Does Auto Insurance Cover Bicycle Accidents?

When the driver is at fault if a car hits the cyclist the at-fault driver's auto liability coverage can pay for the cyclist's medical expenses and the cost to repair or replace the bike. There are a few instances where auto insurance does not cover the costs of accidents involving bicycles. In most cases, car insurance covers the cost of damages to your car, so it is important that you know what to do if you are in an accident with a bicycle. If you have comprehensive coverage on your auto insurance policy, then most likely it will cover the costs of damages to your car and anything else that is covered by comprehensive coverage. However, if you have collision coverage on your policy and the bicycle was involved in an accident with your car, then collision coverage will not cover this type of accident.