How To Calculate Car Insurance Premium In National Insurance?

How To Calculate Car Insurance Premium In National Insurance?

National Car Insurance Company usually calculates the premium of your car insurance based on several factors. The most common factors that affect the calculation of your premium are a type of policy, IDV of vehicle, make, model, cc, usage, place of registration, fuel type, etc.

A car insurance premium calculator is an online tool that calculates the right premium amount for your car insurance policy. National Car Insurance provides a car insurance premium calculator tool that is useful to calculate your car insurance premium. Below are the steps to calculate a car insurance premium.

  • Visit the official Website
  • Select Private car and click on the “Check Premium” button
  • Enter all the details on the national car insurance premium calculator.
  • Click on “Quick Quote”
  • The website will now display the car insurance premium and you will be able to modify the add-ons and IDV value. The premium will be updated as per the data entered by you.

You can also calculate your car insurance premium easily in simple steps within minutes at PolicyBachat.

  • Go to PolicyBachat.com and click on the “Car” tab
  • Fill in the required details and select your car make & model, RTO Location, fuel type, registration date, and email address, etc.
  • Click on the “START SAVING MONEY”
  • Premiums of different insurance companies are displayed as per the data entered by you.
  • Then you can edit policy details as per your requirement and select required add-ons/riders and discounts
  • After that fill in the vehicle owner details and personal details then click on the “Review & Make Payment” button
  • Purchase the best car insurance policy using online payment.

Which Is Better National Insurance Vs Universal Sompo Car Insurance?

Comparison of National Insurance vs Universal Sompo Car Insurance online leads to cost efficiency due to low operating costs to maintain online. PolicyBachat is helping you find the best car insurance that fits your requirement.

1.) National Car Insurance

It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage. It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:   

  • Private Car
  • Third Party Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover: fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

  • Death (100%).
  • Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  • Loss of one limb or sight of one eye (50%).
  • Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

  • Annual Package Policy
  • Annual Liability only Policy

2.) Universal Sompo Car Insurance

A car is one of the most important parts of your life and thus it is important to keep it secured. Universal Sompo offers a range of car insurance products to suit your needs perfectly. We assure that you not only enjoy your city drives but long rides too.

Our plans help you to secure your car from any untoward event, be it your own car damage or third party liability.

Claim Settlement Ratio: 89.54%

Network Garages: 3500+

Types of Policies:

  • Liability only Car Insurance
  • Standalone OD Car Insurance
  • Comprehensive Car Insurance
  • Private Car Bundle and Package

Claim Settlement process: Quick & Hassle free Process

Risk Covered:

  • Accidental loss or damage to your car caused by fire, explosion, self-ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
  • Liability towards third parties arising out of bodily injury or property damage of third parties involving your car.
  • Personal accident cover for you and occupants of the vehicle in an unfortunate event.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.

Which Is Better National Insurance Vs TATA AIG Car Insurance?

Comparison of National Insurance vs TATA AIG Car Insurance online leads to cost efficiency due to low operating costs to maintain online. PolicyBachat is helping you find the best car insurance that fits your requirement.

1.) National Car Insurance

It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage. It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:   

  • Private Car
  • Third Party Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover:

fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

  • Death (100%).
  • Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  • Loss of one limb or sight of one eye (50%).
  • Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

  • Annual Package Policy
  • Annual Liability only Policy

2.) TATA AIG Car Insurance

A car is one of the most important parts of your life and thus it is important to keep it secured. TATA AIG offers a range of car insurance products to suit your needs perfectly. We assure that you not only enjoy your city drives but long rides too.

Our plans help you to secure your car from any untoward event, be it your own car damage or third party liability.

Claim Settlement Ratio: 80.29%

Network Garages: 5400+

Types of Policies:

  • Third party liability Car Insurance
  • Standalone OD Car Insurance
  • Comprehensive Car Insurance
  • Private Car Bundle and Package

Claim Settlement process: Quick & Hassle free Process

Risk Covered:

  • Accidental loss or damage to your car caused by fire, explosion, self-ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
  • Liability towards third parties arising out of bodily injury or property damage of third parties involving your car.
  • Personal accident cover for you and occupants of the vehicle in an unfortunate event.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.

Which Is Better National Insurance Vs Shriram Car Insurance?

Comparison of National Insurance vs Shriram Car Insurance online leads to cost efficiency due to low operating costs to maintain online. PolicyBachat is helping you find the best car insurance that fits your requirement.

