Regional Transport Office (RTO) Tamil Nadu Car Insurance

Updated On: 2023-04-14

Author : Team Policybachat

A car insurance policy is mandatory for every vehicle registered at Tamil Nadu RTO as per The Motor Vehicle Act, 1988. The Tamil Nadu Transport Department ensures the enforcement of the provisions section 213 of the Motor Vehicles Act 1988, in Tamil Nadu (TN). The RTOs provide several services to the citizens of Tamil Nadu which include vehicle registration, issuing driving license, issuing vehicle fitness certificates and issuing permits.

Thus, the main objective of Tamil Nadu RTO is to promote road safety, providing relief to the victims of road accidents, and controlling pollution due to the vehicles. RTO or Regional Transport Offices carry out multiple crucial functions in the state where management of roads, vehicles, licences and registrations is concerned.

Apart from strictly enforcing the Motor Vehicles Act of 1988, the RTOs also engage in various other activities like tax collection, road safety promotion, etc. If you are living in Tamil Nadu, you have to visit the nearest RTO for any vehicle-related service you wish to have.

RTO Tamil Nadu Code List:

The Tamil Nadu RTOs are also responsible for road safety and collection in addition to the issuance of driving licences. There are a total of 89 Tamil Nadu RTOs in the entire state. All Tamil Nadu Vehicle owner details must be registered with the Tamil Nadu Motor Vehicle Department.

Tamil Nadu has the following Regional Transport Offices. Choose any of the following cities to get all the necessary details of the respective Regional Transport Offices. You can get details such as the Regional Transport Office Address, Phone Number & Email ID.

RTO Name RTO Code RTO Name RTO Code RTO Name RTO Code
CHENNAI (CENTRAL) TN01 SULUR TN42Y UTHAMAPALAYAM TN60Z
CHENNAI(NORTH-WEST) TN02 COIMBATORE-NORTH TN38 ARIYALUR TN61
CHENNAI(NORTH EAST) TN03 TIRUPPUR(NORTH) TN39 SIVAGANGA TN63
CHENNAI(EAST) TN04 AVINASHI TN39Z KARAIKUDI TN63Z
CHENNAI(NORTH) TN05 METTUPALAYAM TN40 MADURAI (CENTRAL) TN64
CHENNAI(SOUTH-EAST) TN06 POLLACHI TN41 RAMANATHPURAM TN65
RTO CHENNAI(SOUTH) TN07 VALPARAI TN41W PARAMAKUDI TN65Z
CHENNAI (WEST) TN09 TIRUPUR (SOUTH) TN42 COIMBATORE (CENTRAL) TN66
CHENNAI(SOUTH-WEST) TN10 KANGAYAM TN42Y VIRUDHUNAGAR TN67
TAMBARAM TN11 OOTY TN43 ARUPPUKOTTAI TN67W
POONAMALLE TN12 GUDALUR TN43Z KUMBAKONAM TN68
AMBATTUR TN13 TIRUCHIRAPALLI (WEST) TN45 TUTICORIN TN69
SHOLINGANALLUR TN14 MANAPPARAI TN45Z KOVILPATTI TN69Z
ULUNDURPET TN15 PERAMBALUR TN46 HOSUR TN70
KALLAKURICHI TN15Z RTO KARUR TN47 TIRUNELVELI TN72
TINDIVANAM TN16 UO MANMANGALAM TN47X UNIT OFFICE - VALLIOOR TN72V
GINGEE TN16Z ARAVAKURICHI TN47Y RANIPET TN73
REDHILLS TN18 KULITHALAI TN47Z ARAKONAM TN73Z
GUMIDIPOONDI TN18Y SRIRANGAM TN48 NAGERCOIL TN74
CHENGALPATTU TN19 UO LALGUDI TN48X MARTHANDAM TN75
MADURANTAKAM TN19Z UO MUSIRI TN48Y TENKASI TN76
THIRUTHANI TN20 THURAIYUR TN48Z AMBASAMUTHIRAM TN76V
KANCHEEPURAM TN21 THANJAVUR TN49 ATTUR TN77
SRIPERUMBUDUR TN21W PATTUKOTTAI TN49Y VALAPADI TN77Z
MEENAMBAKKAM TN22 THIRUVARUR TN50 DHARAPURAM TN78
VELLORE TN23 THIRUTHRAIPOONDI TN50Y UDUMALPET TN78Z
GUDIYATHAM TN23T MANNARGUDI TN50Z SANKARANKOIL TN79
KRISHNAGIRI TN24 NAGAPATTINAM TN51 TIRUCHIRAPALLI (EAST) TN81
TIRUVANNAMALAI TN25 SANGARI TN52 THIRUVERUMBUR TN81Z
CHEYYAR TN25Y METTUR TN52Z RTO, MAYILADUTHURAI TN82
ARANI TN25Z SALEM (EAST) TN54 SIRKALI TN82Z
NAMAKKAL (NORTH) TN28 PUDUKOTTAI TN55 VANIYAMBADI TN83
RASIPURAM TN28Z ILLUPPUR TN55Y AMBUR TN83Y
DHARMAPURI TN29 ARANTHANGI TN55Z THIRUPATTUR TN83Z
PALACODE TN29W PERUNDURAI TN56 SRIVILIPUTHUR TN84
HARUR TN29Z DINDIGUL TN57 SIVAKASI TN84Z
SALEM(WEST) TN30 OTTANCHATRAM TN57R KUNDRATHUR TN85
OMALUR TN30W VADASANDUR TN57V RTO ERODE (WEST) TN86
CUDDALORE TN31 BATALAGUNDU TN57Y SRIPERUMBUDUR TN87
PANRUTI TN31Z PALANI TN57Z NAMAKKAL (SOUTH) TN88
VILLUPURAM TN32 MADURAI(SOUTH) TN58 PARAMATHI VELUR TN88Z
ERODE-EAST TN33 USILAMPATTI TN58Y SALEM(SOUTH) TN90
TIRUCHENCODE TN34 THIRUMANGALAM TN58Z CHIDAMBARAM TN91
GOBICHETTIPALAYAM TN36 MADURAI(NORTH) TN59 NEYVELI TN91Y
BHAVANI TN36W VADIPATTI TN59V VRIDDHACHALAM TN91Z
SATHIYAMANGALAM TN36Z MELUR TN59Z TIRUCHENDUR TN92
COIMBATORE(SOUTH) TN37 THENI TN60 METTUR TN93

