TATA AIG Vs Bajaj Allianz Car Insurance

TATA AIG and Bajaj Allianz are two of the most popular car insurance companies. They were in the industry for over a decade and offer multiple products. Their services have been compared because they provide similar offers in terms of cost, coverage, etc...Read More

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TATA AIG Vs Bajaj Allianz Car Insurance

Both TATA AIG and Bajaj Allianz Car Insurance companies have a wide range of cover options, a dedicated customer service team, and an easy claim process. If you're looking for insurance that fits your needs and budget, these are 2 great options.

The article highlights the key differences between these two companies and features/their pricing structure to help you choose which one is better for you. Whether it's their service levels or target customers that are better is up to you.

TATA AIG Car Insurance:

Tata AIG Car Insurance is a leading provider of motor insurance in India. The company offers an extensive range of products and services to meet the needs of both private and commercial customers. Tata AIG Car Insurance has a team of over 1,000 employees across all states in India and more than 1,000 agents across the country.

Tata AIG provides its customers with a wide range of insurance solutions including personal accident cover, car theft cover, breakdown cover as well as third party liability cover.

Tata AIG offers a range of third-party and comprehensive car insurance policies online to help you choose the type of coverage and protection your car needs. You can further enhance the comprehensive car insurance coverage with 13 car insurance add-ons.

Add-on/Riders
  • No Claim Bonus (NCB) Protection
  • Roadside Assistance
  • Repair of Glass fiber and Plastic Parts
  • Daily Allowance
  • Emergency transport and Hotel Expenses
  • Key Replacement
  • Engine Secure
  • Tyre Secure
  • Consumable Expenses
  • Loss of Personal Belongings
  • Return of Invoice
  • Zero Depreciation
Types of Policies
  • Comprehensive Car Insurance
  • Standalone Own Damage Car Insurance
  • Standalone Third Party Car Insurance.
What is Covered?
  • Covers theft of the car
  • Damages due to natural disasters
  • Damages due to man-made calamities and fire
  • Damages caused to the car by an accident
  • Damages incurred in transit
  • Third party liability cover
  • Personal accident cover for the owner-driver.

*Know about TATA AIG Car Insurance benefits and coverages in this Article*

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Bajaj Allianz Car Insurance:

Bajaj Allianz Car Insurance is a leading automobile insurance provider in India. It offers affordable insurance plans to its customers and has been offering the same for more than 80 years. Bajaj Allianz Team is here to help you navigate the journey of having your car insurance with a seamless process.

This policy covers the damages caused to the life and property of individuals, other than you, affected by an accident your car, unfortunately, becomes a part of. The other most common form of insurance is Comprehensive Car Insurance. It helps you cover the majority of the liabilities you might attract if your car gets damaged in social unrest, natural calamity, or even gets stolen in a case of theft.

Add-on/Riders
  • Zero Depreciation
  • Engine Protector
  • Consumable expenses
  • 24x7 Spot Assistance
  • Key and Lock Replacement
  • Personal Baggage
  • Conveyance Benefit
Types of Policies
  • Third Party Car Insurance
  • Comprehensive Car Insurance
  • Standalone Own Damage Car Insurance
What is covered?
  • Covers Expenses on Own Damages
  • Third Party Liabilities
  • Personal Accidents
  • Additional convenience
  • Extended benefits with Add-ons
  • Loss due to natural calamities
  • Loss due to man-made disasters
  • Personal accident cover.

*Know about Bajaj Allianz Car Insurance benefits and coverages in this Article*

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Comparison of TATA AIG Car Insurance vs Bajaj Allianz Car Insurance:

We explained in detail the difference between TATA AIG Car Insurance and Bajaj Allianz Car Insurance. The comparison will be done based on various factors such as claims, customer service, policy cost, and more.

However, some key differences make them stand out from each other.  This article will help you decide which insurance company to go with, explains the pros and cons of both policies, and how they compare with each other.

Differences TATA AIG Car Insurance Bajaj Allianz Car Insurance
Cashless Network Garages 5400+ 6000+
Claim Settlement Ratio 80.29 65.83
Solvency Ratio 2.22 3.45
Claims settled 120744 192077
Branches 200+ 1100+

The premiums are displayed according to your details, compare the quotes and buy the policy according to your needs and budget.

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Key Features, Benefits, and Highlights Comparison:

Distinguish TATA AIG Car Insurance Bajaj Allianz Car Insurance
Benefits
  • Easy Claim Process
  • Pick-up of the car is available free of cost
  • Warranty for accident repair is available for up to 6 months
  • The claim is settled within 7 days
  • No Claim Bonus Protection up to 50%
  • Availability 12 unique add on covers to provide improved protection.
  • Zero depreciation cover available
  • Get your car insurance within 3 minutes
  • Cashless claim facility
  • Claim process done within 20 minutes
  • Policyholders are eligible for 75% on account payment in case the cashless facility is unavailable.
  • Dedicated telephonic service is available 24×7 on holidays as well to provide support during claims settlement and for any other issues
  • In case a car gets damaged due to an accident, the towing facility is available
  • Policyholders can avail themselves of high standard service and get their cars inspected at selected workshops.
Features
  • Emergency roadside assistance
  • Recognized Automobile association
  • Anti-theft device installation
  • Modified/specially designed vehicle discount.
  • Save up to 75% on car insurance premiums by buying your  policy online
  • 650 claim experts across India ensure an easy and quick claim process
  • Quick renewal of your car insurance with an easy 3-step process with Tata AIG
  • Voluntary excess discount
  • Anti-theft device installation discount
  • Online policy buying/Renewal, voluntary Excess discount
  • 24x7 Assistance
  • Policyholders are entitled to shift as much as 50% of their existing No Claim Bonus from their previous car insurance providers
  • The company is known for settling its claim in a record time.
  • There are numerous policies offered by this company for every consumer.
Highlights
  • Self-service option for a service request, documents, and claims
  • High Claim Settlement Ratio
  • Customer-centric
  • Performance-driven.
  • Online policy issuance and renewal
  • 24x7 spot assistance available
  • Self-vehicle survey and instant claim settlement with Motor-on-the-spot.

Conclusion:

Compare car insurance quotes and choose the best car insurance company to secure you from any mishap/theft, losses or damages, natural disasters, manmade calamities, and personal accident cover. Get your car insurance policy online for easy claim settlement and policy renewal.

PolicyBachat caters you to the best car insurance companies in India for hassle-free claim settlement, easy comparisons, and a lot more. Compare TATA AIG vs Bajaj Allianz Car Insurance Company which has a reliable claim settlement ratio in less period.

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