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Vehicle Insurance Policy Premium Calculator

The main objective of vehicle insurance policy is to secure your vehicle against all odds of accidental damage, damage due to natural calamities and loss caused due to man-made destruction. Availing your vehicle insurance online is an effortless way to get the policy.

An idea to check vehicle insurance quotes side by side to know the perils involved in each policy. By this way, a policyholder can buy the right motor insurance policy which coincides his requirement. PolicyBachat is a trusted website approved by IRDA provides you unbiased quotes from top insurers. Online comparison helps you to avail the best policy within your budget.

Vehicle insurance is mandatory…but, are you buying a right policy?

Yea, an insurance policy is mandatory in India, the policyholder should possess Third party insurance under the law clause. Sometimes instead of having an insurance policy, a policyholder may end up paying a part of damage cost. This is due to lack of awareness of the coverages. In such cases, it is mandatory to know the policyholder requirement whether he need 100% coverage or comprehensive coverage.

Our assistance team will guide you the importance of coverage and suggest the right vehicle insurance policy according to your requirement.

Our national vehicle insurance policy is valid to Pan India, a policyholder can get the repairs done with the pan India network garages. Save up to 60% on your vehicle insurance renewal online on Policy Bachat.

Get exact quotes through vehicle insurance calculator

There are many factors involved in vehicle insurance calculator are policyholder age, occupation, vehicle make& model, residential status, owner driving history, coverage type. All these factors determine to know the exact premium on your vehicle to compare vehicle insurance price & buy online.

Buying online is hassle-free process

Online is the simple way to buy vehicle insurance policyholder can get the policy document within 2 minutes. Fill out the required fields of your previous policy, RC, make & model.

Low-cost vehicle insurance

PolicyBachat is the right platform to get low-cost vehicle insurance, save up to 60% online by comparing insurance quotes.


What credentials do in need for an online insurance policy?

You need existing policy number with Registration Certificate, engine number, and expiry date.

What are the guidelines should I reconcile while comparing quotes?

Background research is necessary to know the trustworthiness of the company, check for the claim settlement ratio of each company. Cross check IDV was given by insurance companies, higher IDV with lower premium is ideal to buy a policy to claim in unfortunate cases like theft, accidents etc.

Is zero depreciation add-on is mandatory?

For new and luxury vehicle up to 5 years zero depreciation add-on is advised. The damage cost for new cars are more, right policy ensures the optimum claim.

Can I generate quotes now and pay the premium next month for the same quote?

No, this is not possible. Insurance quotes may vary depending on the external market factors this may increase or decrease your premium.

Can I avail discount if I opt for one insurer for all my policies?

Yes, the policyholder will get a discount on the insurance policy. Rebate on premium is given to existing policyholders. 

Can I buy an insurance policy for my brand new car?

Yes, for sure! You can purchase the new policy online on Policy Bachat.  



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