Best Skoda Rapid Car Insurance Price List in India

From the hatchback to the high-end sedans Skoda cars have a remarkable place in the market. Skoda brand makes luxury and premium vehicles with high performing engines. Skoda Rapid is renowned for its performance with a top speed of 185 km and is best suited for long journeys. ..Read More

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Skoda Rapid has a facelift and upgraded versions to compete with sedan models in the market. The new Skoda Rapid has many added features with high performance and a stunning exterior look making an upsurge in Skoda Rapid market. The cost of Skoda Rapid car insurance varies depending on the type of policy that you choose to buy.

Best Skoda Rapid Car Insurance Price List in India

The Skoda Rapid Car Insurance Price is a very affordable option for those looking for car insurance. It is one of the cheapest options on the market. The Skoda Rapid Car Insurance Price is one of the best options for those who want to save money on their car insurance.

Specifications of Skoda Rapid Car:

Specifications 1.5 TDI Style Monte Carlo 1.5 AT Monte Carlo 1.6 AT
Variant Diesel Diesel Petrol
Mileage 21.14 kmpl 21.6 kmpl 14.3 kmpl
Displacement 1498 cc 1498 cc 1598 cc
BHP 108.4bhp@4000rpm 108.4bhp@4000rpm 103.52bhp@5250rpm
Torque 250Nm@1500-2500rpm 250Nm@1500-2500rpm 153Nm@3750-3800rpm


  • Contrasting dual-tone ebony-sand interiors
  • Climatronic automatic air-conditioning
  • Chrome Decor
  • Driver and passenger front airbag
  • Height and length adjustable steering wheel
  • Anti-glare rear view mirror.


  • Crystalline design
  • C-shaped smoked tail lights and chrome molding on the deck
  • Avant-garde elements
  • Skoda signature grille
  • Gloss black decor on B-pillar.

How to Choose Which Skoda Rapid Car Insurance Company Fits Your Budget?

Skoda cars are among the best in the market. They are known for their quality, reliability, and luxury. Skoda Rapid is one of their most popular car models. It’s not just a car but a lifestyle statement that you make when you purchase this car. So it’s important to choose which Skoda Rapid Car Insurance Company fits your budget. The article talks about how to choose the right insurance provider for your Skoda Rapid Car.

The first thing you need to do is find out what type of coverage you want for your car and how much coverage will cost you each month or year. You can also find out what other optional coverages are available with your current provider or any other company that offers similar insurance plans for cars like yours.

Skoda Rapid Car Insurance Price:

To know the estimated Skoda Rapid car insurance cost, all you have to do is fill in your car's Manufacturing year, and Mobile number to purchase it easily. PolicyBachat offers a comprehensive Insurance policy that covers loss and damage to your Skoda along with liability to third parties. It also provides personal accident cover to the insured.

Skoda Rapid Car Models Variants IDV (Insured Declared Value) Zero Depreciation Cover Skoda Rapid Car Insurance Price
Skoda Rapid 1.0 TSI Rider 5.70 lakh 3,315 11,243
Skoda Rapid 1.5 TDI AT Style 5.76 lakh 3,003 12,732
Skoda Rapid 1.5 TDI Ambition 6.12 lakh 1,941 9,372
Skoda Rapid 1.5 TDI Active 4.79 lakh 1,941 9,372
Skoda Rapid 1.5 TDI Style 6.49 lakh 1,873 13,322
Skoda Rapid 1.6 MPI Style 5.32 lakh 2,307 13,583
Skoda Rapid 1.6 MPI Rider Edition 4.94 lakh 2,233 12,930
Skoda Rapid 1.6 MPI Active 5.38 lakh 1,839 9,256
Skoda Rapid New 6.03 lakh 1,952 10,839
Skoda rapid Rider Plus 5.92 lakh 2, 638 11,839
Skoda Rapid Onyx 1.6 MPI AT 6.38 lakh 3,908 13,297

*Above mentioned values are for assumption purposes if you want exact readings, please compare quotes for Skoda Rapid car at the car insurance comparison tool.*

Types of Skoda Rapid Car Insurance Policies:

  • Third party insurance: Third party insurance should be with every vehicle owner, mandated by the Government of India. The vehicle owner doesn’t get any own damage claim from the third party insurance policy. Get claimed against third party vehicle, personal and property damage, third party personal accident cover is also included in a third-party insurance plan.
  • Comprehensive insurance: Get protection against the damages caused by theft, vandalism, earthquake, floods, fire, explosions, and damage caused by animals. But the comprehensive policy doesn’t cover cases of a collision with other vehicles.
  • Collision coverage: A collision coverage add-on useful to claim 100% damages due to accidents. Depreciation is not included while calculating the damage cost, whole IDV is taken into consideration without deducting depreciation.

