How To Renew Car Insurance Policy Before Expiry Online?

It is important to renew the insurance policy of your car before the expiry date to avoid penalties. The process of renewing a car insurance policy is not complicated. You can renew the car insurance policy online with PolicyBachat by following these simple steps:

Step 1: Visit the PolicyBachat website.
Step 2: Enter the required details such as the Make and Model of the Car, RTO Location and Registration Date, etc.
Step 3: Then Click on the “Start Saving Money” button and the premium from different insurance companies is displayed.
Step 3: Select the add-on coverage you require and click “Renew.”
Step 4: Compare other companies’ premiums side by side. Select the best insurance company as per your requirements and proceed to the payment page. The instant policy would be available after the payment is completed.

What should the car insurance policy be renewed?

It is advisable to renew your car insurance policy anytime before the expiry date. It is not safe to drag the renewal till the last date as you might forget to renew or the renewal may not happen due to an error. If the previous policy is expired then the insurance company will demand for an inspection of your car before issuing the new policy. The issuance of insurance policy is subject to positive inspection report.

What is covered and not covered in SBI Car Insurance policy online?

SBI car insurance covers any damages sustained by the third party property or injury or death of the third party in case of an accident from the insured car. The compensation offered under the third party liability policy is unlimited for death or injury. For third party property damage, it is limited to up to Rs. 7.5 lakh.

Coverages:

Third party liability
Manmade causes
Theft
Natural calamities
Fire
Damage during transit
Terrorist acts.

Not Covered:

Outside geographical location
General wear and tear
Drunk driving
Invalid driving license
Breakdown
Damage during war.

What is covered and not covered in Reliance Car Insurance policy online?

Reliance car insurance covers losses caused due to road accident, parking mishaps, or any other that may cause damage to your car. Along this, it protects the liabilities caused to the Third-party or their property. Reliance Car Insurance will protect you under such circumstances, so you enjoy your long drives stress-free with the benefits offered under the policy, which vary depending on whether you opt for Third Party, Own damage, or Comprehensive plan.

Coverages:

Theft
Natural calamities
Fire
Third party liability
Manmade causes
Damage during transit
Terrorist acts.

Not Covered:

General wear and tear
Drunk driving
Invalid driving license
Outside geographical location
Breakdown
Damage during war.

What is covered and not covered in Kotak Mahindra Car Insurance policy online?

Kotak Mahindra car insurance acts as a shield that protects you from incurring financial losses due to theft, natural calamities, damage from accidents, and any subsequent liabilities. Car insurance can cover third party vehicle as well as your own vehicle. There may also be instances where you end up damaging property or hurting others in an accident. A car insurance policy also covers these third party liabilities.

Coverages:

Due to natural calamities such as fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide etc.
Due to man-made calamities such as burglary, theft, riot, strike, malicious act, accidental external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift elevator or air, etc.

Not Covered:

Normal wear, tear and general aging of the vehicle.
Depreciation or any consequential losses.
Vehicle being used contrary to limitations as to use.
Mechanical and electrical breakdown.
Any contractual liability.
Damage to or by a person driving the vehicle under the influence of drugs or liquor.
Damage to or by a person driving the vehicle without a valid driving license.
Damages due to nuclear risk or war, etc.

What is covered and not covered in ICICI Lombard Car Insurance policy online?

An ICICI Lombard car insurance policy, also known as motor package insurance, saves you money when your car is damaged in an accident or natural calamity. It also covers your vehicle against theft and burglary. At times, you may end up hurting others or damaging property in an accident. A car insurance policy covers such third party liabilities as well.

Coverages: