What Happens To Insurance After Car Accident?

To Claim Insurance for Car Accident in India Inform The Insurance Company, Lodge An FIR In the Nearest Police Station, Copy of the driver's license, Copy of the registration certificate of the car. Ask The Insurance Company to send a valuer after it finds your claim to be genuine, your car insurance company will reimburse the amount as per the terms and conditions mentioned in your insurance cover.

Car accidents happen more often in India than in other countries. In India, a car accident is the leading cause of death for people aged between 15-34 years. Car accidents are one of the most common causes of death and injuries in India. Almost every year, more than 1 lakh people die due to car accidents and another 3 lakh people get injured severely or permanently.

If you are looking for comprehensive coverage for your car, then buying a comprehensive policy is one of the best options available in India. This policy will cover all the costs related to repairs and maintenance of your car as well as any medical expenses that may arise due to an accident. But this policy will also have a deductible - which means that you will have to pay a certain amount before anything gets covered by.

After an accident, it is important to take quick action by calling the police and filing a First Information Report. Additionally, you should inform your insurance company and submit a claim right away to avoid any further complications. When filing an insurance claim, you should submit the FIR report as well as all other necessary documents, such as medical bills and repair estimates. Afterward, the insurer will send a surveyor to examine the extent of the damage and determine what caused it. The surveyor's report will determine if the insurance company should accept or reject your claim. If approved, they will cover the cost of repairs and provide financial aid for any losses incurred as a result.

By providing a thorough description of the car accident to your insurance company, you can ensure that your claim is processed quickly and accurately, but it is important to provide the insurance company with an accurate and complete description of the incident. It is important to include details such as the date, time, location, and description of the vehicles involved. Additionally, it is helpful to include any witnesses or other drivers involved in the accident, as well as any damage done to either vehicle.

The first thing you need to do after a car accident is to call the police. They will come and investigate the accident. If you are in an area where there are no police officers, then call the ambulance service.

If you have any injuries, then see a doctor as soon as possible. The doctor may recommend you to go for a CT scan or MRI scan of your head if your injury is on your head.

After that, contact your insurance company and file an online claim if possible to get the process started. You can also go into an insurance company office or call them up on their helpline number for this purpose.