Top 10 Car Insurance Companies In Patna, Bihar 2024

Updated On: 2023-04-24

Author : Team Policybachat

There are many low-priced car insurance companies in Patna. However, it is important to find the one that suits your needs the best. You can compare different companies to find the one that fits your budget and needs.  Buying car insurance is downright easy in comparison and it doesn’t put your savings at risk.

You shop around for the best priced car insurance company in Patna, pay your premium and have coverage up to the limits you’ve chosen. Also, you can obtain coverage for your vehicle with coverages like collision and comprehensive, something you can’t do using alternative methods of financial responsibility.

You'll find a list right here of the top 10 best car insurance companies in Patna. You may save some money on premiums if you use any one of them. We hope that after reading this article, it will be easier for you to make a decision about which company to choose from and what type of coverages best suit your needs.

  1. SBI Car Insurance
  2. Universal Sompo Car Insurance
  3. Edelweiss Car Insurance
  4. Raheja QBE Car Insurance
  5. Royal Sundaram Car Insurance
  6. Acko Car Insurance
  7. Navi Car Insurance
  8. Oriental Car Insurance
  9. Shriram Car Insurance.
  10. Magma HDI Car Insurance

How much Coverage you need to Buy Car Insurance in Patna?

Most car insurance companies offer different policies that cover a variety of damages and risks, so your first step should be to determine your risks and how you can compensate for them. If an accident occurs, car insurance policies generally offer bodily injury liability protection and property damage protection.

From there, you may add other coverage types, like personal injury protection, uninsured motorist coverage, or collision coverage. You can also choose to increase the dollar amount of coverage and include things like roadside assistance. Some car insurance carriers offer comprehensive coverage, which will insure your vehicle from theft or damage caused by other events, like fires.

  • "Having adequate car insurance coverage is both smart and prudent to ensure you and your family are financially protected from a catastrophic loss,"
  • "Comparison shopping when seeking insurance coverage is time well spent as premiums could vary by hundreds of dollars between carriers depending on numerous factors."

Find the Right Car Insurance Companies in Patna, Bihar:

The right car insurance company for your situation will depend on your location. A great way to save money on car insurance is to compare quotes from multiple insurance companies in your area.

1. SBI Car Insurance

An SBI car insurance policyholder will not have to worry about paying the garage bill or the hospital bill if he/she meets with an accident. This fully Government owned insurer offers a wide range of effective car insurance products which can help deal with different types of situations on road. This SBI car insurance protects your finances against any losses incurred when your vehicles meet with accidents or are damaged during natural and man-made calamities.

  • Easy and hassle-free purchase process
  • 24x7 claim assistance.

2. Universal Sompo Car Insurance

Universal Sompo Car Insurance shines with its optional coverage options, its claims process, and low level of complaints, which helps it overcome only average rates. Universal Sompo car insurance policy offers aid to the car owner if he/she meets with an accident that causes damage to the car. Universal Sompo car insurance plans not only cover damages but also have a compulsory personal accident cover.

  • Quick claim settlement
  • Instantaneous purchase
  • Wide range of add-ons
  • 24x7 claim assistance
  • Robust customer support system.

3. Edelweiss Car Insurance

The Edelweiss Group is one of the largest financial services groups in India. Edelweiss provides a broad range of financial products and services, catering to a substantial and differentiated client base, including corporations, institutions, and individuals. They combined with a relentless focus on systems, processes, and the highest governance standards, enable us to deliver quality services to customers.

  • Good customer support
  • Priority services at preferred workshops
  • Quick claim settlement.

4. Raheja QBE Car Insurance

Raheja QBE has very competitive car insurance rates for many types of car insurance customers, which makes it worth a look if you want cheap car insurance. Its low level of car insurance complaints is another reason to consider Raheja QBE.

  • Quick claim settlement process
  • Readily available customer support
  • Instant policy issuance and faster process.

5. Royal Sundaram Car Insurance

Royal Sundaram offers decent car insurance rates for all customers and many helpful add-on coverages. The level of complaints against it for car insurance is very low. The company also has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.

  • Good and hassle-free pre-sales and post-sales services
  • Towing facility – spot repair services
  • On-time Services
  • 24x7 claim assistance.

6. Acko Car Insurance

Acko General Insurance understands that car insurance is a simple and effective way to protect your car from unforeseen risks. Acko Car insurance saves costs, complies with the law, and stays hassle-free with ACKO’s online car insurance policy. Having good car insurance is a necessity to protect you from financial losses that come along with road accidents.

  • 24x7 emergency assistance
  • A dedicated claims team
  • Claim approval within 7 days
  • 1 day pick up for repairs
  • 3 step door delivery at no cost.

8. Oriental Car Insurance

The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.

Likewise to its various other plans, ensures all the range of misfortune events are well covered under its Car Insurance Plan.

  • Premium Discounts
  • Cashless repair facility
  • Excellent customer service.

9. Shriram Car Insurance

Shriram car insurance has highly competitive car insurance rates and low complaint levels make it worth checking out. The company continues to focus on the needs of customers, grooming talent, and bringing a great platform with the latest technology and ideas so that customers will get the best out of their investment portfolio and has a good claim settlement ratio.

  • 24x7 Hassle-free claim process
  • Survey and assistance within a day
  • Simple claim procedure
  • Updated claim status.

10. Magma HDI Car Insurance

Magma HDI is worth considering as your top choice. The company offers reputable service, a wide selection of coverage and cheap car insurance rates, according to our rate estimates.

  • Save time
  • Get better price
  • Easy and convenient process
  • Trained professionals at your service.

How to choose the Best Car Insurance Companies in Patna?

Buying car insurance is downright easy in comparison and it doesn't put your savings at risk. You shop around for the best priced car insurance policy, pay your premium and have coverage up to the limits you've chosen. Also, you can obtain coverage for your vehicle with coverages like collision and comprehensive, something you can't do using alternative methods of financial responsibility.

To determine which car insurance is best, we have researched the companies which are stand out. This analysis takes into account three main categories of factors:

  • Average rates and Coverages
  • Online and digital policy management
  • Availability and eligibility requirements.

We chose these metrics specifically to develop a well-rounded review. Our methodology uniquely helps you get a robust view of each carrier, rather than just focusing on the price. Our extensive research revealed that these 10 insurers are some of the best car insurance companies in Patna.

Companies “Beneficiary for”
SBI Best Services
Royal Sundaram Best for customizable premiums
Magma HDI Best car insurance package
Shriram Best for discounts
Edelweiss Advanced Options
Raheja QBE Best Rates Overall
Oriental Best for flexible policies
Acko Best Mobile App
Navi Best for young drivers
Universal Sompo Reliable Claim Assistance

Conclusion:

Our top car insurance companies in Patna are based on the benefits and key features of the car insurance companies. High customer satisfaction scores and competitive rates are among the reasons we picked these carriers, but they aren't the only good options out there. While these carriers didn't beat out our top picks, depending on where you live and the type of coverage you're interested in, they may be good options.

You are in good hands with PolicyBachat, and our guidance may help you feel more confident when searching for the best car insurance companies in Patna. After we thoroughly researched the car insurance market, 10 companies stood out among the competition as the best car insurance providers.

When ranking these insurers, our team considered state availability, breadth of coverage, Pricing, and customer satisfaction. The best car insurance companies can vary based on your needs and budget. Get free car insurance quotes when you shop to find the best coverage and price for your car insurance.

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