When it comes to lost car keys, you should inform the police and get an FIR done right away. Also, inform your car insurance company about the same before going for duplicate keys. If you bought a car insurance policy with key protection cover the insurer will reimburse the cost of the key.
KP in car insurance is the protection under the lost or damage of car keys the add-on cover will repay the cost to replace or repair the keys is known as KP in car insurance.
This car key covers in case you misplace or lose your key this cover will reimburse the cost of the key.
Can You Claim Lost Car Keys on Insurance?
Whether you can claim lost car keys on your insurance policy depends on the type of insurance you have and the terms of your policy. In some cases, comprehensive auto insurance policies may cover the cost of replacing lost or stolen car keys as part of their coverage for theft of personal property. However, not all insurance policies will cover the cost of replacing lost car keys, so it's important to check the terms of your policy. If your insurance policy does not cover the cost of replacing lost car keys, you may still have options for reimbursement. It's a good idea to check with your insurance company and car manufacturer or dealership to determine if there are any options for reimbursement or assistance with the cost of replacing lost car keys.
Are lost car keys covered by insurance?
Yes, Key Replacement Cover protects against the loss of car keys. It is an add-on insurance cover, which can be availed at an additional premium. If you lose your car, then your insurance company may pay a locksmith to open the door and get it running again.
Are stolen car keys covered by insurance?
In India, coverage for stolen car keys can vary depending on the specific terms and conditions of your car insurance policy. Standard comprehensive car insurance policies typically cover theft of the entire vehicle but may not explicitly mention coverage for stolen car keys. However, some insurance providers offer add-on coverages or riders that include coverage for stolen keys. It's important to carefully review your insurance policy or reach out to your insurance provider to understand the extent of coverage for stolen car keys. If your policy does not include coverage for stolen keys, you may consider exploring additional add-ons or riders that offer protection against such incidents or consider separate key insurance policies for added security.
Are car keys covered under insurance?
Some insurance companies cover car keys under the same policy. However, there are some that do not. But if you add a key protection cover or a key replacement cover is an add-on in your car insurance policy then your car keys are covered under insurance.
Are lost car keys covered by insurance policy?
If you have a comprehensive car insurance policy, then the answer is “probably”. A comprehensive car insurance policy covers the loss of your keys, theft of your car or parts, and other incidents that result in damage to your vehicle.