Insurance Articles

Benefits of Third Party Car Insurance

Here are the benefits of having a Third Party Car insurance. Third party car insurance is one of the section in the car insurance policy copy, the other being the own damage section under the car insurance policy copy.

Car Pre Inspection Service in India

Everything you need to know about Car Pre Inspection Service in India. Third party Car insurance is compulsory in India as per the Motor Vehicles Act for every car plying on the public places.

Best Car Insurance Agent in India

Things to Keep In Mind Before Deciding The Best Car Insurance Agent in India. While purchasing a car many factors are taken into consideration, a proper research is done and even test drives are taken by the customers.

Everything you need to know about No Claim Bonus (NCB) protector in Car Insurance

No claim bonus in car insurance is basically the discount offered to the customer by the insurance company at the time of renewal for having no claims in the previous policy years. The No claim bonus is given as discount under the own damage section of the car insurance policy and it ranges from 20% to 50% for every claim free year. The NCB can drastically reduce the premium of the car insurance and save a lot of money for the customer. The NCB discount is over and above the own damage discount offered by your car insurance company.

Lost Car Insurance policy copy?

What happens if you lose your Car Insurance Policy? Many of us might have faced the situation of losing the car insurance policy which could have been due to many reasons. Once the car insurance policy is lost, it might be difficult to show to the traffic police or the authorities during the search.

Everything about Bumper to Bumper Car Insurance

Car insurance consists of two sections namely third party and own damage which when offered together is known as Comprehensive car insurance policy. The own damage section under the car insurance has add-ons which can be opted on payment of additional premium. The premium to be paid for these add-ons varies from company to company and also depends on the age of the car.

How to Calculate the Car Insurance Premium for New Car and Used Car?

Car insurance premium is calculated online these days with the help of computers and other digital equipment. In the starting days of insurance, the premium calculation was done manually and was given in writing

Best Car insurance in India

What factors are to be considered while selecting the Best Car Insurance in India? Many of you might have searched for the term Best Car insurance in India. Car insurance is very much popular in India and there are almost 27 general insurance companies offering car insurance to the Indian customers. The car insurance premium charged by these insurance companies differs as per the coverage offered by these insurance companies. There are few factors which are to be considered before selecting the best car insurance from the list of available options.

Car Insurance Price List

What would be the car insurance price list for your car? Car insurance premium calculation has two components namely Third party (TP) premium and Own Damage (OD) premium. While the Third party premium rates are fixed by the IRDA, the own damage premium rates are fixed by the insurance companies. The third party premium rates are subject to change each year depending on the claim amount settled and other factors which are taken into consideration by the IRDA. The car insurance price list contains both the third party premium and the own damage premium or 1st party premium of your car.

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