurance on MINI Cooper Convertible 1.6 L R57. It offers premium plans like Standard, Zero Depreciation, and Emergency Assistance for its insurance policy. Some of the sample premiums that are offered on the car are given below.
About Mini Cooper
Mini Cooper car launched legally in 1961, this subcompact car is renowned for its sporty look and turbocharged engine. Mini Cooper is the subsidiary of BMW, over 1 million cars were sold subsequent to take over. MINI Cooper was awarded the top 10 eco-friendly cars in 2013 with maximum mileage. Many people have a desire to own this MINI Cooper as a precious possession in the subcompact segment.
How Affordable Is Your Mini Cooper Car Insurance
We specialize in comparing the right car insurance quotes for Mini Cooper with optimum benefits. Your Mini Cooper car insurance policy secures your vehicle in unforeseen cases. We offer flexible quotes for every Mini Cooper model from our 20 insurance companies.
Are you wasting time comparing each insurance company quote? Reach us, get the Mini car insurance quotes on PolicyBachat.com our competing quotes stand apart.
How to get the lowest premium for a Mini car
PolicyBachat provides you the best competing insurance plan for your Mini car. We compare the quotes from the top 20 insurance companies, you can take the right policy which provides the best deals. Premium is considered according to the variables included in it if you avail more add on covers your insurance premium will increase. Due to the increase in slab rate for the insurance category Mini car insurance cost in India is higher at 18%.
Types of Car insurance Policies
1. Third Party Car insurance:
Third-party car insurance or “Liability only” car insurance or “Act only” car insurance is the compulsory car insurance in India as per the Motor Vehicles Act. Any party other than the motor insurance company and the customer of the car is referred to as a third party property, hence the name third party car insurance.
The death, disability, electrical breakdown, and damage to goods or property of the third party are covered under the TP policy of the car insurance. The claim amount in case of Third party claim bonus would be decided by the honorable courts and direct the insurance companies to settle the claim settlement amount to the third parties on behalf of the car owner. This is the basic type of car insurance policy available in India and is compulsory to be taken for any car to ply in public places.
Third-party car insurance premium rates are decided
by IRDA and are subject to change each year depending on the previous year's premium collected, claims settled, and many other factors. The Mercedes-Benz
insurance claim covered in third-party liability is death and disability,
property damage, and personal accident cover for car owner/driver under your
car insurance plan.
2. Comprehensive Insurance:
The other type of car insurance policy in India is the “Comprehensive Car Insurance” which includes the Own damage section as well as the Third party section. The Own damage section covers any loss or repairs to the car owned by the incurred due to an insured peril.
The premium to be paid by the customer under the own damage section is decided by the insurance company, unlike the third party insurance premium which is decided by the IRDA. The own-damage premium rates are given by the IRDA and the insurance companies can decide the premium within those rates.
Insurance companies take utmost care while deciding the premium rates for own damage type of car insurance such that too high price may result in failure of the product and too less price might impact the profits of the insurance company.
How to buy a Mini car insurance Policy?
Before buying the policy firstly, a policyholder should compare the car insurance quotes from top companies to conclude the best Mini car insurance online solely based on the information provided by the insurance company. PolicyBachat.com is the right destination to compare the numerous insurance quotes in one place.
Mini car insurance price is cheap if taken from the portal due to the good discounts offered by the insurance companies for policies booked online through our PolicyBachat registered office. Buy/Renew process car insurance policy for your mini cooper car online and save big!
PolicyBachat is an IRDA-certified Insurance Web Aggregators insurance company limited. Insurance is the subject matter of solicitation. We share your submitted information only with the insurers. The standard t&c applies to the car insurance policy.
Visit PolicyBachat and get the best car insurance quotes from the top insurance companies and you can also check the risk factors terms conditions and please read the sales brochure carefully before concluding a sale. Need Help? call Policy Bachat at 1800-123-4006 or 1800-123-4003 and our insurance specialist will be there to assist you.