Functions of RTO Tamil Nadu Transport Department:

The Regional Transport Office (RTO) is set up to look after vehicle operations in India. The main motive of this governmental organization is to manage a set of databases for every vehicle which is moving within the country and it also circulates a license to the drivers. Apart from this, this particular organization is also associated with the handling of affairs like inspection of pollution, accumulation of taxes, and also administers which vehicle is abiding by the road freightage laws.

  • Registration of recent vehicles.
  • Managing a database for every recorded vehicle.
  • Inspection of Vehicles on a routine basis.
  • Certificates are issued to the Vehicle owners so that they can keep the health of their vehicles under check. This will also help the administration know how many vehicles are fit.
  • Road tax is gathered from owners of vehicles once a year.

The Tamil Nadu Transport Department is mainly involved in the following functions and duties:

  • Vehicle Registration: The Tamil Nadu RTOs are responsible for issuing different categories of permits and collecting motor vehicle tax from vehicle owners in the state. Transport vehicles and private vehicles must be registered with the Tamil Nadu RTO.
  • Driving License: Tamil Nadu RTOs are also responsible for issuing permanent and provisional driving licences to applicants within their jurisdiction.
  • Conductor License: Issuance of conductor’s license, renewal of conductor license, duplicate conductor license, change of address in conductor license.
  • Administrative functions: The RTOs in Tamil Nadu also perform duties such as ownership transfer, no objection certificates, tourist permits, road tax collection, and issuing duplicate driving licences.
  • Road Welfare: Road safety, implanting proper road signs, traffic management, etc., are also functions of the Tamil Nadu RTO.
  • Registration of Motor Vehicle: Issuance of temporary registration of motor vehicles, registration of motor vehicle, change of address in registration certificate, duplicate registration certificate, endorsing hire purchase agreement, hire purchase agreement termination, renewal of registration, transfer of ownership of the vehicle of this state, re-registration of vehicle (or) transfer of ownership from other state, no objection certificate, advance registration number allotted by the government, advance registration number allotted by the regional transport officer within 1000 number from starting number of that day, alteration of vehicles, registration numbers reserved by the government.
  • Fitness/NOC: Issuance of fitness certificate for transport vehicle, temporary fitness certificate, revocation of C.F.X.
  • Online Permits Application and Objection System for vehicles: Issuance of contract carriage permit - auto rickshaw, motor cab (taxi), tourist motor cab (tourist taxi), maxi cab, Omni bus contract carriage, Omni bus – state wide endorsement, all India tourist motor cab, all India tourist vehicle (Omni bus).
  • Pollution control: The pollution output from a vehicle must be kept under check. RTOs check vehicles for their emission and issue the Pollution Under Control (PUC) certificate. Vehicles that do not comply to these norms must be serviced properly to bring the emissions down.

