HDFC Health Insurance Policy | Life Health Assure Plan
Health is wealth, maintaining good health is as similar as economizing finances. Health Insurance is the only way to keep health intact, without disturbing financial stability. Now-a-days, with complex health issues, health insurance became a necessity. The Insurance market is exponentially increasing with new policies and various plans from varied insurance companies; HDFC Health Insurance is one such insurance company that issues best health insurance policies at reasonable premiums and sufficient coverages.
HDFC Health Plans
Family health is certainly important. Double checking your family's safety ultimately takes a toll on your health. Furthermore, it liquefies your finances and eventually adjusts other financial commitments. Under such imperative circumstances, HDFC Health Insurance comes to aid by offering monetary support.
HDFC Life Health Assure Plan is comprehensive policy which covers almost all medical expenses incurred in a hospital. This Plan comes with two different options for an Individual or a family floater for Wife, Children and other elders in the family. In addition to these HDFC Life Health Assure Plan facilitates the consumer to choose between two different plans with varied sum insured values as Gold plan and Silver plan. Along with these the consumer can enjoy more optional benefits like Room Rent Enhancement and Restore benefit.
This policy is constructive to the insured as it offers a guaranteed three year premiums even with a claim. If the insured has two consequent claim free years, he/she can enjoy doubled coverage from the next policy year. The plan promises lifetime renewals along with cashless services at network hospitals. Not to mention the free and hassle free reimbursement process which serves a best use for the insured.
Advantages of HDFC Life Health Assure plan
This HDFC health insurance plan is altogether a profitable with various benefits as Inpatient hospitalization benefit, day care benefit, pre and post hospitalization benefit, emergency ambulance, donor expense benefits along with maternity and hospital cash benefit. This plan offers cashless hospital services at 4500+ network hospitals. Additionally, the plan offers wellness benefit for Gold policy option and furthermore the insured will be benefited by tax under the section of 80D and Act of Income Tax.
The plan goes invalid under various situations like claims within 30 days of policy commencement, claiming for various unlisted disorders given within the policy. In addition to these claiming for uncovered pre-existing condition, maternity benefit and treatment outside India are completely treated inoperative.
Buying a best health insurance policy is mandatory. This plan should provide maximum coverage at budget price. Comparing health insurance plans online, assists you in finding a best policy. An IRDA approved web aggregator like policy Bachat provides the customers with best and reliable insurance plans.