Future Generali Vs TATA AIG Car Insurance Comparison 2024

Updated On: 2023-04-21

Author : Team Policybachat

Future Generali and TATA AIG are leading car insurance companies in India. Choosing the right car insurance plan for your vehicle can be tough, but each company offers several different policies. Choosing anyone could be a great move because they're both trustworthy and competitive. They have almost similar products, but their pricing and coverage are different.

TATA AIG is a basic plan that will offer you coverage against most eventualities today. Future Generali is a premium-based plan with additional features like accident cover, roadside assistance, and travel benefits. The question then becomes - which one should you choose? In this article Future Generali vs TATA AIG Car Insurance comparison, we will help you to make an informed decision.

Future Generali vs TATA AIG car insurance differs mostly on pricing. Comparison of Future Generali and TATA AIG Car Insurance depends on the factors such as Customer Service, Product Portfolio, Pricing, Best Coverage, suitability, and Claim Settlement Ratio.

When you buy insurance for your car, you would want to get insurance that is high on benefits and low on costs. PolicyBachat help you choose the best car insurance policy by comparing online. You must know what your budget and requirements are, to decide on the right one for your needs.

Which is the Best Car Insurance Company Future Generali or TATA AIG Car Insurance?

Future Generali has been around for a long time and is considered one of the best car insurance companies in India. On the other hand, TATA AIG is an insurance company that works with multiple brands. They are considered one of the most reliable insurers in the country.  Whether it is Future Generali or TATA AIG car insurance the best car insurance company always provides:-

  • Good coverage offered
  • Better price
  • Customization of add-ons
  • Best customer services
  • Claim settlement ratio
  • No. of cashless garages
  • Analyzing car insurance needs
  • Financial ability of the company
  • Third party liability coverage
  • Personal accident cover.
Key Points Future Generali Car Insurance TATA AIG Car Insurance
Claim Settlement Ratio 66.13% 75.41%
Cashless Garages 4000+ 5400+
Solvency Ratio 1.67 2.22
Branches 121+ 200+
Claims settled 2.06 lakhs 1.20 lakhs

*The premiums are displayed according to your details, compare the quotes and buy the policy according to your needs and budget.*

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Future Generali Car Insurance:

Future Generali Insurance is a joint venture between the Future Group and the Generali Group. The company was established in September 2007 in India. The company deals in a wide range of insurance products and car insurance are one of its most demanded products. It offers a single yet effective comprehensive motor solution. The cost of Future Generali car insurance varies depending on the type of policy that you choose to buy.

In a bid to enable you to secure your car after an accident or a mishap, the Future Generali Insurance Company provides different types of car insurance plans such as third party car insurance and a comprehensive car insurance cover.

With these insurance covers, policyholders get coverage against financial liability which you may incur towards a third party due to the death of or bodily injury or damage to the property sustained by them, due to the involvement of your insured car and coverage for any damage or loss sustained by your car due to an accident, theft, fire, riot, strike, earthquake, flood, cyclone and so on.

Car insurance policies by Future Generali are offered with various add-ons to allow the customer to choose and opt for extra coverage and enhance the scope of coverage provided for his car. This company ensures your car’s security against theft as well as damage from road accidents. Their online services to buy car insurance and renew a car insurance policy are as easy as a pie.

What are the Benefits and Features of Future Generali Car Insurance?

Applying for Future Generali car insurance online is beneficial in more ways than you can imagine. Now, you too can enjoy those benefits by applying online.


  • Third party liability protects you financially covering up to Rs. 7.5 lakhs
  • Personal accidents cover up to Rs. 15 lakhs.
  • Settles 2.1 lakh+ claims every year
  • Coverage for own car for its loss or damages
  • 24x7 emergency assistance is provided
  • Digitally enabled processes with FG Insure App
  • Provides a simple and swift claim settlement process
  • Towing assistance for your vehicle during an emergency
  • Transfer of ‘No claim bonuses’ to any other insurance provider.
  • Toll-free facility for assistance by customer care executives when you need it
  • Claim finalization or settlement will be reported within 7 working days from the date of receipt of all the documents.


  • Hassle-free Claim Process
  • Anti-theft Devices
  • Quick Survey
  • Towing Assistance (for Accidents)
  • Roadside Assistance
  • Future Xpress and Xpress+
  • Convenient policy processing with minimal documentation
  • Instant issuance of your policy
  • Hassle-free experience getting your car insured.

TATA AIG Car Insurance:

Tata AIG Car Insurance is a leading provider of motor insurance in India. The company offers an extensive range of products and services to meet the needs of both private and commercial customers. Tata AIG Car Insurance has a team of over 1,000 employees across all states in India and more than 1,000 agents across the country.

Tata AIG provides its customers with a wide range of insurance solutions including personal accident cover, car theft cover, breakdown cover as well as third party liability cover.

Tata AIG General Insurance Company Limited is a joint venture between the Tata Group and the American International Group (AIG). Tata AIG General Insurance Company Limited celebrated 21 years of service in 2021 since it commenced operations on January 22, 2001. The company has made a mark in the industry by launching several innovative products and services over the years.

What are the Benefits and Features of TATA AIG Car Insurance?

