Insurance Articles

All you need about Waiting periods in Health Insurance

The awareness of having a health insurance policy has been increased drastically in the past 6 months. All thanks to COVID-19 which made people understand the advantages of having a health insurance policy. Taking a health insurance policy needs proper planning and research. The health insurance policy consists of waiting periods before availing certain benefits. It is the period when a certain illness, disease or surgery is not covered and you have to wait for a certain period of time for the coverage to kick start.

Lost your car key- Here are things to do.

Key is the most important part in a car. Having a mechanical or electronic key enables the car to be start and stop manually or electronically. While most of the people insure their car, insuring the keys is quite uncommon because people think that car keys can be replaced easily. This could be true in the case of manual keys but when it comes to remote operated keys; it is highly difficult to replace them locally.

Top 7 Tips To Prevent Car Theft

Mr.Rizzu has recently purchased a top end luxury car on his wedding anniversary. He lives in a locality with congested parking place which forced him to park his car outside of his house. One bad night while he was sleeping, his car was stolen by unidentified miscreants. All the efforts done to recover the car have gone in vain as the car could not be traced.

Does your Car Insurance cover Animal Attack?

There have been many instances of animal attack on the car resulting in the damage of the car. These animal attacks can be due to different reasons and the damage caused can be severe to the car. There are many types of animals which can cause damage to the car and result in huge amount for repairing the damages caused.

What is “Waiver of Premium” rider in Life Insurance?

Waiver of premium is a rider in life insurance policy that waives off the premium payments by the insured if the policyholder suffers from critical illness, accidental disability or serious injuries. The waiver of premium rider is available on payment of additional premium to the insurance company.

What happens if you give wrong information in the proposal form for insurance?

Mr. Girish has decided to take health insurance policy for him and his family members as the health care costs are rising continuously and any small health issue can seriously lead to financial crisis. So, he approached an agent for selecting the best health insurance policy. The agent had advised him a particular health insurance plan from XYZ insurance company, after calculating the premium and going through the brochure Girish has agreed to take the plan.

Everything you should know about “Pay as You Drive” Car Insurance

“Pay as you drive” is a new concept which was introduced in India recently and the success of it is yet to be ascertained. This product was introduced in the market as per the Sandbox regulations of IRDA for a period of 1 year, the continuity of the product will be reviewed after the trial period by IRDA.

Things to take care while driving your Car in Rainy season

Driving your car in monsoon season can be one of the toughest challenges faced by you. If you drive fast there would be a chance of skidding and accidents, if you drive slow you might damage the engine. It is highly important to strike equilibrium and reach your destination safely. Rainy conditions are directly associated with higher accident rates. No matter how many precautions you take it is highly possible to meet with even a minor accident or car repair during rainy season.

How to make a claim on two health insurance policies?

Mr. Jon working in an MNC has purchased a Health insurance from ABC insurance company along with his family for a family floater sum insured of Rs.4 Lacs. But with the rising medical operational costs he felt that this sum insured would not be enough and opted for an individual family health protection plan for a floater sum insured of Rs.8 Lacs from XYZ insurance company. He has taken adequate coverage and also informed the insurance companies regarding the other health insurance policy.

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