It’s not easy to find a car insurance company that’s a perfect match for your situation. However, with a few minutes of research, you can ensure you’re on the right track. To help customers make the right decision, we've gathered the data to put together our list of the best car insurance providers as an alternative to Edelweiss Insurance. The best overall car insurance company are based on their affordable rates and top-notch customer service.
To find the best car insurance for you, figure out your budget, how much, and what kind of coverage you need. Then get quotes from top insurers and smaller regional companies for the same level of coverage. Consider each insurer's price, customer service ratings, and coverage options. Make sure you understand what's included with each policy, including perks and discounts.
Click any one of the below Edelweiss car insurance alternatives to learn more about the best car insurance company. It’s crucial to compare car insurance plans and quotes based on where you live because insurers may offer different rates, coverages, and features.
- Raheja QBE Car Insurance
- Navi Car Insurance
- IFFCO TOKIO Car Insurance
- SBI Car Insurance
- Royal Sundaram Car Insurance
- Universal Sompo Car Insurance
- Oriental Car Insurance
- Acko Car Insurance
- National Car Insurance
- Shriram Car Insurance.
Edelweiss Car Insurance:
Edelweiss offers decent car insurance rates for all car owners and many helpful add-on coverages. The level of complaints against it for car insurance is very low, making it a company to check out if you’re shopping for car insurance.
What is Covered?
- Good customer support
- Priority services at preferred workshops
- Quick claim settlement.
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What is not Covered?
- Any damage to your car in case of an accident
- Any injury to passenger travelling in your car if you haven't taken the 'Personal Accident Cover
- Depreciation or the drop in value, of your car and its parts due to age and wear and tear.
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Key Features:-
- Claim Settlement Ratio: 93.38%
- Cashless Garages: 2000+
- Solvency ratio: 2.09
- Branches: 100+
- Claims Settled: 20 Lakhs.
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Get a Quote |
Steps to find the Best Car Insurance Company:
Finding the best car insurance for you will depend on your priorities. If you want to save money, you might opt for the insurer that gives you the cheapest quote. If you want the security of knowing your insurer will pay your claims timely and efficiently, you might choose the company with the best customer service reputation in your region.
An affordable company with a strong service experience and the coverages you need. You can find the top company for you by taking a few key steps:-
- Research customer service reputations
- Compare real quotes from insurers
- Make sure the company has the coverages you want
- Double check financial stability ratings.
Top 10 Alternatives & Competitors of Edelweiss Insurance:
If you are considering Edelweiss, you may also want to investigate similar alternatives or competitors to find the best solution. Other important factors to consider when researching alternatives to Edelweiss include customer service and emails.
1. Raheja QBE Car Insurance
Raheja QBE Insurance shines with its optional coverage options, its claims process and low level of complaints, which helps it overcome only average rates.
Pros:-
- Quick claim settlement process
- Readily available customer support
- Instant policy issuance and faster process.
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Cons (Not cover):-
- A claim arising out of the contractual liability is not covered
- Damage caused by nuclear weapons material is not covered
- A claim arising out of contractual liability.
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Key Features:-
- Claim Settlement Ratio: 100.51%
- Cashless Garages: 1300+
- Solvency ratio: 3.66
- Branches: 100+
- Claims Settled: 16 Lakhs.
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2. Navi Car Insurance
Navi has pretty affordable rates for motorists with many types of needs, making it a good company for various driver profiles. The company gives its policyholders a sense of empowerment with financial independence through an extensive range of affordable products and a seamless customer experience.
Pros:-
- Good customer support
- Priority services at preferred workshops
- Quick claim settlement.
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Cons (Not cover):-
- Any damage to your car in case of an accident
- Any injury to passenger travelling in your car if you haven't taken the 'Personal Accident Cover
- Depreciation or the drop in value, of your car and its parts due to age and wear and tear.
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Key Features:-
- Claim Settlement Ratio: 82.91%
- Cashless Garages: 1100+
- Solvency ratio: 2.12
- Branches: 120+
- Claims Settled: 12 Lakhs.
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Get a Quote |
3. IFFCO TOKIO Car Insurance
The company has many optional offerings that can give you better insurance protection, making it a good choice to look at when comparison shopping.
Pros:-
- Instant digital copy of the policy
- Quick and hassle-free claim settlement
- On-road protector coverage
- Surveyors for immediate claim initiation.
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Cons (Not cover):-
- Planned damage liability, breach of policy will lapse the policy
- A normal course of mechanical and electrical breakdown, wear & tear, flat tires.
- A driving vehicle without a valid driving license
- Damage of tires without any accidental damage will claim you 50% of the damage cost.
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Key Features:-
- Claim Settlement Ratio: 84.04%
- Cashless Garages: 4300+
- Solvency ratio: 1.73
- Branches: 200+
- Claims Settled: 8.61 Lakhs.
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Get a Quote |
4. SBI Car Insurance
SBI has good coverage offerings and a top score for its collision repair claims processes. These advantages offset SBI’s car insurance rates, which are a mixed bag depending on your driving record.
Pros:-
- Easy and hassle-free purchase process
- 24x7 claim assistance
- Provides cover for CNG LPG Bio Fuel Kit.
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Cons (Not cover):-
- Loss or damage caused while driving under the influence of alcohol or any other intoxicating substance
- Loss or damage due to depreciation of the car's value
- Loss or damage due to war or nuclear risks.
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Key Features:-
- Claim Settlement Ratio: 86.01%
- Cashless Garages: 5000+
- Solvency ratio: 2.00
- Branches: 137+
- Claims Settled: 6.23 Lakhs.
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Get a Quote |
5. Royal Sundaram Car Insurance
Royal Sundaram offers a superior selection of coverage options, from accident forgiveness to disappearing deductibles. It also has a track record for low car insurance complaints, which helps offset rates that are usually higher than its top competitors.
Pros:-
- Good and hassle-free pre-sales and post-sales services
- Towing facility – spot repair services
- On-time Services
- 24x7 claim assistance.
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Cons (Not cover):-
- Any wear-and-tear of the car due to aging
- Any mechanical and electrical breakdown
- Private cars used for remuneration purpose is not covered
- Driving without a valid driving license.
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Key Features:-
- Claim Settlement Ratio: 87.89%
- Cashless Garages: 4600+
- Solvency ratio: 1.87
- Branches: 158+
- Claims Settled: 15 Lakhs.
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Get a Quote |
6. Universal Sompo Car Insurance
The company is well known for its high customer ratings and affordable coverage options, including accident forgiveness. However, it has strict eligibility requirements and not everyone qualifies for coverage.
Pros:-
- Quick claim settlement
- Instantaneous purchase
- Wide range of add-ons
- 24x7 claim assistance
- Robust customer support system.
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Cons (Not cover):-
- Normal Wear and tear and general ageing of the vehicle.
- Depreciation or any consequential loss.
- Mechanical/ Electrical breakdown.
- Vehicle being used otherwise then in accordance with limitations of use.
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Key Features:-
- Claim Settlement Ratio: 87.96%
- Cashless Garages: 3500+
- Solvency ratio: 1.90
- Branches: 86+
- Claims Settled: 1.11 Lakhs.
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Get a Quote |
7. Oriental Car Insurance
The company provides great and innovative products for its customers. Oriental Car Insurance Plans have been deliberated to gratify the need for protection cover for our cherished vehicle.
Pros:-
- Premium Discounts
- Cashless repair facility
- Excellent customer service.
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Cons (Not cover):-
- Mechanical or electrical breakdown, depreciation, wear and tear.
- In the event of any loss or damage or liability which has happened beyond the geographic area as defined in the plan
- For any loss or damage in case the vehicle is being driven by any third person other than a Driver as stated in the Driver’s clause.
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Key Features:-
- Claim Settlement Ratio: 81.83%
- Cashless Garages: 2000+
- Solvency ratio: 1.40
- Branches: 1800+
- Claims Settled: 18 Lakhs.
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Get a Quote |
8. Acko car Insurance
Acko has very competitive car insurance rates for many types of car owners, which makes it worth a look if you want cheap car insurance. Having a low level of car insurance complaints is another reason to consider Acko Car Insurance.
Pros:-
- 24x7 emergency assistance
- A dedicated claims team
- Claim approval within 7 days
- 1 day pick up for repairs
- 3 step door delivery at no cost.
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Cons (Not cover):-
- Influence of alcohol or intoxicating drugs.
- war or similar conditions
- Any claims against an incident.
- Replacement of parts that are damaged due to regular wear and tear.
- Driving without a valid driving license.
- Personal items stolen from your car.
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Key Features:-
- Claim Settlement Ratio: 82.35%
- Cashless Garages: 1300+
- Solvency ratio: 1.91
- Branches: 200+
- Claims Settled: 10 Lakhs.
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Get a Quote |
9. National Car Insurance
The company is one of the oldest insurance players offering multiple insurance policies to fulfill the different needs of the customers.
Pros:-
- 24x7 emergency assistance
- Quick & Hassle-free Claim Assistance
- Easy to make a claim
- Excellent customer support.
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Cons (Not cover):-
- Any mechanical and electrical breakdown
- Private cars used for remuneration purpose is not cssovered
- Any wear-and-tear of the car due to aging
- Driving without a valid driving license.
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Key Features:-
- Claim Settlement Ratio: 78.55%
- Cashless Garages: 3100+
- Solvency ratio: 0.62
- Branches: 373+
- Claims Settled: 2.3 Lakhs.
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Get a Quote |
10. Shriram Car Insurance
Shriram as the best car insurance for customizable premiums because of its Name Your Price tool, which allows drivers to shop for coverage according to their budget.
Pros:-
- 24x7 Hassle-free claim process
- Survey and assistance within a day
- Simple claim procedure
- Updated claim status.
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Cons (Not cover):-
- Accidental loss or damage caused due to wilful Negligence is not covered.
- Damage due to nuclear or radioactivity or nuclear weapons, war, and related activities.
- Consequential loss, depreciation, wears & tears mechanical and electrical breakdown/failure, or breakages are not covered.
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Key Features:-
- Claim Settlement Ratio: 79.43%
- Cashless Garages: 2000+
- Solvency ratio: 3.63
- Branches: 3850+
- Claims Settled: 2.08 Lakhs.
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Get a Quote |
Conclusion:
Most major companies offer similar types of coverage, but there are some unique differences among them. We have given the best car insurance companies by analyzing important factors that will affect your customer experience. We evaluated large car insurance companies based on your needs for average rates, coverages, features available, levels of services, and claim assistance.
Whether you’re looking to switch insurers or you’re buying car insurance for the very first time, there are several factors to keep in mind when trying to find the right coverage for your vehicle.
We recommend you to go through all the providers based on their affordability, strong financial standing, and positive customer service ratings. It’s always good to compare insurers. Get free car insurance quotes when you shop to find the best coverage and price for your insurance needs.