The best car insurance companies in Bengaluru is huge and offers a wide range of car insurance plans at economical rates. Top 10 car insurance companies that provide reliable car insurance plans. The insurers offer unique features and personalized facilities to cater to different sorts of customer needs. Cars are no longer considered to be a luxury. Thanks to the lower priced car models available in the market, almost everyone can afford a car in today’s times. The need of comfortable commute has become important and so more and more individuals are investing in a car for themselves and their families.
Bengaluru is a city that has seen a lot of change in the last few years. With more urban living, the need for car insurance in Bengaluru has increased. In this article, we will discuss the top 10 car insurance companies in Bengaluru, Karnataka. These companies offer a wide range of coverage options for their customers. The list of these insurers is compiled by taking into account their customer service and overall experience with them. The list also takes into account the number of reviews left by customers.
- Raheja QBE Car Insurance
- Navi Car Insurance
- IFFCO TOKIO Car Insurance
- SBI Car Insurance
- Royal Sundaram Car Insurance
- Universal Sompo Car Insurance
- Oriental Car Insurance
- Acko Car Insurance
- National Car Insurance
- Shriram Car Insurance.
How to Save Money on Next Car Insurance Policy?
The average annual cost of owning a car is Rs.2500 to Rs. 5000. This can be expensive, especially if you’re not making a lot of money. Fortunately, there are ways to save money on your next car insurance policy. Here are some tips:
- Shop around for the best rate and coverage
- Consider getting an older car with lower insurance rates
- Consider paying for your repairs
- Consider dropping collision and comprehensive coverage.
In conclusion, there are a lot of ways to save money on your next car insurance policy. You can use the tips and tricks above to find a plan that best suits your needs.
*The above mentioned values are for knowing the purpose, if want correct readings to compare quotes top of the page.*
Find the Best Car Insurance Companies in Bengaluru, Karnataka:
The Best car insurance premium quotes in Bangalore are rated solely on the basis of premium offered by the insurance company. The best car insurance premium quotes given are purely for the purpose of understanding and the final decision should be taken by customer on the basis of his/her requirements. There are various factors that should be considered while choosing the best car insurance company. Some of the factors are Claim Settlement Ratio, Number of Network Garages, IDV (Insured Declared Value) offered Availability of Add-ons, etc.
1) Raheja QBE Car Insurance
Raheja QBE has very competitive car insurance rates for many types of car insurance customers, which makes it worth a look if you want cheap car insurance. Its low level of car insurance complaints is another reason to consider Raheja QBE.
Advantages:-
- Covers the expenses incurred for compensating third party liabilities.
- Compensates for the damages sustained by your car.
- Offers a wide range of add-on covers to enhance the coverage of the insured vehicle.
- Quick claim settlement process
- Wide network of cashless garages
- Readily available customer support.
2) Navi Car Insurance
Navi General Insurance is a leading car insurance company in the country. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience. Navi General Private Car Insurance Policy can be customized as per your requirement to get insurance for your private vehicle.
Advantages:-
- A wide network of 1,100+ garages
- 24x7 emergency assistance is provided
- The easy and quick claim settlement process
- Digitally enabled insurance solutions offered
- Allows policyholders to request unlimited claims.
3) IFFCO TOKIO Car Insurance
IFFCO Tokio Car Insurance plan is your one-stop protection plan for your car. IFFCO Tokio was also the first company in India to offer property and liability insurance. Also, IFFCO Tokio General Insurance was the first to establish Bima Kendra across rural India.
Advantages:-
- Avail unlimited benefits of zero depreciation cover
- Get help at your fingertips. IFFCO-TOKIO guarantees 24X7 emergency roadside assistance
- An expansive network of 4300+ garages
- Enjoy coverage for LPG/CNG fuel kit
- Damages and loss of electrical and non-electrical accessories is covered by the insurance company.
4) SBI Car Insurance
An SBI car insurance policyholder will not have to worry about paying the garage bill or the hospital bill if he/she meets with an accident. This full Government-owned insurer offers a wide range of effective car insurance products which can help deal with different types of situations on road. This SBI car insurance protects your finances against any losses incurred when your vehicles meet with accidents or are damaged during natural and man-made calamities.
Advantages:-
- You can also avail discount on the premium under SBI car insurance policy.
- However, this is available only when you choose a Voluntary Excess in addition to the Compulsory Excess.
- A dedicated website for easy claim initiation, claim settlement, policy purchase and renewal.
- Accidental Damage to the vehicle
- Third-Party Liability
- Personal accident cover
- Return on invoice add-on cover
- Depreciation reimbursement add-on cover
- Engine guard and roadside assistance add-on cover
- No Claim Bonus.
5) Royal Sundaram Car Insurance
Royal Sundaram offers decent car insurance rates for all customers and many helpful add-on coverages. The level of complaints against it for car insurance is very low. The company also has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.
Advantages:-
- Protection from loss of car or damage to your car.
- Unlimited Liability for Third Party death/ injury Claims.
- Indemnity for third party property damage up to a limit of Rs. 7.5 lakhs.
- Personal Accident Cover for you, your paid driver and the occupants in the car.
- Offers compensation for damages of the insured car.
- Free Roadside Assistance during the time of emergencies.
