Top 10 Car Insurance Companies In Delhi 2023

Car insurance companies in Delhi provide various types of insurance plans to their customers. Some of them have a tiered pricing system while others offer a single price for all their plans. This guide will help you understand the different types of car insurance plans offered by the top car insurance companies in Delhi.

Car insurance is a type of insurance that covers you against the financial consequences of an accident. It is typically used to protect the car and its passengers in case of an accident. Car insurance companies are businesses that provide financial protection in case your car or someone else's is damaged by an accident. Car insurance companies in Delhi offer different levels of coverage, depending on how much they are willing to pay for your car in case it gets damaged or stolen.

The top 10 car insurance companies of Delhi are offering various discounts, offers, and plans to their customers. These companies also provide their services at affordable rates which make it easier for people to buy car insurance from them. In order to find out which company offers the cheapest car insurance plan, you can compare the rates of these companies here.

  1. Edelweiss Car Insurance
  2. Raheja QBE Car Insurance
  3. Royal Sundaram Car Insurance
  4. SBI Car Insurance
  5. Universal Sompo Car Insurance
  6. Acko Car Insurance
  7. Navi Car Insurance
  8. Oriental Car Insurance
  9. Shriram Car Insurance
  10. Magma HDI Car Insurance

Best Car Insurance Companies in Delhi:


Types of Policies



  • Third Party Private Car Liability Insurance
  • Third Party + Own Damage Private Car Insurance Liability Insurance.
  • Personal Accident Cover: Rs. 2 Lakhs
  • No Claim Bonus: 50%

Raheja QBE

  • Private car insurance policy
  • Compulsory personal accident to owner-driver.
  • Third Party Liability Cover: up to 7.5 lakhs
  • Personal Accident Cover: Rs. 15 Lakhs
  • No Claim Bonus: 50%

Royal Sundaram

  • Third Party Car Insurance
  • Comprehensive Car Insurance.
  • Personal Accident Cover: Rs. 2 Lakhs
  • Third Party Liability Cover: up to 7.5 lakhs
  • No Claim Bonus: 50%


  • Own damage car insurance
  • Third party car insurance
  • Personal accident cover.
  • Third Party Liability Cover: up to 7.5 lakhs
  • Personal Accident Cover: Rs. 15 Lakhs
  • Passenger cover: Rs. 2 lakhs
  • No Claim Bonus: 50%

Universal Sompo

  • Third party car insurance
  • Comprehensive cover.
  • Third party liability
  • Personal accident cover
  • Loss due to man-made calamities
  • Loss due to natural calamities.


  • Third party plan
  • Comprehensive car insurance plan
  • Own damage plan
  • Zero depreciation cover.
  • Third party Liability: Up to 7.5 lakhs
  • Personal Accident Cover: Up to 15 Lakhs
  • No Claim Bonus: 50%


  • Third party liability
  • Comprehensive car insurance
  • Long-term comprehensive
  • Liability only private car
  • COCO drives a private car package.
  • No Claim Bonus
  • Zero protection cover
  • Return to invoice
  • Engine Protection.


  • Private Car Insurance Plan
  • Commercial Car Insurance Plan
  • Liability Only Plan.
  • Third party Liability: Up to 7.5 lakhs
  • Personal Accident Cover: Up to 15 Lakhs
  • No Claim Bonus: 50%


  • Personal Accident cover
  • Third party car insurance
  • Comprehensive cover
  • Long-term car insurance.
  • Third Party Liability Cover: Rs. 7.5 lakhs
  • Personal Accident Cover: Rs. 15 lakhs.
  • No Claim Bonus: up to 50%

Magma HDI

  • Third party liability
  • Comprehensive car insurance.
  • Third party Liability: Up to 7.5 lakhs
  • Personal Accident Cover: Up to 15 Lakhs
  • No Claim Bonus: 50%
  • Additional legal liabilities.

Choose one of the Right Car Insurance Companies in Delhi:

The right car insurance company for your situation will depend on your location. A great way to save money on car insurance is to compare quotes from multiple insurance companies in your area.

1. Edelweiss Car Insurance - “Low Premiums”

The Edelweiss Group is one of the largest financial services groups in India. Edelweiss provides a broad range of financial products and services, catering to a substantial and differentiated client base, including corporations, institutions, and individuals. They combined with a relentless focus on systems, processes, and the highest governance standards, enable us to deliver quality services to customers.

  • Good customer support
  • Priority services at preferred workshops
  • Quick claim settlement.

