Does Insurance Cover Car Paint?

In India, car insurance policies typically do not cover the cost of car paint as standard coverage. Comprehensive car insurance policies generally cover damages caused by accidents, theft, fire, and natural calamities. Car paint damage is often considered a cosmetic issue rather than functional or structural damage and may not be covered by default. However, some insurers may offer additional add-on covers or riders that specifically include coverage for car paint damage. It is advisable to check with your insurance provider or review the terms and conditions of your policy to determine if you have any coverage for car paint damage or if you can purchase such coverage as an add-on to your existing policy.