Vehicle Registration at RTO Tamil Nadu:

Car registration is mandatory in Tamil Nadu in order to safeguard and maintain the rod safety laws. It is necessary to apply for the registration certificate within 7 days of buying a new vehicle. The certificate contains all the important information related to vehicle and the owner. Listed below are the supporting documents that are needed by the authority to issue the registration certificate.

  • Operational Form-20
  • Form 21- sales authorization document
  • Road merit authentication and Pollution under Control (PUC) authentication and Form 22- from the maker of the vehicle.
  • Form-60/61 from the Income Tax Division or PAN card.
  • Authentication of insurance of the vehicle.
  • Evidence of residence (anyone):
    1. Ration card
    2. Voter Id card
    3. LIC Policy
    4. Attested affidavit by the seeker
  • Passport size images- 3 copies
  • If vehicles are registered on a temporary basis then documents for so will be required.

Types of Vehicle Registration in RTO TamilNadu:

1.) Temporary Vehicle Registration:

A car owner may get their vehicle temporarily registered with a registering authority. A temporary vehicle registration is valid for a maximum of 1 month post which it cannot be renewed. The application for temporary vehicle registration has to be submitted by the dealer on behalf of the vehicle owner to the Regional Transport Officer/Motor Vehicle Inspector Grade I. The whole process takes about 3 days and requires the vehicle owner to produce the vehicle for inspection.

Documents Required:
  1. 1. Application Form-20 (one more copy if the vehicle is with hypothecation)
  2. Form-21: Sales certificate
  3. Road-worthiness certificate and Pollution Under Control (PUC) certificate in Form-22 obtained from the manufacturer of the vehicle
  4. Vehicle Insurance Certificate
  5. Form-60/61 from the Income Tax Department or GIR or Pan card
  6. Address proof (one of the following):
    • Ration Card
    • LIC Policy
    • Voter ID Card
    • Passport size photos
    • Affidavit by the applicant attested by a Notary, Executive, or First Class Judicial Magistrate

2.) Permanent Vehicle Registration Process:

Following is the process for permanent registration of non-commercial vehicles in Tamil Nadu:

  • For registration of a new non-commercial, private vehicle, an application has to be made in the prescribed Form 20 and submitted to the Transport Department/RTO in your area. Form 20 can be downloaded online or can be obtained from the RTO.
  • An applicant needs to submit the sales certificate issued by the dealer/manufacturer, road-worthiness certificate provided by the manufacturer, attested copy of vehicle insurance document, proof of address, original print of the vehicle chassis number, and others.
  • Receipt of one-time-road tax paid to the transport department and payment of registration fee.
  • A registration mark will be allotted to the vehicle after vehicle inspection by the registering authority.
Documents Required:
  1. Application Form-20 (one more copy if the vehicle is with hypothecation)
  2. Form-21: Sales certificate
  3. Road-worthiness certificate and Pollution Under Control (PUC) certificate and Form-22 from the vehicle manufacturer
  4. Form-60/61 from the Income Tax Department or GIR or Pan card
  5. Vehicle Insurance Certificate
  6. Address proof (one of the following):
    • Ration Card
    • Voter ID Card
    • LIC Policy
    • Affidavit by the applicant attested by a Notary, Executive, or First Class Judicial Magistrate
  7. 3 copies of passport size photos
  8. Lifetime tax for non-transport vehicle
  9. Temporary Registration Certificate for temporarily registered vehicles.

