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As the name suggests, car insurance is designed to cover the risk of damage to your vehicle. However, there are certain exclusions that may not be covered by your policy.
Door dings are caused when someone opens their door and hits yours. This can happen in a parking lot or on the street. If you get a door ding, it is important to know whether or not it will be covered by your car insurance policy.
Some insurance companies cover car keys under the same policy. However, there are some that do not. But if you add a key protection cover or a key replacement cover is an add-on in your car insurance policy then your car keys are covered under insurance.
Car Key Cover or the Key Replacement Cover is an Add-on to the Comprehensive Car Insurance Policy comes into action if the car key is misplaced, lost, damaged or stolen.
Yes. Natural calamities and God made disasters such as Cyclone, Typhoon, Storm; Floods etc are covered under your “Comprehensive Car insurance policy”. Please note that the coverage is not available in case of Standalone Third party car insurance policy.
The passenger is not covered by the car insurance in India. In India, a person who travels in a vehicle other than as a driver, whether or not he or she pays for the transportation, is considered a passenger.
Yes. Your car insurance cover can be enhanced. Third party car insurance policy coverage can be enhanced by opting for Comprehensive or Package policy on payment of extra premium. Comprehensive package policy can be enhanced by opting for add-ons on payment of extra premium.
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