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Bajaj Allianz General Insurance

Bajaj Allianz is a joint partnership between the Allianz SE group and Bajaj Finserv Limited to commence its operations in the name of Bajaj Allianz General Insurance Company in 2001 with over 200 branches in India. Bajaj Allianz General Insurance Company provides a wide range of insurance services to customers.

Bajaj Allianz general insurance company provides a wide range of insurances products such as Bajaj Allianz two wheeler insurance, Bajaj Allianz travel insurance, Bajaj Allianz fire insurance, Bajaj Allianz medical insurance, Bajaj Allianz personal accident insurance, etc.

Bajaj Allianz Motor Insurance

A motor insurance policy is mandatory to secure your car from any mishaps, a sudden accident might cause you huge financial loss Bajaj Allianz car insurance policy will compensate your financial loss by paying damage expenses on your behalf. Trust is the important factor that gets positive whooping customer recommendations. Bajaj Allianz auto insurance policy will protect against physical damage, accidental injury, death, co-passenger injury, death, and property loss of the third party.

Bajaj Allianz vehicle insurance policy helps you to avail hassle-free claim settlement. Bajaj Allianz makes trust in its customers for the past 16 years by providing the highest claim settlement. Like house your vehicle is also the most important procession, utmost security with extensive add-ons will protect your car from a mishap. Know the right insurance premium of Bajaj Allainz online insurance policy. 

Bajaj Allianz Car Insurance Plans

Standard

Coverages provided for the insured vehicle

  • Loss or damage is done to the vehicle by fire, explosion, self-ignition, lightning, hurricane, storm, landslide, and rockslide.
  • The loss occurred by man-made disasters like theft, burglary, riot, strike, or accident by external means.
  • Damage caused to the car during the transit by rail, road, inland waterway, and air. Bajaj Allianz Personal accident insurance policy coverage is provided for the driver of the car.
  • Coverage offered forBajaj Allianz third party car insurance legal liability.

Best Value

  • Policyholders with this plan can enjoy the insurance at a low premium.
  • This plan has limited coverage and own damage premium.
  • An optional service of Voluntary deductible – save premium is given to the insured.

Flexible

  • This plan has enhanced coverage and owns a damaged premium at enhanced premium rates.
  • It offers a depreciation shield for the vehicle and provides coverage to engine damage.

Why Choose Bajaj Allianz

  • Get your policy online in simple easy ways without any documentation process
  • 4000+ Bajaj Allianz network garages for cashless claim settlement in pan-India
  • Simple steps to transfer your No Claim Bonus
  • Get 24*7 assistance from the Bajaj Allianz team to assist customer queries round the clock
  • Get your inspection done within one working day successfully and avail the policy on the same day.
  • Claim assistance via SMS and the team provides the nearest network garages to get repairs done.

Drive smart coverage for accident-free driving

Get the drive smart Bajaj Allianz coverage for risk-free driving, Bajaj Allianz add-ons help to get the extensive coverage. Different add-ons give you additional coverage benefits at a higher premium for all-around protection.

Drive Assure drive smart Classic

Drive Assure drive smart Premium

Drive Assure drive smart Prestige

24*7 Spot Assistance

24*7 Spot Assistance

24*7 Spot Assistance

Accident Shield

Accident Shield

Accident Shield

Key Lock Replacement

Key Lock Replacement

Key Lock Replacement

Personal Baggage

Personal Baggage

Personal Baggage

 

Engine Protector

Engine Protector

 

Depreciation Shield

Depreciation Shield

 

 

Conveyance Benefit

 

 

Consumables Expenses

Add-on Packages

Add-on coverage is the most important to get the minute claims into account, Bajaj distinguishes add-on cover packs into two types for the distinct premium range. Get the Bajaj Allianz Drive to assure economy plus an add-on pack for full coverage.

Drive assure economy

Drive assure economy plus

Depreciation Shield

Depreciation Shield

Engine Protector

Engine Protector

24*7 Spot assistance

24*7 Spot assistance

 

Personal Baggage

 

Key Lock Replacement

Exclusions of Bajaj Allianz car insurance policy

Drunk & Drive

Driving a vehicle under the influence of alcohol is an offense by a court of law and accidents made under influence of alcohol cannot be claimed.

Planned accident

Staged accidents are offense, organized accidents to get a claim is void. In staged accidents, your entire policy will lapse.

Commercial use

If the policy is registered for personal use and the actual activity of the vehicle is for commercial use. Improper disclosure of vehicle, use will void the Bajaj Allianz car insurance policy.

Valid license

If a person driving a vehicle without any valid license will lapse your entire policy and a policyholder cannot claim compensation for damage caused by wrong side driving.

Savings on Bajaj Allianz motor insurance Online premium

Bharti AXA policy avails you of a discount on your auto insurance policy for passing specific guidelines.

No-claim bonus

No claim bonus is a discount given by policyholders for accidental-free driving. This discount is to encourage the safety of driving without any accidents.

Secured devices

Installation of secured devices like an anti-theft system, handle lock system decreases the risk of theft this, in turn, helps you to avails the discount.

AAI membership

The policyholder gets a 5% discount for being a member of the Automobile Association of India (AAI).  The claim process has erose to a greater extent.

Bajaj Allianz Awarded as the best insurance company at Vijayavani BSFI excellence awards 2015 for the precise strategy, customer service, future technological advancements, security, easy claims, and adopting advanced technology.

Updated On: 2023-04-03

Author : Team PolicyBachat

Frequently Asked Questions

The Bajaj Allianz Goal Assure policy, being a ULIP, involves several charges. These typically include premium allocation charges, fund management fees, and mortality charges for life cover. Policy administration and switching charges may also apply depending on your fund activity. Some plans offer a return of mortality charges upon maturity. Review the policy document for the exact fee structure and potential surrender penalties.

The "Rightinsure" amount typically refers to the Insured Declared Value (IDV) of the vehicle. This is the maximum sum assured that the insurer will pay in case of total loss or theft. It is calculated based on the manufacturer's listed selling price minus depreciation for age. Accurate IDV is crucial to ensure you receive the correct compensation during a claim. Over-insuring or under-insuring can lead to premium discrepancies or lower payouts.

If you hold a traditional or ULIP plan with Bajaj Allianz, you can withdraw money through a partial withdrawal or surrender. Partial withdrawals are usually allowed after the lock-in period, typically five years. You must submit a withdrawal request form along with your bank details and ID proof. For health insurance, "withdrawal" is not applicable as it is a pure protection product without a savings component. Always consult your policy document to understand the applicable charges and limits.

You can pay your Bajaj Allianz premium online via their website, mobile app, or through various third-party payment apps. Select the 'Pay Premium' option and enter your policy number and date of birth. The system will display the outstanding amount for your review. Choose your preferred payment mode, such as UPI, net banking, or cards, to complete the transaction. An instant payment receipt is generated and sent to your email for your financial records.

To become a Bajaj Allianz insurance agent, you must be at least 18 years old with a minimum 10th or 12th-grade qualification. The process involves registering on the official portal, completing the mandatory IRDAI-prescribed training, and passing the qualifying examination. Once certified, you receive an appointment letter to sell various general insurance products. This role requires adherence to regulatory guidelines and professional ethics while assisting clients with their insurance needs.

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