How to Buy Car Insurance in TamilNadu?

Having valid motor insurance is mandatory for vehicle registration. To browse your options you can choose from several different types of motor insurance policies. Choose from a range of comprehensive insurance policies that offer full protection against third-party liability, own damage to a vehicle, injuries due to accidents and access to a network of garages and service centres.

Third Party Insurance:

Third-party insurance is the Motor Vehicles Act mandated insurance type that all vehicle owners have. It protects owners against third party damage liability but does not cover own damage to the vehicle.

Comprehensive Policy:

A Comprehensive Insurance policy provides wider coverage than third party insurance. It covers third party damage liability and own damage to the vehicle. The cost of insurance premium, other benefits and features depend upon the type of vehicle you own.

It will take less than 5 minutes to buy a car Insurance policy at TamilNadu. You can buy a car insurance policy online by visiting our website. We provide several car insurance policy premium quotes offered by different insurers from which you can choose one that suits your needs and budget.

As a car owner, you can easily buy car insurance online:-

  • Go to the form on the top of the page
  • Fill up the details of your car such as RTO, model, engine capacity, fuel type, etc.
  • Provide your contact details including your name, email id, etc.
  • Choose the best car insurance in tamilnadu as per your requirements
  • Pay the insurance price online via net banking or bank debit/credit cards
  • Your motor insurer will issue your car insurance online in TamilNadu.

How to Change of Address in Car Registration Certificate (RC)?

A change in the address of the vehicle owner has to be recorded in the Registration Certificate for which they must make an application to the Regional Transport Officer/ Motor Vehicle Inspector Grade I.

  1. Intimation of address change in Form No. 33 in duplicate (3 copies if the vehicle is covered by hypothecation)
  2. Vehicle Registration Certificate (RC)
  3. Vehicle insurance document
  4. Address proof (one of the following):
    • Ration Card
    • Voter ID Card
    • Life Insurance Policy
    • Passport size photos
    • Salary slips issued by a government office
    • Affidavit by the applicant attested by a Notary, Executive, or First Class Judicial Magistrate
  5. No Objection Certificate (NOC) obtained from the financier of the vehicle if the vehicle is purchased on a loan
  6. Valid road tax receipt
  7. Pollution under Control (PUC) Certificate.

How to Transfer Ownership of Car Registration Process in TamilNadu?

If someone wishes to transfer the ownership of one's vehicle into someone else's name as he is getting rid of his old vehicle then the owner must file in an application in Form-29 with the Regional Transport Officer. The list of documents that are required are as follows:

  1. Form 29: Announcement of the transfer of vehicle (duplication).
  2. Form 30 completely filled with the vehicle has been mortgaged.
  3. Vehicle Registration Certificate (RC).
  4. Vehicle Insurance Documentation
  5. Proof of residence (anyone):
    • Ration card
    • Voter ID card
    • Life Insurance Policy
    • Passport size images
    • Salary slips provided by the government
    • Attested affidavit by the applicant
  6. A NOC (No Objection Certificate) must be taken from the financier only if the vehicle has been bought on finance.
  7. Proof of road tax.

How to do Duplicate Registration Certificate Application Process in TamilNadu?

The application for issue of duplicate RC has to be submitted by the owner of the vehicle to the Regional Transport Officer/ Motor Vehicle Inspector Grade I. The whole process takes about 5 days after verification of antecedents from the original licensing authority. Below is the list of required documents:

  1. Duly filled Form-26
  2. Police Certificate
  3. Tax payment details of last four quarters
  4. Tax token
  5. Vehicle Insurance Certificate
  6. No Objection Certificate (NOC) from the financier
  7. Pollution Under Control (PUC) Certificate

How to do Renewal of Car Registration at TamilNadu?

After 15 years from the date of original registration, the owner of a private/non-commercial must apply for renewal of vehicle registration. The registration certificate must be renewed 60 days prior to the expiry of vehicle registration. The application has to be made to the Regional Transport Officer/Motor Vehicle Inspector Grade I and the vehicle needs to be produced for physical inspection. Following is the list of needed documents:

  • Duly filled in form 25
  • Vehicle Registration Certificate (RC)
  • Vehicle Insurance Certificate
  • PUC Certificate
  • Tax receipt.