1.) National Car Insurance

It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage. It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:   

  • Private Car
  • Third Party Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover: fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

  • Death (100%).
  • Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  • Loss of one limb or sight of one eye (50%).
  • Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

  • Annual Package Policy
  • Annual Liability only Policy

2.) Shriram Car Insurance

A car is one of the most important parts of your life and thus it is important to keep it secured. Shriram offers a range of car insurance products to suit your needs perfectly. We assure that you not only enjoy your city drives but long rides too.

Our plans help you to secure your car from any untoward event, be it your own car damage or third party liability.

Claim Settlement Ratio: 65.43%

Network Garages: 2000+

Types of Policies:

  • Third Party Car Insurance
  • Standalone OD Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: Quick & Hassle free Process

Risk Covered:

  • Accidental loss or damage to your car caused by fire, explosion, self-ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
  • Liability towards third parties arising out of bodily injury or property damage of third parties involving your car.
  • Personal accident cover for you and occupants of the vehicle in an unfortunate event.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.

Which Is Better National Insurance Vs SBI Car Insurance?

Comparison of National Insurance vs SBI Car Insurance online leads to cost efficiency due to low operating costs to maintain online. PolicyBachat is helping you find the best car insurance that fits your requirement.

1.) National Car Insurance

It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage. It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:

  • Private Car
  • Third Party Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover: fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

  • Death (100%).
  • Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  • Loss of one limb or sight of one eye (50%).
  • Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

  • Annual Package Policy
  • Annual Liability only Policy

2.) SBI Car Insurance

A car is one of the most important parts of your life and thus it is important to keep it secured. SBI offers a range of car insurance products to suit your needs perfectly. We assure that you not only enjoy your city drives but long rides too.

Our plans help you to secure your car from any untoward event, be it your own car damage or third party liability.

Claim Settlement Ratio: 92.05%

Network Garages: 5000+

Types of Policies:

  • Third party Car Insurance
  • Standalone OD Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: Quick & Hassle free Process

Risk Covered:

  • Accidental loss or damage to your car caused by fire, explosion, self-ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
  • Liability towards third parties arising out of bodily injury or property damage of third parties involving your car.
  • Personal accident cover for you and occupants of the vehicle in an unfortunate event.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.

Which Is Better National Insurance Vs Royal Sundaram Car Insurance?

Comparison of National Insurance vs Royal Sundaram Car Insurance online leads to cost efficiency due to low operating costs to maintain online. PolicyBachat is helping you find the best car insurance that fits your requirement.

1.) National Car Insurance

It safeguard against accidental damage or theft of the vehicle and also safeguard against third party legal liability for bodily injury and/or property damage. It also provides Personal Accident cover for owner driver/ occupants of the vehicle.

Claim Settlement Ratio: 116.44%

Network Garages: 3100+

Types of Policies:   

  • Private Car
  • Third Party Car Insurance
  • Comprehensive Car Insurance

Claim Settlement process: 24/7 claim assistance

Own Damage Cover: fire, explosion, self-ignition or lightning, burglary, housebreaking or theft, riot and strike, landslide, earthquake, flood, cyclone, etc.

Standalone CPA Cover:

  • Death (100%).
  • Loss of two limbs or loss of sights of two eyes or one limb and sight of one eye (100%).
  • Loss of one limb or sight of one eye (50%).
  • Permanent Total disablement from injuries other than above (100%).

Third Party Cover: It covers any injuries or property damages up to Rs. 7.5 lakh.

Personal Accident Cover: It covers is up to 7.5 lakh.

Highlights:

  • Annual Package Policy
  • Annual Liability only Policy

2.) Royal Sundaram Car Insurance

A car is one of the most important parts of your life and thus it is important to keep it secured. Royal Sundaram offers a range of car insurance products to suit your needs perfectly. We assure that you not only enjoy your city drives but long rides too.

Our plans help you to secure your car from any untoward event, be it your own car damage or third party liability.

Claim Settlement Ratio: 92.23%

Network Garages: 4600+

Types of Policies:

  • Liability only Car Insurance
  • Standalone OD Car Insurance
  • Comprehensive Car Insurance
  • Private Car Bundle and Package

Claim Settlement process: Quick & Hassle free Process

Risk Covered:

  • Accidental loss or damage to your car caused by fire, explosion, self-ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
  • Liability towards third parties arising out of bodily injury or property damage of third parties involving your car.
  • Personal accident cover for you and occupants of the vehicle in an unfortunate event.

Get the top carrier quotes to compare the best insurance plan in terms of premium, and coverage. At PolicyBachat, you can buy/renew a car insurance policy in simple easy steps instantly by comparing online.

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