What Happens If Car Insurance Lapses?

How long can Car Insurance Lapse?

Car insurance is a legal contract between the owner of the car and the insurance company. If you don't keep up with your payments, your insurance could be canceled. The length of time that you can lapse your car insurance depends on where you live. In some states, it's as low as one day for unpaid premiums, while in others it's as high as six months.

Can I Renew My Expired Car Insurance Online?

Yes, you can renew your car insurance policy before the expiry date. Rather it is the most sensible way as by doing so you can renew the policy without any break. But just make sure that you don't delay the process any further. Keep in mind that in case of renewing an expired car insurance policy, your car would have to undergo inspection. Also, if your car insurance has expired for more than 90 days, then you may lose out on your no-claim bonus benefit too.

How to Renew Expired Universal Sompo Car Insurance Policy Online Without Inspection?

To Renew expired Universal Sompo car insurance policy online without inspection is not possible. If your policy has expired for a lot of days, it might take longer for you to renew the plan. For example, if a policy has not expired, it can be renewed within minutes. However, in the case of an expired policy where there is an inspection required, the policy cannot be renewed instantly without the inspection process. The inspection process can take time depending upon the availability of the inspectors and your timing.

1. Enter your Car Number above OR Fill your Vehicle’s Make, Model, Variant, Registration Date, and the city you drive in. Press ‘Get Quote’ and choose your choice of plan.
2. Choose between a Third-Party Liability Only Car Insurance Policy or a Standard/Comprehensive Car Insurance Policy.
3. Give us details about your previous insurance policy- Date of expiry, Claims made in the last year (if any).
4. Your car insurance premium will now be generated. If you’ve chosen a Standard Plan you can customize it further by selecting car insurance add-ons, setting the IDV and confirming if you have a CNG car. You will then see the final premium on the next page.

How to Renew Expired TATA AIG Car Insurance Policy Online Without Inspection?

To Renew expired TATA  AIG car insurance policy online without inspection is not possible. If your policy has expired for a lot of days, it might take longer for you to renew the plan. For example, if a policy has not expired, it can be renewed within minutes. However, in the case of an expired policy where there is an inspection required, the policy cannot be renewed instantly without the inspection process. The inspection process can take time depending upon the availability of the inspectors and your timing.

1. Enter your Car Number above OR Fill your Vehicle’s Make, Model, Variant, Registration Date, and the city you drive in. Press ‘Get Quote’ and choose your choice of plan.
2. Choose between a Third-Party Liability Only Car Insurance Policy or a Standard/Comprehensive Car Insurance Policy.
3. Give us details about your previous insurance policy- Date of expiry, Claims made in the last year (if any).
4. Your car insurance premium will now be generated. If you’ve chosen a Standard Plan you can customize it further by selecting car insurance add-ons, setting the IDV and confirming if you have a CNG car. You will then see the final premium on the next page.

How to Renew Expired Shriram Car Insurance Policy Online Without Inspection?

To Renew expired Shriram car insurance policy online without inspection is not possible. If your policy has expired for a lot of days, it might take longer for you to renew the plan. For example, if a policy has not expired, it can be renewed within minutes. However, in the case of an expired policy where there is an inspection required, the policy cannot be renewed instantly without the inspection process. The inspection process can take time depending upon the availability of the inspectors and your timing.

1. Enter your Car Number above OR Fill your Vehicle’s Make, Model, Variant, Registration Date, and the city you drive in. Press ‘Get Quote’ and choose your choice of plan.
2. Choose between a Third-Party Liability Only Car Insurance Policy or a Standard/Comprehensive Car Insurance Policy.
3. Give us details about your previous insurance policy- Date of expiry, Claims made in the last year (if any).
4. Your car insurance premium will now be generated. If you’ve chosen a Standard Plan you can customize it further by selecting car insurance add-ons, setting the IDV and confirming if you have a CNG car. You will then see the final premium on the next page.

How to Renew Expired SBI Car Insurance Policy Online Without Inspection?

To Renew expired SBI car insurance policy online without inspection is not possible. If your policy has expired for a lot of days, it might take longer for you to renew the plan. For example, if a policy has not expired, it can be renewed within minutes. However, in the case of an expired policy where there is an inspection required, the policy cannot be renewed instantly without the inspection process. The inspection process can take time depending upon the availability of the inspectors and your timing.

1. Enter your Car Number above OR Fill your Vehicle’s Make, Model, Variant, Registration Date, and the city you drive in. Press ‘Get Quote’ and choose your choice of plan.
2. Choose between a Third-Party Liability Only Car Insurance Policy or a Standard/Comprehensive Car Insurance Policy.
3. Give us details about your previous insurance policy- Date of expiry, Claims made in the last year (if any).
4. Your car insurance premium will now be generated. If you’ve chosen a Standard Plan you can customize it further by selecting car insurance add-ons, setting the IDV and confirming if you have a CNG car. You will then see the final premium on the next page.