Discount on Skoda Rapid Car Insurance Policy:

Get your brand vehicle Skoda Rapid insurance plan with the extensive add-ons for risk-free claims.

  • NCB protection: No claim bonus is a discount given to the policyholder for zero accidental claims in the preceding years.
  • Secured devices: Installation of additional security devices in the car to dodge theft helps to avail discount on car insurance premium.
  • Engine protection: Monsoon season is the major culprit in engine damage, get an engine protection add-on to cover your engine damages from Skoda Rapid. Floods and accidents might cause engine damage other causes of damage due to water ingression, gearbox damage, hydrostatic lock, and leakage of lubricant oil.
  • Accidental coverage: Prepare yourself for any mishap, personal accidental damage may also lead to permanent medication or physical imbalance. A personal accident causes a financial burden for hospital charges and medication by passenger cover add-on.

Skoda Rapid Car Insurance Policy Covers

  • Protect the Skoda Rapid car owner from third party liabilities like third-party accidental damage/ property damage.
  • Get claimed from theft, fire accidents, and natural calamities
  • Avail collision damage cover
  • Get claimed against damage caused or accident made by o third party.
  • The facility of cashless transactions in network garages for Skoda Rapid vehicle.

Skoda Rapid Car Insurance Policy doesn’t cover:

  • Cannot be claimed by the driver in case of lapse of valid driving license
  • Increasing your IDV will lapse the Skoda Rapid car insurance policy
  • Mechanical wear and tear of the vehicle as a part of the depreciation
  • If a proven driver is under the influence of alcohol or any or drugs while driving
  • If a policy is made under a personal vehicle and used for commercial purpose
  • Get these add-ons for extensive coverage.

Tips on Getting Cheap Skoda Rapid Car Insurance Prices:

We have been researching and comparing the prices of Skoda Rapid car insurance for a while now and I have found that there are many different providers, each with its pros and cons. Here are my top 10 tips on getting cheap Skoda Rapid car insurance prices:

  • Look for a provider that offers a fixed price rather than one based on risk
  • Check if they offer any discounts or deals that you qualify for
  • Consider if you want to take out comprehensive or third party only cover
  • Find out how much excess you will have to pay in case of an accident
  • Ask if they have any discounts for students or retired people
  • Find out what the excess is for cars worth more
  • Know how much your car insurance premium will be before you buy
  • Find out if any of the following are included in your policy: personal accident cover, breakdown cover, and legal expenses
  • Look for a provider that provides quotes online and has easy comparison tools
  • Check if they have any discounts for Skoda Rapid cars.

How to Buy Skoda Car Insurance Policy Online?

Buying a Skoda car insurance policy is not a simple task. It requires proper research and understanding of the different aspects to get the best possible policy for your vehicle. Buying car insurance online is the best way to get your policy. This saves you from having to go through all the hassles of buying an insurance policy.

The process of buying a car insurance policy online is simple. You can do it in a few minutes with just a few clicks. If you are looking to buy a Skoda car insurance policy online, then you need to follow these steps:

Step 1: Go to the PolicyBachat website and then click on the “Car” tab

Step 2: Fill up the details of you and your Skoda cars such as RTO, model, engine capacity, fuel type, date of registration, and your name, email id, contact details, etc.

Step 3: Premiums of different insurers will display. After that, you can adjust the IDV or add riders to increase the coverage.

Step 4: Choose the best insurance for the Skoda car as per your requirements. Pay your premium payment online via net banking or bank debit/credit cards, and others at your convenience. Then your motor insurer will issue your Skoda car insurance online.

Skoda Rapid Car Insurance FAQs:

What are Skoda Rapid Car Prices in India?

The price for the Skoda Rapid now starts from Rs 6.99 lakh and goes up to Rs 13.27 lakh. While the entry-level variants have witnessed a hike, the flagship variants have been made considerably more affordable. Skoda Rapid car insurance prices in India will vary as per the Coverage Types, Fuel Variant, RTO, Model variant, etc.

Car Model Prices
Skoda Rapid 1.6 MPI Rider Edition 6.99 lakh
Skoda Rapid 1.0 TSI Rider 7.79 lakh
Skoda Rapid 1.0 TSI Rider Plus 8.19 lakh
Skoda Rapid 1.6 MPI Active BSIV 8.82 lakh
Skoda Rapid 1.5 TDI Active BSIV 9.69 lakh
Skoda Rapid 1.0 TSI Rider Plus AT 9.76 lakh
Skoda Rapid Onyx 1.6 MPI MT BSIV 10.19 lakh
Skoda Rapid 1.6 MPI Ambition BSIV 11.16 lakh
Skoda Rapid 1.0 TSI Ambition 11.40 lakh
Skoda Rapid 1.5 TDI Ambition BSIV 12.70 lakh
Skoda Rapid 1.6 MPI AT Ambition BSIV 12.99 lakh
Skoda Rapid 1.0 TSI Onyx 13.29 lakh
Skoda Rapid 1.0 TSI Matte Edition AT 13.27 lakh

How to Buy Skoda Rapid Car Insurance Online?

It will take less than 5 minutes to buy a SKODA RAPID car Insurance policy. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.  As a car owner, you can easily buy SKODA RAPID insurance online:-

  • Go to the form at the top of the page
  • Fill up the details of your SKODA RAPID car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best insurance for the SKODA RAPID car as per your requirements
  • Pay the SKODA RAPID insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your SKODA RAPID insurance online.

How to Renew Skoda Rapid Car Insurance?

You must renew your car insurance policy before its expiry. You can easily do that by following the Skoda Rapid insurance renewal process. Here are the steps involved in the Skoda Rapid car insurance renewal process.

The car insurance renewal process has been made simple with PolicyBachat online portal car Insurance where the process is quite simple. Below is the process to renew your car insurance online.

  • Enter the required details like the Make and Model of the Car,
  • Enter RTO & Registration date,
  • The premium from different insurance companies is displayed.

Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

Is Skoda Rapid Worth Buying?

If you are hesitating to buy it is likely because of the market price. Skoda Rapid costs more than some other models, but they also have features that you can’t get from any other manufacturer. These are some reasons why Skoda Rapid’s are worth the expense in terms of quality, luxury, performance, and reliability.

Why you should not buy a Used Skoda Rapid Car?

  • Inexperienced owners mean poor maintenance
  • A lot of jerks drive Skoda Rapid’s
  • Electrical Problems
  • It’s a ticking time bomb
  • Skoda Rapid makes more money selling parts
  • Well-document reliability issues
  • Cheaper parts
  • Enjoy the best years of the car, lease a new Skoda Rapid
  • Old SKODA RAPIDs should not be daily drivers.

Why Is It Important to Have Skoda Rapid Car Insurance?

  • Covers for any damages/losses caused to the third party
  • Provides comprehensive car insurance coverage
  • Offers cashless transactions through network garages
  • Get end to end claims assistance

Why is Skoda Rapid Car Insurance So Expensive?

Skoda Rapid is known for manufacturing some of the most luxury cars in the world and hence they don’t come cheap. The engine is the major component of a car that decides the pricing. The vehicle must have high-end features that go above and below.

Which is the highest and lowest priced model in Skoda Rapid?

Skoda Rapid car model with car variant of 1.0 TSI Matte Edition AT is the highest priced model in all Skoda Rapid cars. Skoda Rapid car model with car variant of 1.6 MPI Rider Edition is the lowest priced model in all Skoda Rapid cars.


Due to the high maintenance for the Skoda Rapid insurance policy is relatively high, the small damage might cost you more due to the high-quality Skoda Rapid spare parts. To secure from unexpected damages a right Skoda Rapid auto insurance premium is necessary.

Choose the right coverage by considering risk factors and damage level premium, PolicyBachat suggests you the various classes of car insurance premiums conclude the factors of your vehicle impact, and choose the Skoda Rapid car insurance policy.

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