2. Raheja QBE Car Insurance - “Good Claim Settlement Ratio”

Raheja QBE has very competitive car insurance rates for many types of car insurance customers, which makes it worth a look if you want cheap car insurance. Its low level of car insurance complaints is another reason to consider Raheja QBE.

  • Quick claim settlement process
  • Readily available customer support
  • Instant policy issuance and faster process.

3. Royal Sundaram Car Insurance - “Best Services”

Royal Sundaram offers decent car insurance rates for all customers and many helpful add-on coverages. The level of complaints against it for car insurance is very low. The company also has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.

  • Good and hassle-free pre-sales and post-sales services
  • Towing facility – spot repair services
  • On-time Services
  • 24x7 claim assistance.

4. SBI Car Insurance - “Best for Budgeting”

An SBI car insurance policyholder will not have to worry about paying the garage bill or the hospital bill if he/she meets with an accident. This fully Government owned insurer offers a wide range of effective car insurance products which can help deal with different types of situations on road. This SBI car insurance protects your finances against any losses incurred when your vehicles meet with accidents or are damaged during natural and man-made calamities.

  • Easy and hassle-free purchase process
  • 24x7 claim assistance.

5. Universal Sompo Car Insurance - “Affordable Premiums”

Universal Sompo Car Insurance shines with its optional coverage options, its claims process, and low level of complaints, which helps it overcome only average rates. Universal Sompo car insurance policy offers aid to the car owner if he/she meets with an accident that causes damage to the car. Universal Sompo car insurance plans not only cover damages but also have a compulsory personal accident cover.

  • Quick claim settlement
  • Instantaneous purchase
  • Wide range of add-ons
  • 24x7 claim assistance
  • Robust customer support system.

6. Acko Car Insurance - “Reliable Claim Assistance”

Acko General Insurance understands that car insurance is a simple and effective way to protect your car from unforeseen risks. Acko Car insurance saves costs, complies with the law, and stays hassle-free with ACKO’s online car insurance policy. Having good car insurance is a necessity to protect you from financial losses that come along with road accidents.

  • 24x7 emergency assistance
  • A dedicated claims team
  • Claim approval within 7 days
  • 1 day pick up for repairs
  • 3 step door delivery at no cost.

8. Oriental Car Insurance - “Best Rates Overall”

The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.

Likewise to its various other plans, ensures all the range of misfortune events are well covered under its Car Insurance Plan.

  • Premium Discounts
  • Cashless repair facility
  • Excellent customer service.

9. Shriram Car Insurance - “Economical & Convenient Services”

Shriram car insurance has highly competitive car insurance rates and low complaint levels make it worth checking out. The company continues to focus on the needs of customers, grooming talent, and bringing a great platform with the latest technology and ideas so that customers will get the best out of their investment portfolio and has a good claim settlement ratio.

  • 24x7 Hassle-free claim process
  • Survey and assistance within a day
  • Simple claim procedure
  • Updated claim status.

10. Magma HDI Car Insurance - “Best for Affordable Rates”

Magma HDI is worth considering as your top choice. The company offers reputable service, a wide selection of coverage and cheap car insurance rates, according to our rate estimates.

  • Save time
  • Get better price
  • Easy and convenient process
  • Trained professionals at your service.

How to get the Best Car Insurance Rates in Delhi?

You can get the best car insurance rates by comparing quotes from several companies, taking advantage of discounts, and rethinking how much coverage you need. To start shopping for the best car insurance rates, check out WalletHub’s picks for the best car insurance companies in your state.

  • Compare Quotes
  • Consider Smaller Insurers
  • Look Into Discounts
  • Check Your Coverage
  • Improve Your Credit
  • Change Your Deductibles
  • Practice save Driving.


Shopping around for car insurance companies in Delhi is the best way to find cheap car insurance. Having good credit and a clean driving record can also keep your rates low. And be sure to ask about discounts you might be missing from your policy. The best car insurer will be the one that best suits your needs.

And while the price is important, the cheapest insurer isn't always the best. After all, the best car insurance companies provide more than cheap rates. A top-notch insurer will provide a customer-first experience, whether you need help getting a quote or filing a claim. Finally, make sure the insurer offers all the coverage you need.

We recommend you to go through all the providers based on their affordability, strong financial standing, and positive customer service ratings. It’s always good to compare insurers. Get free car insurance quotes when you shop to find the best coverage and price for your insurance needs.

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