Need Help? Call 1800-123-4003
(9:00 AM to 9:00 PM)
Most people know that their car insurance covers them in case of an accident, but what about if you die in the accident? Does your car insurance cover accidental death? The owner can avail of personal accident cover for passengers in the vehicle. Another mandatory feature is the third-party legal liability cover. It protects the owner against legal liability arising from an accident causing any permanent injury or death as well as any damage to the property. Your car insurance policy will not cover accidental death. To be covered, you must contact the insurance provider before deciding if it covers accidental death.
Third-party car insurance provides coverage for liability arising from accidents where the policyholder is at fault. Specifically, it covers injuries and damages caused to third parties, which can include individuals, vehicles, or property. This coverage typically includes compensation for medical expenses incurred by injured third parties, repair or replacement costs for damaged third-party vehicles, and property damage costs, such as repairs to buildings or infrastructure affected by the accident. However, it's essential to note that third-party car insurance does not cover damage to the policyholder's own vehicle; for that, comprehensive insurance is required. It is mandatory in many countries to ensure that individuals are financially responsible for any harm they may cause to others in road accidents.
No, third-party car insurance does not cover theft of your own vehicle. It is designed to provide coverage for liability towards third parties, such as damage to their vehicles or injuries. To cover theft or damage to your own vehicle, you would need comprehensive car insurance or a standalone theft insurance policy.
Third-party car insurance covers liability for damage or injury caused to third parties (other people, vehicles, or property) in accidents where you are at fault. It does not cover damage to your own vehicle. This insurance is mandatory in many countries, including India, to ensure compensation for third parties affected by accidents.
Yes, insurance providers often offer add-on covers that allow customization of coverage. These add-ons can include engine protection, zero depreciation cover, roadside assistance, and more. You can choose the add-ons that suit your specific incident and accident coverage needs.
Yes, car insurance in India typically covers windshield damage under comprehensive insurance policies. Comprehensive insurance provides coverage for a wide range of risks, including damages caused to your vehicle by accidents, theft, vandalism, and natural disasters. If your car's windshield is damaged, whether due to a rock chip, crack, or other covered incidents, you can file a claim with your insurance provider to have the windshield repaired or replaced. However, it's important to review the specific terms and conditions of your insurance policy to understand the coverage details, any deductibles that may apply, and the claim process for windshield damage. Contacting your insurance provider directly will help clarify the extent of coverage and ensure you have the necessary documentation for a successful claim submission.
Compare Life, Health, Car and Two wheeler Insurance rates from top Insurance companies for free.
Car Insurance By City
Car Insurance By State
By submitting this form you authorize PolicyBachat or it's affiliates to contact you and override NDNC registry.
We note that you had left your transaction unfinished the last time you checked
in with PolicyBachat. Would you like to continue with the same quotes or look for
a new insurance policy?