TATA AIG car insurance online is beneficial in more ways than you can imagine. Now, you too can enjoy those benefits by applying online.


  • Save up to 75% on car insurance premiums by buying your policy online.
  • In Tata AIG car insurance claim process is easy and quick. Decision on claims approval within 7 working days from the receipt of all documents.
  • Avail of a wide network of cashless garages service.
  • No Claim Bonus is up to a 50% discount
  • Own Damage cover car insurance covers damages from accidents, man-made disasters, and natural disasters
  • Up to 13 add-ons to protect your four-wheeler with an all-around car insurance policy, Add Optional add-on covers like passenger covers and customize your policy. Select from a list of smart rider options, available for an additional premium.
  • Our network of over 7500 garages ensures cashless services for your car repairs
  • Third-party damage covers third party property/vehicle, and covers injury caused in an accident.
  • Any loss or damage resulting due to an accident or collision with another vehicle, animal, or thing like a building or pillar
  • Any loss or damage that has occurred due to bad weather conditions or natural calamities is also covered
  • Any loss or damage due to external explosion or fire is also covered.
  • Quick renewal of your car insurance with an easy 3-step process
  • Guaranteed 24*7 customer support for any queries related to the policy and intimation of a claim.


  • Emergency roadside assistance
  • Recognized Automobile association
  • Anti-theft device installation
  • Modified/specially designed vehicle discount.
  • Save up to 75% on car insurance premiums by buying your  policy online
  • 650 claim experts across India ensure an easy and quick claim process
  • Quick renewal of your car insurance with an easy 3-step process with Tata AIG.

Comparison of Future Generali Car Insurance vs TATA AIG Car Insurance:

Since there are many different car insurance plans available today, it is crucial to compare the needs of your car with them all and then make a choice. These comparisons are best made online as more information is accessible on the internet and it is often easier to draw comparisons across several different categories. Consider the following key factors associated with these comparisons.

The comparison will be done based on various factors such as claims, customer service, policy cost, and more. However, some key differences make them stand out from each other. This article will help you decide which insurance company to go with, explains the pros and cons of both policies, and how they compare with each other.

Key Features Future Generali Car Insurance TATA AIG Car Insurance
Premium Up to 60% savings Save up to 75%
No Claim Bonus (NCB) Up to 50% discount Up to 50% discount
Claim Assistance 24x7 claim assistance, and 24x7 Roadside assistance 650 claim experts for an easy and quick claim process
Easy Claims Quick and hassle-free claim settlement through Future Xpress and Xpress+ available Get Policy claims in 3 easy steps
Accessibility Online through
PolicyBachat & Future Generali Website.
Online through
PolicyBachat & TATA AIG Website.
Types of Policies
  • Third party car insurance
  • Comprehensive car insurance
  • Own damage car insurance.
  • Comprehensive Car Insurance
  • Standalone Own Damage Car Insurance
  • Standalone Third Party Car Insurance.
  • Zero depreciation cover
  • Tyre damage
  • Return to invoice
  • Theft or loss of keys
  • NCB Protection
  • Inconvenience allowance
  • Loss of personal belongings
  • Engine protection
  • Legal liabilities.
  • Depreciation reimbursement
  • Courtesy/hire car
  • Daily Allowance
  • Return to invoice
  • Repair of glass, plastic, fiber, and rubber parts
  • NCB Protection cover
  • Loss of personal belongings
  • Key replacement
  • Emergency transport and hotel expenses
  • Engine secure
  • Consumables expenses
  • Tyre secure
  • Roadside assistance.
  • Instant policy
  • Get a soft copy of the policy instantly to your mail
  • Customer-centric approach
  • Customer service assistance with online support to the customers
  • Easy claim settlement
  • Get a personal accidental cover up to 1 Lakh.
  • Get your claim settled without any hassle within 7 working days.
  • Self-service option for a service request, documents, and claims
  • High Claim Settlement Ratio
  • Customer-centric Performance-driven.
  • Saving and Affordable Premiums
  • The easy quick and hassle-free claim process
  • Easy Policy Issuance in 3 easy steps.
*Know more about Car Insurance benefits and coverages of Future Generali and TATA AIG* Know More Know More

More Coverages Comparison of Future Generali Vs TATA AIG Car Insurance:

Specifications Future Generali TATA AIG
24*7 Road Side Assistance Covered Not covered
Engine Protection cover covered Covered
Key Replacement Not Covered Covered
Max Personal Accident cover Rs. 15 lakhs Rs. 15 lakhs
ARAI Approved Anti-Theft Device Covered Covered
Coverage against Theft Covered Covered
Coverage against Natural and Manmade disasters Not Covered Covered
Third party Liability Covered Covered


Explore the various benefits, coverage, and discounts to find the right car insurance policy for you. Become an informed customer to get value for your money. Now that you know the difference between these two car insurance providers, it's up to you to compare the prices of Future Generali and TATA AIG before choosing which best suits your needs.

The different insurance companies could offer a difference in price due to the level of service included with the package. The Future Generali provides more comprehensive coverage that is also inclusive of legal expenses and medical costs, while TATA AIG offers third party liabilities and medical coverage. The TATA AIG also has a higher deductible than the Future Generali and allows you to choose whether you want to pay monthly or yearly premiums.

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