- Optional personal accident cover for the policyholder up to Rs 2 lakh.
- Availability of multiple add-ons including legal liability cover for a hired driver.
6) Universal Sompo Car Insurance
Universal Sompo Car Insurance shines with its optional coverage options, its claims process, and its low level of complaints, which helps it overcome only average rates. Universal Sompo car insurance policy offers aid to the car owner if he/she meets with an accident that causes damage to the car. Universal Sompo car insurance plans not only cover damages but also have a compulsory personal accident cover.
Advantages:-
- Possess authentic and prestigious certifications
- Allows its policyholders to raise unlimited claims
- Provides third party as well as comprehensive plan
- 24x7 emergency assistance is provided to policyholders
- Robust customer support system to resolve their queries
- Availability of personal accident cover of up to Rs. 15 lakh for owner-driver.
- No Claim Bonus discounts on own-damage premiums of up to 50%.
- Availability of 24*7 responsive customer services.
- Customization of the coverage with the help of add-on covers.
- Quick, digital and paperless issuance and renewal of policies.
7) Oriental Car Insurance
The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle. Likewise to its various other plans, ensures all the range of misfortune events are well covered under its Car Insurance Plan.
Advantages:-
- Damages incurred by the insured’s car in any accident, theft, natural/man-made calamity, etc.
- Limited/unlimited coverage in case of bodily injury/permanent disability or death of a third party.
- Third party property damage up to Rs. 7.5 lakh.
- Availability of personal accident coverage of up to Rs. 15 lakh
- Instant and paperless claim settlement process
- Responsive customer support
- Availability of a number of add-on covers for enhanced coverage.
8) Acko Car Insurance
Acko General Insurance understands that car insurance is a simple and effective way to protect your car from unforeseen risks. Acko Car insurance saves costs, complies with the law, and stays hassle-free with ACKO’s online car insurance policy. Having good car insurance is a necessity to protect you from financial losses that come along with road accidents.
Advantages:-
- Damages to the third party, own damage policy available under comprehensive policy.
- Personal accident (PA) cover available that allows a cover of INR 15 lakh for permanent disability or death while driving.
- Cashless repairs.
- 24/7 emergency assistance.
- 1-hour pickup (for select cities), instant repairs and three-day doorstep delivery at no extra cost.
- 100% digitally buying and renewal process.
9) National Car Insurance
The company is one of the oldest insurance players offering multiple insurance policies to fulfill the different needs of the customers.
Advantages:-
- Optional personal accident cover of up to Rs. 15 Lakh for the insured
- Optional coverage for the co-passengers in the insured’s car for up to Rs. 2 Lakh
- No-claim discounts ranging from 20% to 50% are applicable on own damage premium
- Availability of add-on covers like Zero depreciation, Engine protect, NCB protect etc.,
- Fast cashless claim settlement procedure at network garages of National General Insurance.
10) Shriram Car Insurance
Shriram car insurance has highly competitive car insurance rates and low complaint levels making it worth checking out. The company continues to focus on the needs of customers, grooming talent, and bringing a great platform with the latest technology and ideas so that customers will get the best out of their investment portfolio and has a good claim settlement ratio.
Advantages:-
- Compensates for the damages sustained by the insured vehicle.
- Covers the expenses incurred for compensating third party liabilities.
- Offers a wide range of add-on covers to enhance the coverage of the insured vehicle.
- Offers long-term package policies for both third-party liabilities as well as for comprehensive plans.
- Availability of toll-free customer care service all 7 days of the week.
- Availability of additional cover for Electrical & Electronic Accessories.
- Availability of additional cover for Bi-Fuel kit.
- Availability of online claim and renewal process.
- Availability of personal accident cover of up to Rs.15 lakh for the policyholder.
- NCB discounts of up to 50% on own-damage premium for claim-free policy tenures.
How to choose the Best Car Insurance Company in Bengaluru?
The best car insurance company for your situation will depend on your location. A great way to save money on car insurance is to compare quotes from multiple insurance companies in your area. We ranked the top insurance companies based on our proprietary rating, which measures both cost and customer service.
- Insurers with a five-star rating are more likely to provide the best customer service and quality. You also get better value for money as they are more affordable than those with less stars.
- We collected hundreds of thousands of quotes, negative reviews, and feedback from customers across the country. We then narrowed that down to the most popular companies, ranking them by their levels of customer service and pricing.
Car Insurance Companies in Bengaluru are available for people who are looking for a car insurance policy with Good coverage and the Best Price. It is a good idea to compare different insurance companies to see which one offers the best deal. Some of these alternatives also offer discounts on the premiums if you have a good driving record.
Conclusion:
You can find best car insurance companies for you in Bengaluru at PolicyBachat, if you are looking for a new car insurance solution. They vary in their affordability, coverage and personalization. The best way to find the perfect car insurance for you is to be well informed about what it does and does not offer.
Best car insurance products in India analysis based on customer satisfaction and financial stability. But the best car insurance company for you may depend on your driver profile and where you live. Many insurance companies with strong ratings for claims service and overall customer satisfaction also offer some of the most affordable rates on average.
PolicyBachat is an insurance web aggregator that will see for yourself which car insurer provides the best car insurance policy by comparing quotes online. So, compare car insurance quotes and grab your car insurance policy now.