RTO TamilNadu Traffic Challan & Fees:

Tamil Nadu is the sixth most populated state in India. Hence, it's no surprise that traffic management is a serious issue in the state. Roads face a huge amount of congestion and traffic regulations are broken with great frequency. As a result, the government has put an e-challan system in place to deal with the large number of traffic violators.

Traffic Violations Fines as per updated MVA
Drunk driving/riding ₹10,000 and/or 6 months prison | ₹15,000 and/or 2 years jail for repetitive violation
Violations of road rules and regulations ₹500
Driving a vehicle without a valid registration certificate ₹5000
Disobeying orders of traffic police ₹2000
Driving/riding without a licence ₹5,000
Driving vehicles after cancellation of licence ₹5000
Riding without a helmet ₹1,000 and ban of riding licence for 3 months
Driving without insurance ₹2000
Rash and negligent driving ₹5,000
Over-boarding on 2 wheelers ₹2,000 and ban of riding licence for 3 months
Driving without a seatbelt ₹1,000 (and/or) community service
Driving without a valid permit (for commercial and special vehicles) ₹10,000
Excessive over speeding ₹350
Driving in a reckless manner ₹500
Vehicle violating noise pollution standards ₹100
Vehicle violating air pollution standards ₹400
Driving in a No Entry zone ₹2,000 to ₹5,000

How to Pay Tamil Nadu E-Challan Online?

In Tamil Nadu, traffic violator identification rests with the traffic police. The e-challan issuance is undertaken by the Tamil Nadu traffic police and RTO authorities after detecting a violation through an efficient camera system. Cameras are located at specific locations on streets in the cities and record real-time violations. Following which, the system generates automatic e-challans. You can pay the Tamil Nadu e-challan online through the Parivahan portal or the official webpage of the Tamil Nadu State Transport Authority.

Follow the Steps Below for Tamil Nadu Traffic Police Fine Online Payment via Parivahan

Step 1: Visit the Parivahan portal Accused-challan.

Step 2. Enter the challan number, or your vehicle registration number, or your driving licence (DL) number.

Step 3. Enter the captcha code that comes up and click on ‘Get Details’.

Step 4. Now, check the details of the offence and the pending charges.

Step 5. Proceed to make the payment for the traffic fine.

Step 6. Once your payment is complete, you will receive a confirmation message and a transaction ID and your e challan will be paid up.

You can follow this process to pay off any of your pending Tamil Nadu traffic challans. E-Challan Payment in Tamil Nadu Via the State Transport Authority Web Portal

Step 1. Visit TNSTA

Step 2. Navigate to the ‘Services’ option and select ‘Citizens Services’. It will redirect you to the Parivahan e-challan portal.

Step 3. Enter your challan number, vehicle number, or driving licence number and click ‘Get Details’.

Step 4. A list of your challans will be displayed. Select the challans with pending payments.

Step 5. Choose the mode of online payment and pay your Tamil Nadu e-challan.

How to Check the Status of Tamil Nadu E-Challan Online? Very often, people do not notice the challans levied against them. If you are someone who drives your vehicle regularly, it is a good idea to periodically check for any challans against you. The steps for checking traffic fines online in Tamil Nadu are as follows:

Step 1. Visit the Parivahan website at Accused-challan or the mParivahan app.

Step 2. Enter your vehicle registration number or driving licence number.

Step 3. Once you have correctly entered the information, a new page will open displaying information about any pending traffic challans.

Step 4. If there are no pending challans against you, a message will appear telling you that no pending challans are found.

If you wish to avail the services of the RTO, you need to visit the nearest RTO in your jurisdiction. It is not possible to select these RTO offices randomly. For many of the routine tasks, RTOs have now computerized their services. For instance, it is now possible to schedule your learner’s license test online and appear just for the exam. Similar services can be availed for license renewal, personal details modification, etc. You may visit the state Transport Department’s official website (TNSTA) to get more details about the required services.

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